2007-05-17 14:31:12 · 4 answers · asked by okarais 1 in Business & Finance ➔ Credit
Disputing legitimate inquiries can do more harm than good.
If the inquiries are six months to one year, they have little to no impact on your scores. If they are one year old or older, they no longer have any impact on your scores.
When you apply for general credit (credit cards, small loans, etc) the old inquiries won't be much of a factor or no factor at all.
If you apply for a mortgage, they may look at the old inquiries. But unless you have a ton of them, they shouldn't do much harm.
If you dispute old legitimate inquiries you run a very real risk of doing damage to your existing accounts - rate jacking, credit limit decreases, closing of accounts. Plus you may end up with a fraud alert on your credit reports.
2007-05-17 15:54:12 · answer #1 · answered by echo 7 · 1⤊ 0⤋
Just dispute them with the credit bureaus. They will most likely come off. Inquiries are pretty easy to get off of your report.
2007-05-17 14:50:09 · answer #2 · answered by mphsblue 3 · 0⤊ 0⤋
The only way is to dispute them... they may or may not come off. The only other thing I can suggest is to stop having companies pull your credit for a while... your FICO will go up.
2007-05-17 14:51:47 · answer #3 · answered by Anonymous · 0⤊ 0⤋
u can't, they say on there for 2 years.
Then removed
2007-05-18 05:12:44 · answer #4 · answered by shorty21 5 · 0⤊ 0⤋