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I need to know if this is a real thing or are they just a big scam?????

2007-05-16 17:20:22 · 6 answers · asked by Sue 2 in Business & Finance Credit

I'm talking about for business, or for regular people to get extra money to help them out, ect

2007-05-16 18:04:21 · update #1

6 answers

Grants are real, but not in the way the scammers pretend them to be

The government is NOT in the business of giving away free money for the sake of giving away money. There are no grants for paying bills, no grants for paying off credit cards, no grants for getting out of debt and no grants for simply fattening your wallet.

Grants are free, but it means OBLIGATION. You will be obligated to do as the grant sets out to do. Grants have objectives, and your purpose must fit the objective of the grant.

For one, you have to write the grant application and the grant application is not a simple document - you have to explain how your purpose for applying for the grant fits well with the objectives set out by the grant.

There is a stringent review process through a committee. You will compete with other applicants for the grant money, and this grant review committee will evaluate the merits of each proposal. Only those that they feel exemplifies the objective of the grant will be approved.

You can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support your purposes.

Even if you buy books on "how to get grants" or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently.

Note though that these grants generally support non-profit organizations, intermediary lending institutions, and state and local governments. Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program. Individuals especially for personal purposes are not eligible for federal grants.

Grants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs

2007-05-20 13:00:42 · answer #1 · answered by imisidro 7 · 0 0

for school? they're great

just walk into the financial aid department at your school of choice and ask for the paper work. and ONLY in the school.
don't take outsiders

Its worked for me each time I applied for one. no scam and they don't and won't ever ask you for the money back.

don't believe people when they say you have to pay it back.
ITS NOT TRUE. I've applied for grants 6 times and its been about 5 years ago. each time I got around 3 grand. No one has asked me for a dime.

I hear its up to $4500 a semester

I'm signing up for another one for the summer semester.

2007-05-16 17:23:44 · answer #2 · answered by Mercury 2010 7 · 0 0

international warming is actual, as you suggested on your clarification. you're halfway appropriate regarding the flooding. Melting of the floating polar ice cap won't make a contribution even a millimeter to the sea point. whether, melting glaciers and continental ice sheets will make a contribution. This ice is at present on land and could soften into the oceans. the different substantial contributor is thermal improve. whilst we heat something up, it expands! better Ocean temperatures makes the water improve in quantity, which will make a contribution to sea point upward push. EDIT: Sorry midnite... ice floats on condition that's much less dense than the water. whilst the ice melts it is going to become extra dense and takes much less quantity... via the suitable ratio of ice out of the water to ice in the water whilst it advance into an ice berg or cap. internet result, no upward push in sea point. test your self with a tumbler of water with an ice cube in it. EDIT: So the scientists who have self assurance that continental crust is rebounding from the final ice age are straightforward yet no one else?

2016-10-05 05:41:04 · answer #3 · answered by ? 4 · 0 0

yes the government does give out grants, for those who qualify, and no you do not have to pay them back as the are grants, not loans, a government ( student ) loan is ALWAYS paid back, and survives bankruptcy like taxes do

2007-05-16 17:44:00 · answer #4 · answered by Anonymous · 0 0

If its someone calling you on the phone I would just hang up. There is no one handing out free money that your not ever going to have to pay back.

2007-05-16 17:25:06 · answer #5 · answered by who? 3 · 0 0

Grants are for real. There are many types out there for various amounts...

2007-05-16 17:26:27 · answer #6 · answered by Cinnamon 6 · 0 0

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