2007-05-29 12:16:09 · 19 answers · asked by WAM22 1 in Business & Finance ➔ Credit
You can file a police report. That doesn't mean the police will arrest him/her.
You can also take them to small claims court and have the judge decide.
2007-05-29 12:19:17 · answer #1 · answered by Anonymous · 2⤊ 0⤋
You can, however, one of the questions generally asked is who do you suspect made the charges? Fraud is pursued agressively and if a suspect is caught, you will need to press charges, are you willing to do that? The best advice is, never loan out your credit card. If you are assisting a friend with a purchase, go with them and make the purchase yourself. If it's online, then don't ever give your card info to the other person, do it for them.
2007-05-29 12:26:01 · answer #2 · answered by C J 2 · 1⤊ 0⤋
In order to file a criminal charge, you would have to show proof that the user was only entitled to use it for a certain purchase or amount. Of course, the best proof is in writing. Generally speaking, when you (stupidly) hand over your credit card to another person for their use, you have given them the same rights which you have as the holder of the card.
2007-05-29 12:19:48 · answer #3 · answered by acermill 7 · 1⤊ 0⤋
You can try - just call your local police department. They can tell you. If you can't file criminal charges, you can sue in a small claims court. Just make sure that the person who used your card has the means to pay otherwise you are just wasting your time and money.
2007-05-29 12:20:28 · answer #4 · answered by Gypsy Girl 7 · 1⤊ 0⤋
If you made it absolutely clear that they shouldn't do so and they did anyway you can.
Immediately call the bank that issued it to report it as fraud. Explain completely truthfully what happened. Then call the police dept to report it as credit card fraud or theft. Explain completely truthfully what happened.
It would likely be better if you can work it out with that person if they are close to you though.
And never, ever "loan" out your credit card. It's possible that the bank may hold you liable for the charges since you loaned it out.
2007-05-29 12:20:17 · answer #5 · answered by Jim 3 · 2⤊ 0⤋
Absolutely, 100%.
It's called fraud. Yes you can file criminal charges of theft as well sue them in a civil court for the amount of the purchases they made without your permission.
2007-05-29 12:18:05 · answer #6 · answered by FaerieWhings 7 · 0⤊ 1⤋
Not unless u have a specific written contract stating the purposes for the use of the card.
2007-05-29 12:17:52 · answer #7 · answered by C 3 · 2⤊ 1⤋
It depends on the the state you live in.
Did you have a written agreement?
Small claims court might be a better bet.
2007-05-29 14:50:00 · answer #8 · answered by Zzyzx 4 · 0⤊ 0⤋
Loaning it in the first place wasn't very smart.
2007-05-29 12:22:52 · answer #9 · answered by Amy 4 · 1⤊ 0⤋
you're ultimately responsible for all charges on your card.
never loan a person your card if they need something, you get it for them.
2007-05-29 12:19:44 · answer #10 · answered by Anonymous · 1⤊ 0⤋