im trying to find a store that i can get a charge card. im trying to improve my credit. I have a score thats really low and ive even tried orchard bank. any ideas for some store credit options????????
2007-05-29 07:25:06 · 5 answers · asked by Anonymous in Business & Finance ➔ Credit
also i do have a repo on there and only one credit card. ive tried eveywhere. i couldn't afford it then. i mkae very good now and want to atleast keep trying..
2007-05-29 08:07:59 · update #1
try target, babies r us, khols, robinsons may, any store that you shop at frequently enough. Try to get one with a lower intrest rate though
2007-05-29 07:38:59 · answer #1 · answered by Stephanie K 3 · 0⤊ 0⤋
Going around applying for additional cards is only going to lower your credit score, basically each time you apply take of 5 points, if your score is already low that is only going to make it worse. Better yet pay your bills on time. You also have the possibility of getting a secured card, you put X amount in a deposit in order to get a card, but you still have to make the payments, and some advise only use 30-40% of the available credit on the card, and pay it off. Whatever you do stay away from Capital one, they will not help you FICO score.
2007-05-29 15:45:41 · answer #2 · answered by Pengy 7 · 3⤊ 0⤋
Having a good credit rating, helps a consumer get a loan or credit at better rates and for larger amounts.To know "How to improve credit rating, credit score" plz follow link-
http://www.acreditlibrary.com/improvecredit.html
2007-05-30 12:35:57 · answer #3 · answered by ram k 3 · 0⤊ 0⤋
Old Navy or Gap. They approve almost anyone.
2007-05-29 14:50:39 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Go to Macy's
2007-05-29 14:36:27 · answer #5 · answered by shorty21 5 · 0⤊ 1⤋