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Having a good credit rating, helps a consumer get a loan or credit at better rates and for larger amounts.To know "How to improve credit rating, credit score" plz follow link-

http://www.acreditlibrary.com/improvecredit.html

2007-05-30 05:03:53 · answer #1 · answered by ram k 3 · 0 0

Much depends on how you handle your finances AFTER you file Chapter 7. If you continue with financial issues, your credit score won't EVER improve. If you handle future financial situations responsibly, allow at LEAST one year for your FICO to return to a halfway reasonable level.

2007-05-30 08:08:30 · answer #2 · answered by acermill 7 · 0 0

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