Credit - May 2007

I have paid off some old debts recently. I settled them, and wish I would have demanded that they be removed from my credit report, but i didn't. so now my question is, does the statute of limitations start again when i settle old debt? Or does it continue until the end of the 7 yrs of the first delinquency. I am really trying to fix my credit and this really has not helped me.

2007-05-17 15:13:56 · 8 answers · asked by hope9300 2

hi! does anyone one know a number i can call or do something to stop finance companies from calling me to offer loans or debt consolidation and stuff like that? i get atleast 2 calls a day and i never applied anywhere for a loan or debt consolidation. they are driving me crazy with their calls. somebody please help.

2007-05-17 15:03:43 · 10 answers · asked by eko 1

2007-05-17 14:37:14 · 5 answers · asked by j f 1

2007-05-17 14:31:12 · 4 answers · asked by okarais 1

I need to know in English what the heckwhat does insufficient credit trade line mean. I got a mortgage pre aprovel and now they said they cant help us because of insufficient credit trade line

2007-05-17 11:45:15 · 3 answers · asked by Anonymous

decided to pay off the balance on a promotion offer, does anyone
know if it is legal for them suddenly hike the APR to the rate and they even charge 55.49% as purchase rate on a dispute, this rate
was not disclosed, but if you pay off your balance, then they immediately hike the rate, is this legal??Should this kind of business practice be reported to Attorney general or where?

2007-05-17 11:34:21 · 8 answers · asked by goodluck.88888 3

on a month to month contract? If it wasnt written or Oral then is there even a Statute of limitation ? i.e.. a land line in which you call in a order a home phone service I sopke to the Telephone company and they ststed it was a month to month contract nither oral or written.

2007-05-17 11:22:01 · 3 answers · asked by Anonymous

My fiance's friend owns the dealership. For the past 2 weeks I've been saving $ for the down payment, and he keeps telling me "your car is ready, bring the down payment". Well it is now 5pm, at 3 they started the loan requests through the banks. Should it take this long?

2007-05-17 10:22:49 · 4 answers · asked by PlasticTrees 2

*shows name of collectors!!!!

2007-05-17 09:34:05 · 7 answers · asked by xzy123 2

Someone left a very official/legal sounding message on my phone, I found out it's some debt collecting agency. The message asks me to call them for a "business proposition" or something like that. I'm pretty sure that I don't owe any money to anyone. Should I contact these people or not? I'm worried that contacting them will start some nightmare. If I should contact them what do I tell them/ don't tell them?

2007-05-17 09:23:28 · 14 answers · asked by nati67 1

i received a summons from the county court for debt collection. The debt amt is inncorrect. Should my response include the correct amt. for the debt?
thank you

2007-05-17 09:03:37 · 5 answers · asked by helpme 1

I tryed using my paypal debit card at an atm machine at the bank but it didnt work... The reciept said transaction conot be completed.. my balance is $107.02
Do i have to sign up for atm use.. or does the atm machine have to be supported by paypal?

2007-05-17 08:27:57 · 5 answers · asked by Anonymous

2007-05-17 07:37:56 · 1 answers · asked by DragonFly76 1

Don;t they realize that comapnies don't eat those costs, they pass it on to the rest of us who responsibly pay our bills?

2007-05-17 07:30:11 · 9 answers · asked by Anonymous

several times a day since it was 2 days late. The phone rings, my answering machine comes on, and no one says anything and then it hangs up. This goes on constantly and the couple times I have accidently answered because I thought it was someone I was just talking too, they have asked to talk to me. I just said wrong number and hung up. Now I have had law firm call me twice, and leave a long message but at the same time I am still getting the calls where they say nothing. Is this the same people calling or are the lawyers and the credit company both calling?

2007-05-17 07:12:45 · 7 answers · asked by reallyfedup 5

I am a personal trainer, who trains independently of a gym. I have a potential client that wants to pay using a credit card. Does anyone no the best way for me to go about doing that, without the use of a credit card machine? Want to get paid, HELP!!!!

2007-05-17 07:10:25 · 7 answers · asked by Kevin M 1

My FICO above is reported by TransUnion who shows only 8 total accounts in my history while experien shows 10. I have never paid late and have only 1 derrogatory item (still disputing it; credit fraud from 9 years ago).

2007-05-17 06:26:44 · 7 answers · asked by madam_noe 2

I was recently late on a credit card payment, and they called my husband's cell phone, he is not on the account. They told him how much I still owed and my account information. Is this legal?

2007-05-17 06:15:52 · 8 answers · asked by ♥windi♥ 2

Also what are the highest gas cards?

2007-05-17 04:01:14 · 7 answers · asked by Anonymous

That is not a scam to get even more money out of you.

2007-05-17 02:55:42 · 13 answers · asked by momofnine 2

i just got my new credit card,so can i know what is the diffrence of those two cards.

2007-05-17 01:45:26 · 7 answers · asked by ccty007 1

How judge would make a decision on her monthly payments to creditor? Whats the law for this kinda things?

2007-05-16 17:56:02 · 5 answers · asked by leopoldo 2

So we've been together for about a year, and I know I love her. Is it ok to share an account with each other.

2007-05-16 17:40:23 · 16 answers · asked by Mercury 2010 7

I need to know if this is a real thing or are they just a big scam?????

2007-05-16 17:20:22 · 6 answers · asked by Sue 2

We were together with my ex boyfriend for several years. I made him an authorized user on two of my credit cards. His debt now is about $25,000. We are not together any more and he keeps paying only minimum payments. How do I make him pay? Since both of the credit cards are under my name, it looks like I have that debt. I trust him, but still want to make sure that I will not end up having to pay his debts. Especially since he has been planning to move back to his country in Latin America next year. What should I do?

2007-05-16 17:01:56 · 9 answers · asked by msoldatenko 2

I got into a car accident in 2003, and I had a MRI done. The place were I got the MRI done at knows that my case is still pending, so they'll get paid when my case settle. Unstead they sent my bill to the collection agency and now it shows on my credit report that i have a bill at the collection agency. it's really messing up my credit. I got my lawyer to get the MRI place to pull the bill out of collection but it's still on my report.. who do i talk to do delete that out of my credit report???

2007-05-16 16:21:55 · 4 answers · asked by mr. 1

I'm looking to rebuild credit. I got an offer from Merrick Bank for a VISA card. Are they reputable? What kind of experiences have you had with them?

2007-05-16 15:37:10 · 1 answers · asked by ღ†Rocker Wife†ღ 7

I'm a 25-year old recent college graduate who had to make a hospital visit last year without medical insurance. I lived in North Carolina at the time and made payments on my bill for every statement received. After 3 months, the hospital was unwilling to work out a monthly payment plan and I simply couldn't afford to pay the bill in full. I moved to Georgia last month and found that the hospital turned over the remaining $900 of my balance to a CA.

With the advice of a friend, I sent a check to the CA for $300 and on the back of the check scripted "For all oustanding balances." The CA processed the check and it has cleared my bank, complete with the acceptance stamp for the endorsement on the back.

Can the CA come after me for the remaining balance? Or did they legally accept my check as full payment for the entire balance? I have yet to receive any other correspondence from them since, however it has only been a few days. Any input/advice would be greatly appreciated!

Thanks!

2007-05-16 13:31:21 · 5 answers · asked by pubcubby 1

what can i do and will i go to jail i dont have nothing i dont own nothing i live with my father who is disableled

2007-05-16 13:28:46 · 11 answers · asked by Linda B 1

2007-05-16 12:22:47 · 2 answers · asked by kelleygaither2000 1