With this loan i will be able to meet my financial obligations and take care of expenses while going to truck driving school. By getting on the road i will increase my yearly income double from the income i am earning as auto parts salesman. I have tried prosper but they said no. I have been planning this for a year or so but can not get off my feet. what is a man to do?
2007-03-25 10:11:06 · 4 answers · asked by james c 1 in Business & Finance ➔ Credit
Good Day
I am a private lender/investor who is willing to lend some part of his money to the needs ,we got your ad from a search web that you need a loan.we would like to know the specific amount you needs regards financial help and i will get back to you asap. with my terms and conditions.Thanks............ THIS IS SERIOUS, SERIOUS REPLY'S ONLY.
Bryan Singer
2007-03-25 21:11:07 · answer #1 · answered by Bryan S 1 · 0⤊ 1⤋
You are not going to like what I am going to say, so maybe you should stop here if you don't want to read it.
1) Think --Why would anyone want to lend money to someone that has made poor decisions in the past? Unless they are going to rip you off with ultra high interest and expenses. Have you done anything to prove that you have started making good decisions?
2) Why not start making good decisions about finances to prove you are worth the trust? Here are some suggestions:
a) Get a second job so you can save the $5,000. Within a year you could put the money aside even if you only earn $6.00 per hour delivering pizzas.
b) Start a spending plan. Get in control of you money, so your money isn't in contol of you. By that I mean, you already have problems with living within your means, but earning more money doesn't solve the problem unless you can get in control of your money. I don't know how much you earn, but I've known people living on $20,000 per year that have zero debt and are doing fairly well. They are in control of their money. I have also known people earning $200,000 per year that are totally over their heads in bad debt, poor spending decisions and families that are broken.
So my suggestion is to take one year to save the money for truck driving school. In that year, get in control of your money and live within your means. There are a number of websites that can give you the training to do this.
www.daveramsey.com
www.crown.org
Or call the United Way they have organizations that work with people in this area.
Don't call the people whose ads are on TV. They work to destroy your credit so they can get you special deals with your creditors. Well you will never get a loan under those conditions.
2007-03-25 10:46:00 · answer #2 · answered by Remember Back 3 · 0⤊ 0⤋
"At some point of time people dol have bad credit record. If you are worried about your poor credit history then you will not get any credit. There are many lenders who provide loans to people whose credit record is bad, but at a higher interest rate. You can get bad credit loans from some lenders quickly and easily.
Before you apply for a bad credit loan, there are some points you should first take into account. The only eligibility for the bad credit loan is poor credit history. To increase your credit score, ensure that the details of your loans are sent to major credit bureaus. "
2007-03-26 00:43:49 · answer #3 · answered by stone m 2 · 0⤊ 0⤋
Good question, I know for a fact that they offer guaranteed student loans for college and universities, I don't know about truck driving school though. If all else fails, see if you can go to Household Finance and see what they can do for you. I wish you nothing but good luck, you sound like a good and reasonable person,
2007-03-25 10:18:15 · answer #4 · answered by Gman 4 · 0⤊ 0⤋
When you find out let me know. I've been trying since last year to get that. Best of luck
2007-03-25 10:13:56 · answer #5 · answered by ~* Garden Empress*~ 5 · 0⤊ 1⤋
GET A J O B
THEN MEET OTHER OBLIGATIONS
2007-03-25 10:15:37 · answer #6 · answered by cork 7 · 0⤊ 0⤋