2007-03-25 11:17:47 · 7 answers · asked by Anonymous in Business & Finance ➔ Credit
You say in your other questions that you have bad credit. You won't get finance unless you address your credit problems first. If you are not in a position to do that, you're not in a position to afford a €12,100 car. Don't forget, the cost of the car is only the start, you'll still have to pay for tax and insurance on top of running costs.
If you contact the Irish Credit Bureau, you can get a copy of your credit report and get some ideas on how to start cleaning it up. Unfortunately, the more you apply for finance, the more 'footprints' you're leaving on your credit history, which does not bode well for you. Have a look at the sample reports to see how it works.
Here's the link:
http://www.icb.ie/
Good luck.
2007-03-25 17:55:24 · answer #1 · answered by RM 6 · 0⤊ 0⤋
I dont think you will be happy until you get ripped off by a loan shark. These sort of people are really unpleasant if you dont keep up payments i.e. you get a lot worse than a poor credit rating. you read about the sort of things they do in the newspapers.
You aint going to get a loan from a reliable company. I think you need to wake up and smell the coffee.
2007-03-27 12:57:44 · answer #2 · answered by esmerelda v 5 · 0⤊ 0⤋
Why not look for a good secondahand car about 3 to 5 years old? Lower loan needed, less hassle, easier to pay off. Just dont buy an unreliable make.
2007-03-29 14:49:41 · answer #3 · answered by brian t 5 · 0⤊ 0⤋
If you have a bad credit history. get yourself around to the Irish equivalent of the citizens advice bureau.
No one is going to magic up a loan for you. Except loan sharks who put spam adverts on here.
Bad credit history= dont waste time looking for a loan.
2007-03-26 05:57:22 · answer #4 · answered by John S 4 · 0⤊ 0⤋
It is best to find out why they won't finance you. If it's your first loan you have no credit history so they have nothing to go on. Try the credit union. Or get one of your family or your friends to introduce you to their bank.
2007-03-25 18:22:54 · answer #5 · answered by Finbarr D 4 · 0⤊ 0⤋
In Ireland you have to prove to the banks that you dont need a loan before they will offer you one
2007-03-25 18:21:31 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Cars in Ireland! you gotta be kidding, you're still using those 2wheel carts and donkeys! ya can't fool me!
2007-03-25 18:22:17 · answer #7 · answered by Steiner 6 · 0⤊ 4⤋