Credit - May 2007

I too have been scammed with many others I also cannot afford to lose $1700 So How do we go about getting money back. Talk with BBB and filed a complaint with PhoneBusters But have been able to get no where. Like many others I was desperate and should have Known it was too good to be true

2007-05-21 12:43:56 · 2 answers · asked by Anonymous

so that the bad debt stays on the report.. (still owe money)

2007-05-21 12:14:26 · 4 answers · asked by Stef 2

I have a few accounts in collections and my credit got ruined due to a lay off since 2000. Does your credit report clear after 7 years even though you have not paid the accounts? Thanks.

2007-05-21 12:07:26 · 8 answers · asked by Curious1 2

i have past due bills because of my lay off.

2007-05-21 12:02:50 · 6 answers · asked by djscred 1

I made some transactions this weekend and they are still on my pending file. Do they just pile all transactions done on the weekend and process them the Monday or Tuesday after?

2007-05-21 11:57:42 · 4 answers · asked by claudia_leticia 1

hooters, aspire, homedepot, target, fingerhut, care credit and cap. one. included on which i am an authorized user discover, cap one (a different one), jcpenny. i used cap 1 and discover for balance transfers so i can cancel hooters, aspire, orchard. i also transferred my person cap 1 card but intend to keep it.

if i cancel walmart, fingerhut, target, and dell will that severly lower my credit? i know its not good to close account because then they wont report, but its also not good to have too many open accounts. my total personal debt is 5500.00 in credit debt. the student loans are about 8000.00 but im not worried about those at this moment since they are not in repayment.
I also have one judgement against me from an apartment i had in 2002 and didnt know the boyfriend didnt pay rent on. i intend to pay them off in 2 weeks.
did i make any sense here? lol...what do you suggest? what will hurt and what will help?
my available credit is about 20,000.00 and...

2007-05-21 11:52:23 · 2 answers · asked by arae8419 2

2007-05-21 11:13:15 · 7 answers · asked by Anonymous

2007-05-21 11:12:45 · 4 answers · asked by Anonymous

What good does disputing a charge do if they can still file a negative credit report?

Am I going to have to file a dispute with the credit companies after all this is over as well?

2007-05-21 10:50:55 · 3 answers · asked by daisyk 6

2007-05-21 10:16:31 · 5 answers · asked by dubbledxu 2

2007-05-21 10:12:51 · 3 answers · asked by cute 2

Does being sent to collections automatically do it?

How can I know if I have been given a negative credit report of something?

2007-05-21 09:41:47 · 6 answers · asked by daisyk 6

can you defend yourself from someone who has filed a chapter 7 but has not sent you any paperwork in regards to it and it has now been discharged

2007-05-21 09:31:19 · 3 answers · asked by Liberty 1

2007-05-21 08:55:32 · 4 answers · asked by defenseonly 3

Today I tried getting a Kirby (floor cleaner) and I needed to get financed but when the girl out my credit app through she got the numbers 209/519 back and I have no clue what they mean or what they are for does anyone have any ideas?

2007-05-21 08:51:45 · 1 answers · asked by Mary J 1

If I were to go through the proceedure to add a bill history, IE cell phone, utility payment history to a credit report will it reflect in my score, if so how much, and how long a history should I have before doing so?

2007-05-21 08:29:41 · 2 answers · asked by Anonymous

I'm trying to find out if it's true and how long do I have to pay them back and how ? and can I ever establish good credit again? it's been over 4 months that I haven't paid any of them

2007-05-21 08:28:08 · 30 answers · asked by arman_omidfar 1

settling for a payment to pay off the account?

On a past due account, that you are asking a debtor to agree, as a conditon of cashing a check as payment, that they agree to remove the item as ever being late period, and to settle for a lesser amount? Is this practice legal, a credit repair place said it was a tactic being used?

2007-05-21 08:17:54 · 8 answers · asked by 8B8 1

Credit is bad due to divorce. Can't even find on-line company to fund. Need min $1500. No one in my family can help... no co-signer w/ good enough credit. No collateral worth enough. Desperate... Going to lose vehicle and job...

2007-05-21 08:06:04 · 4 answers · asked by Anonymous

I had a collections account that was open deleted from my CR. My score dropped 16 points! I thought it would go up. Can someone please clarify this for me? I'm trying to clean up my credit and feel like I'm not getting anywhere! I was at 630! Which is up from 544 nine months ago.

2007-05-21 07:45:53 · 3 answers · asked by curious1 1

2007-05-21 07:12:25 · 16 answers · asked by Kyle S 1

2007-05-21 06:50:54 · 6 answers · asked by loanhelp 1

2007-05-21 06:03:17 · 19 answers · asked by Hannah A 1

I bought a vaccume at Target back in December and paid for it cash. I paid for it cash, but I dont have the receipt. I am aware of their stupid policy. No receipt no return, unless it was paid for by check or credit card. Nothing is wrong with the vaccume. I called Dirt Devil and they cant do ANYTHING except troubleshoot the unit. I hate Target. I am stuck with a vaccume. They refuse to take back and give me store credit. Any suggestions?

2007-05-21 05:56:41 · 12 answers · asked by Tanya 1

I don't have a paper receipt

2007-05-21 03:12:56 · 2 answers · asked by jnelson 2

2007-05-21 02:06:41 · 1 answers · asked by eggydundee 1

i applied for a credit card and at the end it stated my application is currently being processed and i woud get something in the mail within 30 days ..does that mean my credit card application was denied..i have a score of 636 , currently have a secure credit card with 300 limit and has never paid late ..i also have one account i am currently disputing on my credit that doesn't belong to me .PLEASE HELP DOES THAT MEAN I CANNOT GET AN APPROVAL ..I JUST DON'T WANT TO APPLY FOR ANOTHER CARD cos it would initiate another inquiry which looks bad

2007-05-20 20:00:46 · 7 answers · asked by tushlawal 2

2007-05-20 17:18:01 · 5 answers · asked by petegreen22 1

its been like 3 months can someone help me i bought it from safeway the 100$ giftcard =(

2007-05-20 17:12:46 · 3 answers · asked by spice 1

I have my VISA card and a taxi company charged me last July about $500 which I did not use. I called VISA last August and they said they will examine it. But I'm in foreign country and couldn't answer their phone after the examine they did. Then last month, I finally called them back and they said the have my signature for the $500 so I said I need to see it and they sent me the signature and it does look same with mine but I'm 100% sure that I did not used $500 for taxi. First of all, I have never been to the place where the taxi went to.
VISA company said they can't do anything anymore because the bill is too long time ago and if I wanted to do something with it, I need to do with police or the taxi company.

Has anyone experienced same or similar thing? What did you do?

2007-05-20 16:29:13 · 8 answers · asked by Anonymous