Credit - May 2007

how do i begin? what would you do?is there a website that helps people do this?

2007-05-26 13:27:11 · 4 answers · asked by benjamin linus 1

but when they ask for your chaecking account info i don't got one just a prepaid credit card can they put the money on it thru that PLEASE HELP

2007-05-26 11:07:12 · 5 answers · asked by Mamehachan 1

Heres my situation When i turned 18 I made the mistake of getting a credit card. A bigger mistake , I got a Best Buy credit card. An even bigger one, I got a a capital one credit card. all there maxed out. I owe about $4,100 altogether. I owe about $11,000 in student loans. Now that I have a baby i realize what credit is really worth. My car recently borke down and now I have no way to get to work. I dont make much at all. My girlfriend is threating me that she will leave me if i dont shape up soon. Now I have no way to get to work and rent is $800 + Util. I think I've appiled everywhere for a loan and I get deined understandably because my credit score is 463 (very poor). I'm going crazy . Its hurting everything I love.I have no money saved. Is there anything out there that would help me? I'm just trying to start my life over and be a man.

2007-05-26 10:51:52 · 5 answers · asked by Anonymous

Does your credit history report include your employment record

2007-05-26 10:32:23 · 8 answers · asked by Anonymous

...until Sept 2009 (for example). So, does that actually mean that in Oct 2009, this entry will not appear? Or, will the creditor have some other way to keep it on there?

2007-05-26 09:47:26 · 4 answers · asked by geckosgirl 2

i posted a topic earlier regarding loans 4 bankrupts and alot of people message back claiming they would loan me money simply by e.mailing them with my loan request the thing is i gave a man my debit card details and beginning to worry if they are real

2007-05-26 09:30:15 · 3 answers · asked by timothy h 1

My Credit Card has a credit limit of $300. I went over it by $300 putting $600 onto it. I have a overlimit fee of $25. What Happens now. Do I get charged 25$ extra every month till my credit limit is back to normal???

2007-05-26 09:07:18 · 7 answers · asked by Anonymous

Yahoo recently emailed me that I have won cash prize of $500 and asked me to claim that prize by becoming their premium member in games.yahoo.com which charged me $8.75 from my e-gold account.As soon as i filled the membership form $8.75 from my e-gold account transferred to yahoo's e-gold account but $500 wasn't transferred to my e-gold account as said by the yahoo.I want to know why this kind of activity is done to its member.Is it justifiable? I want answer from yahoo.com

2007-05-26 06:53:40 · 4 answers · asked by Sunil D 1

I have credit card debt in the amount of $2,000 and misc debt in the amount of $2,000.

2007-05-26 04:11:09 · 5 answers · asked by mpbisonexpress 1

If I report the unauthorized charges to Chase what will they do to her? She is making the monthly payment, and plans to pay it all off. Will Chase still press charges against her if she is willing to pay for it?

2007-05-26 03:42:28 · 12 answers · asked by Anonymous

i have a 800 electric bill from 2 years ago, thats what they sent to the credit bural, but now im down to 200, cant budget to pay the rest off right now. but i want it on my report to say the amount that im down to, is there any way like sending the bill the burals its self, i dunno thank you

2007-05-26 01:05:04 · 3 answers · asked by twohitsmf 1

2007-05-25 20:44:11 · 8 answers · asked by Julie C (little ninja) 1

2007-05-25 19:25:40 · 7 answers · asked by deal 1

I just got my credit report but it doesn't list my college loans that I paid off quite a few years ago or my payment history on former credit cards. Wouldn't this information improve my credit profile?

2007-05-25 18:19:35 · 3 answers · asked by africanviolet 2

I'm looking at refinancing my auto loan after a bankrupcy. The orig. company reports to the credit beurus but is at 13.5 % I've been offered a refi at 10.72% but they don't report to credit bueru until after 1 year am I better of with the original or the refi.

2007-05-25 18:12:22 · 6 answers · asked by ncrver 1

I am looking at several credit cards, but the most important factor to me is the credit limit. Is there any way to find out the limit before I'm actually approved for the credit card?

2007-05-25 17:10:24 · 13 answers · asked by Michelle B 3

I am 21 y/o and currently have $1,000 in debt. I work Full-time and make around $600 every 2 weeks (living on my own, so exclude living expiences). I previously went to a car lot to purchase a new car (new car to me is in the 03-04 model year), upon talking with the dealer and finance manager I was told I don't have enough history behind me, but they would be willing to put me on a 36 month payment plan with a monthly payment plan roughly around $650 a month for a 2006 Chevy Colbalt, obviously I am not stupid enough so I told them no.

My question is how can I get that history behind me so I can purchase a car within the range of $4500 - $5000? And if I were to pay off that debt would it help any? Obviously my credit is my own, and it was my fault for getting it where it was, which to say the least is not as a bad as a few people I know who owe a whole lot more. At any rate I have every intention to pay off what I owe and I want to have a great credit history for the future. Thanks.

2007-05-25 15:28:37 · 5 answers · asked by Casey 1

2007-05-25 14:32:01 · 10 answers · asked by Robert P 2

Division of Currency Claims in Miami.FL33152-0767 PO 520767
I have over $2,342,000.00 pending cash disbursal awaiting claim and payment.I must reply by midnight,5/29/07.I have to fill out a Transmittal Authorization.form2006Rev and final payment,of course,is dependant on satisfactory completion of claim requirements and verification of eligibility/submission of final claim. and $20.00 dollars.

2007-05-25 12:43:06 · 4 answers · asked by Anonymous

I make on average $1,600 a month. I have credit card debt, rent, and car payment. Not to mention maint., food, GAS, clothing, emergency. I can barely save. What do I do. How can I refiance my car if I have bad credit, but if I get rid of my car then I can save and get out of credit card debt. Or what do I do? Where do I go? I already participate in a debt consolidation program for my credit cards. It helps but I can not save. I need help, please consder this question as if you were in the situation.... THANKS!

2007-05-25 12:04:19 · 8 answers · asked by Lance D 1

To make a long story short, I tried to get my credit report information online from annualcreditreport.com, and it asked those personal questions confirming who you are. It asked what company i took a mortgage loan from in 1998, and what year i did, as well as an auto loan in 2002! I have NO idea where these came from. I was 10 in 1998!!! Theres no way i could have done that! And now my information is frozen. I put a fraud alert on my account by calling Experian, but there were no live people to talk to, so i couldnt get help. i dont know what to do. I'm 19, my parents wont help me im completely lost, please help!!!!

2007-05-25 11:07:13 · 8 answers · asked by shelb 2

Card company was notified of the death AND a death cert. sent to them. The card company referred the debt to a collection co. Now it's with an estate collection company who is saying if there was a temp. administrator, there "had" to be an estate. In our state a temp. adminis is needed to turn the utilities off. Who are these "thugs" and what can we do?

2007-05-25 08:15:01 · 7 answers · asked by flashcat1993 1

I pay for a service to check all three reports and scores anytime. They have my account balances from 01/07 and some from 12/06! So my report says I've got about $7000 on cards when in reality I have nothing on them. Can request an update, or do I just have to wait?

2007-05-25 08:11:32 · 5 answers · asked by shambo 2

2007-05-25 08:10:29 · 6 answers · asked by TIMOTHY 1

I finally payied off my car loan about 3 months ago the last 3 years were bad for me so i maid alot of the payments late and i was wondering if there is a way(nice of course)of talking to the creditor to see if they remove that from my credit
do you think is possible ?and how?

2007-05-25 08:01:05 · 4 answers · asked by twogirls0306 2

2007-05-25 07:44:03 · 11 answers · asked by ? 3

to transfer my balance of $1,000 because my apr is so high but i got denied from 2 places because i have to much debt woth other cards i have old navy target gap which all together is about $600 i also have a victoria secret that i have never used before im gunna cut those up and pay them off so my question is should i leave them open or should i close the accounts cause i heard having credit cards but not using them will higher my credit score i was just wondering what should i do keep them open and not use them or close the account

2007-05-25 07:35:21 · 6 answers · asked by Anonymous

where you can get money off the internet, i'm not talking about points, or nothing like that i'm talking about small portion checks for doing something or even applying. i don't know anything. i want to see if it really works. where can i start off at?

2007-05-25 07:33:05 · 3 answers · asked by marilyn 1

I have bad credit and have a lot of bills. I've looked at credit consolidation and debt management but most of them said they don't include car loans, to which I have 2 of them, and some don't do business in Washington state. I don't know which one's the best route. I just want get my life back on track and find a solution

2007-05-25 07:26:13 · 4 answers · asked by ace 1

2007-05-25 06:42:35 · 13 answers · asked by T.T 2