Credit - May 2007

i wont to give my 12 year old sister a credit card they asked if i wonted to add some one so i said yes, i gave the name and it came in the mail i thought i was done. now they are asking for ssn, employer, and income. can she legally get a credit card? if i send this in will she be liable for my charges? i think its great if she can gane credit early but will they not accept it? is there an option that will give her a credit card but no liabilaty? isnt the age 18 to sign into a contract?

2007-05-29 19:27:59 · 10 answers · asked by Brian D 1

2007-05-29 18:48:10 · 2 answers · asked by Rafael Smallville 1

2007-05-29 17:37:34 · 8 answers · asked by Tammy M 2

I had some old accounts that were past due about 4yrs ago. I hit a hardship in my life that I was not able to keep payment on the accounts. From there most of the accounts either went to a collections agency or an attorney. Last year I reviewed my credit report and it showed the original lender with the original account opened date which was about 4yrs ago. I just recently reviewed my credit report again but now the open dates on the accounts have changed along with the names of the orginal lender. It looks like they were transfered over to the collections agencies. The collection agencies went ahead and changed the account open date to a recent date in which now makes the bad mark on my credit report take longer to fall off. Originally 4yrs has passed and I thought I would have 3yrs to go for everything to fall off my report and start a new. But now it looks like the bad past due account marks will remain another 7 yrs. Can they do that? Please if anyone can help with answers. Thanks

2007-05-29 16:59:08 · 11 answers · asked by Anonymous

1. How long do public records, inquires, as well as derogatory items stay retained?

2. Do we update new employment record or will the agencies gather that information?

2007-05-29 16:06:58 · 10 answers · asked by Anonymous

How bad does a repo / voluntary repo affect your credit?
I can tafford to keep my 07 altima that i got 4 months ago and cosidering getting a voluntary repo ive tried to sell it but im upside down too much and cant come up with the diffrence any advice or sugggestions?

2007-05-29 13:40:02 · 7 answers · asked by abmexboi 1

does paypal add extra charge on them when u buy sumthing on ebay?
i cant really explain but do u have to pay for using paypal better yet

2007-05-29 13:34:51 · 3 answers · asked by bhdplayer4 2

I,m not a expert on interest rates but i,m in the market for a vehicle and i keep hearing zero percent financing at dealerships. is it a good thing will it end up screwing you over in the long run.

2007-05-29 13:33:50 · 11 answers · asked by Anonymous

Well I just recently learned that my credit score is really low and it is below 520. I don't know the exact score but I just know it is lower then that. I currently have a credit card bill I am working on paying off on time(after I was late for a little while) but my question is what do I need to do to make my credit better and more importantly HOW LONG WILL IT TAKE to make it better? I am looking to get into the 600 range....THANK YOU FOR YOUR HELP!!

2007-05-29 12:48:49 · 8 answers · asked by DN1503 4

2007-05-29 12:42:56 · 3 answers · asked by Anonymous

My boyfriend has a visa credit card, and if i wanted to join that account do you think i can do that without having any credit myself?

2007-05-29 12:23:29 · 5 answers · asked by Bens Mommy 2

Two levels up this pyramid confirm that they were never notified of any issues, and no one has records going that far back...Including us...

2007-05-29 12:23:21 · 4 answers · asked by Mr. Me 7

2007-05-29 12:16:09 · 19 answers · asked by WAM22 1

So should I close them? I paid them off. 0 balance now. Will it hurt my current credit score of 718?

2007-05-29 11:23:21 · 9 answers · asked by johnie walker 1

Do you recommend any company.

2007-05-29 10:54:17 · 3 answers · asked by Heather H 1

The problem is I have these frauds account that are on my credit report and are taking forever to get off so my credit score is only 650-675. I go to school so is there anyway I can get a loan out from the places that are already giving me school loans and not use it for school? If not where can I go and let a loan with my credit score? I don't have a job I just sell on ebay which brings me an income of about $1600 a month

2007-05-29 10:53:46 · 4 answers · asked by sonyab523 2

2007-05-29 10:24:27 · 5 answers · asked by ThatOneGirl 1

Hi!! i've had my secure card from bank of america since sept 2005, when it count the year they give me back my 99 dollars of deposit for the card. but they didn't increase my credit line (i'm fine with that) after all that happens yesterday (read my last question) i was talking to a friend of mine whose credit actually is (835) and it really looks he knows how to take care of his credit. and he told me that my mistake was to keep staying with bank of america and his secure card. to go to another bank and apply for a regular credit card and that was going to help me out more to build my credit up.
any ideas why he says so?? can anybody educate me in this too??
ps: i never use more than 250.00 in my card (500 credit line)
always pay on time more than min payment.
my card is good until sept this year (should i renew or not))??

thanks in advance!!

2007-05-29 10:14:46 · 4 answers · asked by Desyeni 4

I have my utilities which of course help, but i have heard a credit card is the best way to rebuild credit. But with my credit being not real good, no one will approve me for a credit card. I feel like i am chasing my tail in circles.

2007-05-29 09:45:43 · 13 answers · asked by ashlee78880 1

2007-05-29 09:01:39 · 2 answers · asked by Anonymous

something even though its not what they require. Say they want 25.00 a mo. and i can only send 10.00. Can they do anything? I know once it goes to collections it ends up on your credit also. In return makes Bad credit.

2007-05-29 08:40:19 · 11 answers · asked by honeygirl17403 1

2007-05-29 08:28:21 · 5 answers · asked by dania 1

i just got some medical bills in the mail that there is no way i can pay them off in the 90 days. I heard that they will not go on my report if they are medical bills. I will being paying them monthly, but they are only giving me 90 days to pay.

2007-05-29 08:21:51 · 8 answers · asked by 123456 1

I just received a bill from a collection agency. Its from a cell phone company. Cingular. Apparantly, they got the name and some how the Social Security number right as well but the billing address, phone number, everything else is wrong. Obvioulsy, some one use my name and my social security number to open a Cingular account and now I have a bill to pay for something I was never awared off.
1. How can I report this as a fraud.
2. Anyway I can get my money back
3. Can I put this info on my credit report if necessary
Thank You.

2007-05-29 08:17:40 · 2 answers · asked by Confused 1

2007-05-29 08:07:41 · 3 answers · asked by lisa k 1

i want to know if i was wrong for giving it out

2007-05-29 07:28:27 · 6 answers · asked by Luis H 2

2007-05-29 07:26:30 · 8 answers · asked by mstoni25 1

im trying to find a store that i can get a charge card. im trying to improve my credit. I have a score thats really low and ive even tried orchard bank. any ideas for some store credit options????????

2007-05-29 07:25:06 · 5 answers · asked by Anonymous

2007-05-29 07:23:02 · 1 answers · asked by Teacher 1

I need a personal loan of 1700, if I don't have it in 3 days the company will take me to court. I have bad credit because of this company, so no banks want to lend to me. I am an honest person who and am willing to do any kind of payment plan...I just need help!

2007-05-29 06:52:22 · 8 answers · asked by Anonymous