Credit - March 2007

2007-03-25 16:30:16 · 3 answers · asked by jggb 5

2007-03-25 16:28:23 · 11 answers · asked by debbie y 1

2007-03-25 16:26:27 · 3 answers · asked by tcw_rickieg 1

If somebody has already cash my money order can i still file for a claim even its been cashed..

2007-03-25 15:37:35 · 2 answers · asked by nativegirl 1

About a year ago, my credit score was somewhere 500-600. So I decided to get a secure credit card to raise my credit score. I 've had this card for about a year now, and then decided to apply for a non-secure credit card few weeks ago. I was DENIED. I was kind of surprised, because I thought a year was long enough to build my credit to qualify me for an actual credit card. So I decided to check my score online through myFico.com. My score is now 610 (just Equifax). There were 7 accounts on my report:

1. Installment Account (School Federal Loans): Status is good.
2. 3 Active Collection Accounts: old medical bills, cell phone bills.
3. Revolving Account: My current secure credit card, Status is also good, I pay on time, but my balance is usually close to the available credit limit.
4. 2 Revolving Accounts: Charged Off

My last 2 years of payment history is good, no missed payments. The negative items are old.

How can I improve my credit? can my secure credit card allow me to reach 700?

2007-03-25 15:36:55 · 5 answers · asked by Dr. W 3

2007-03-25 15:13:33 · 5 answers · asked by Mohd S 1

as embrassing as this is, i have a $43 library fine! it's been adding up all this time, it's one year and i never had the nerve to confront my parents about this issue... i cant ask them for this money because it's just way too much, they will get really angry and i dont have my own money right now.. i'm hoping to get hired when i'm soon going to give resumes... for now what should i do?! i dont want it to keep adding, is there any way i can tell the library that i will pay them sometime soon and ask them to not keep adding it? cuz i'm just in total shock and confusion, i know i have to pay but i dont know from what source!!!

2007-03-25 15:04:34 · 4 answers · asked by Anonymous

a debt consolidation company?

2007-03-25 14:44:12 · 4 answers · asked by JUSTASKING 1

I had a apartment with a roommate in Atlanta and had a eviction. I dont want to do the roommate thing again so I want to know if its possible to get a apartment even with a eviction on my credit.

2007-03-25 14:37:50 · 7 answers · asked by ? 1

I got my credit report when I bought my truck and it was a 741, I am only 22 and I wanted to buy a inground pool and wanted to know if it was even possible with that score.

2007-03-25 14:33:03 · 6 answers · asked by markandjess2003 3

I was so excited when I got it that I cashed it, and then I started thinking and realized that it was probably a scam. After doing some research I have found that it is a scam. What should I do now?

2007-03-25 14:28:38 · 6 answers · asked by Sam 1

I am in credit counseling in canada. I am in a position to pay off my credit counseling and I am wondering if I should pay it through the credit counseling or pay the credit cards directly. ( I prefer to pay them directly as it is a large amount of money)

2007-03-25 14:28:09 · 3 answers · asked by Anonymous

I have CA that has been charged off every month for the last 4 years. Every month they add more penaltys to the amount owed and charge it off again. dated open 05/2000, date reported 3/2007, date last payment 06/2001, date closed 10/2001, charge off amount $570. Balance $1242. date of last activity 02/2001. Help!! How is it possible to have an account closed but every month it has a new balance. Also how can the date of last activity be diferent that the date of last payment. Isn't a payment an activity?

2007-03-25 14:22:12 · 2 answers · asked by JUDITH B 1

I am in debt because I took out loans to go to college now I am unemployed and have all of this money to pay back and it is really stressing me out. Can someone please offer me some advice?

2007-03-25 14:06:39 · 8 answers · asked by Anonymous

ok it sounds stupid asking this but..what is the difrence between paying ur cc on-time and early? is on-time when ur staement comes in? or paying early before your staement comes in? help me out

2007-03-25 13:34:58 · 6 answers · asked by justsomeone 1

i got my first bill after my new account i opened up 3 months ago and all i see are my regular charges. i see all my balance trasfers and purchases i made in the month..this is with 1.9 % apr...i saw finance chages of 34.00 was that it? i m worried that i saw something on my bill that said under " finance charge schedule"
balance trasfers and checks......periodic rate of ..0.0005205%
apr of 1.9% then says "balance subject to finance charge..500.00 what that mean?
also is says in the end.....apr for this billing period is 44.91%

2007-03-25 13:26:42 · 3 answers · asked by justsomeone 1

will they same effect apply if lets say you owe $2000 on a card and pay 1$700 of it...that shoots your score up...will they same effect apply if u owe $100 on a card and pay 75$??

2007-03-25 12:54:13 · 5 answers · asked by justsomeone 1

I am trying to rebuild my credit...I have one credit card(which is unsecured) and was looking to add a retail card also. Any suggestions on the stores that I have the best chance on getting approved? My score is about 625. Thanks!!

2007-03-25 11:29:34 · 7 answers · asked by Angeleyes78 3

2007-03-25 11:17:47 · 7 answers · asked by Anonymous

I recently went to the bank to see what I need to do to buy a house. I was shocked to find out I was in much more debt than I suspected. I want to know tho, does that credit report cover everything? Do they contact all the collection agencies or just run a check with one of them? And could somebody please tell me just how many agencies we have. I live in Kansas if that makes a difference! Thanks!

2007-03-25 11:14:21 · 2 answers · asked by Anonymous

If I have a court order to freeze my current bank account due to credti cards unpaid bills, and they in fact do it, can I just open another bank account?

2007-03-25 10:44:49 · 5 answers · asked by Martha 1

i am a student in college and need information about this please

2007-03-25 10:23:53 · 1 answers · asked by stillincollege 1

I was looking at airline miles credit cards, and this one has no annual fee. It says the card and the rewards program is fee-free. From their main website: "0.00% Introductory APR (0.0000% DPR) for Purchases for your first 6 months of Cardmembership. Then, a variable APR of 13.24% (0.0363% DPR);15.24% (0.0418% DPR); or 18.24% (0.0500% DPR), depending on our review of your application and credit history."

Unlimited Travel Choices, Zero Travel Restrictions, Any airline, No blackout dates, Any hotel, No seat restrictions, Any cruise, No Saturday overnight stay requirements, Any car rental, No advance purchase requirements, Any travel package.

How good does this card sound as a airline miles credit card? Any reviews on this card? Basically I just like the idea of spending money on the expenses I usually buy while earning points towards a airplane ticket.

2007-03-25 10:20:58 · 0 answers · asked by jesterx626 1

With this loan i will be able to meet my financial obligations and take care of expenses while going to truck driving school. By getting on the road i will increase my yearly income double from the income i am earning as auto parts salesman. I have tried prosper but they said no. I have been planning this for a year or so but can not get off my feet. what is a man to do?

2007-03-25 10:11:06 · 4 answers · asked by james c 1

2007-03-25 09:59:33 · 5 answers · asked by kittygirl 1

We currently own a house, but want to move soon. Only prob is husband is main source of income. I have the good credit, but only work part-time(not enough to qualify for a bigger loan). Do we have any options?

2007-03-25 09:25:58 · 12 answers · asked by icestorm 2

I'm 21 and have a fulltime job and a checking account, but no savings account. Do I just walk into the bank and say "I need a $4,000 loan?" Then, do they give it to you straight cash? (By the way, I need the money for a new car and/or a new apartment). I have good credit, too (based on my cell phone bill, gasoline bill, and credit card bill).

2007-03-25 09:09:15 · 5 answers · asked by Anonymous

If one person has a lot of debts with credit cards, has no job and no assets in the US, but transfer money using you checking account to an overseas account and later closes all the bank accounts in the US.

Will the credit cards company know this person transfered money to an overseas account?

Can they go after this bank account overseas and try to freeze it and screw up you credit in other country as well?

2007-03-25 09:01:27 · 3 answers · asked by Martha 1

we had a few bad things on our credit report.got them removed.before then we had a score of 619.recently tried to get home financing and its showing no score whatsoever.what happened?

2007-03-25 08:59:27 · 4 answers · asked by mamanana9 4

I am looking to buy something from a seller who does not accept credit cards however when i called my credit card company it turns out they charge a 5% fee to take money out of an ATM. a 5% fee would be a hefty amount since I am looking to take out quite a bit of money. Is there any other way to turn credit into actual cash or even a check or money order

2007-03-25 08:41:11 · 3 answers · asked by ??????????? 1