I got into a car accident in 2003, and I had a MRI done. The place were I got the MRI done at knows that my case is still pending, so they'll get paid when my case settle. Unstead they sent my bill to the collection agency and now it shows on my credit report that i have a bill at the collection agency. it's really messing up my credit. I got my lawyer to get the MRI place to pull the bill out of collection but it's still on my report.. who do i talk to do delete that out of my credit report???
2007-05-16 16:21:55 · 4 answers · asked by mr. 1 in Business & Finance ➔ Credit
Dispute it with the CRA's. Since the MRI place recalled it from the collectors, the collector cannot legally verify the account. And since they cannot legally verify the account it should be removed by the CRA's.
Use paid reports from each CRA to dispute from. Don't use the free reports. The CRA's only have 30 days to complete their investigation when using a paid report, they have 45 days to complete their investigation when a FACT-ACT report is used to dispute from.
2007-05-16 16:30:48 · answer #1 · answered by echo 7 · 0⤊ 0⤋
Pull a free credit report from www.annualcreditreport.com. It will transfer you to the website for each credit bureau. On the website, it will give you options to dispute items on your report. The bureau will research it further.
You can also add a note to your credit report explaining the matter to companies that pull your report.
Good luck
2007-05-16 23:26:42 · answer #2 · answered by Freedom Rings 1 · 0⤊ 0⤋
Send a copy of the lawyer's letter to each of the three credit bureaus and ask them to review your rating. You always have to communicate with all three to get any changes made.
Hang in there and good luck.
2007-05-16 23:27:40 · answer #3 · answered by loveapiano 1 · 0⤊ 0⤋
Call the MRI people and tell them, they should help u..
2007-05-17 11:50:56 · answer #4 · answered by shorty21 5 · 0⤊ 0⤋