Credit - March 2007

I accumulated quite a bit of revolving debt that I am paying off now. I have not used any of these account now in a while as I am paying them off. Once I get them to $0 balance I plan on kepeing them open a I will use them again but there may be quite a gap in usage. I know inactive accounts can end up hurting you as the issuer may stop reporting but how long does this typically take? and is it better to close these account or keep them open? Also a few of my cards have credit balance increases available. I dont plan on using the additional credit so will it be good to take advantage of these as it will make a bigger gap between my used and available credit?

2007-03-24 08:23:28 · 5 answers · asked by neversummer187 2

2007-03-24 08:22:33 · 3 answers · asked by saeed b 1

2007-03-24 08:19:46 · 11 answers · asked by vicktor 1

i have no idea what to spend it on

2007-03-24 08:14:00 · 10 answers · asked by stephen l 1

I know that the face need to match the person, and the name on the credit card needs to match the name on the ID. Is that it? Or do I need to check anything else?

2007-03-24 07:59:38 · 14 answers · asked by wnc_86 1

2007-03-24 07:11:05 · 6 answers · asked by plmedley 1

I'm simply disgusted.Here in Italy it seems that even if you've got the qualification,experience and skills for a job you won't get it unless you know somebody who will help you get it.It has always been like that and that's why there are so many incompetent employees who work in places they're not suitable for.Is it better and fairer in the USA?I guess so!

2007-03-24 06:51:15 · 6 answers · asked by Brenno 6

What impact will it have on my credit history?
How to avoid the debt collectors calls?

2007-03-24 06:43:11 · 10 answers · asked by Raj K 1

i know there are sites that offer this but they all want you put in your credit card info and then you can cancel it if you don't want it but i wondered if there are sites that don't ask for payment at all.

2007-03-24 06:33:53 · 10 answers · asked by macgrl80 2

2007-03-24 06:17:30 · 2 answers · asked by rick s 1

Hi,
Thank you for this great service, I really appreciate it.
Well I need to get the A\M service and I need to get some knowledge out of this, with the payments and the way I pay through.
Thanks a lot.
B.R
Sincerely.
Jimi.

2007-03-24 06:13:56 · 2 answers · asked by jimijazz 1

2007-03-24 06:08:14 · 4 answers · asked by rick s 1

I'm sure I read in the newspaper there is a website you can go to to find out if you can redeem any of the extortianate bank charges that have been unfairly added to your account. Unfortunately, I lost the article. Can anyone help?

2007-03-24 05:59:16 · 8 answers · asked by Oldfruit 2

2007-03-24 05:48:35 · 12 answers · asked by shynin 1

and haven't heard back, but the agencies keep calling me for collections that happened over 7 years ago, but it's been in the collection agency for 3 is this fair

2007-03-24 05:32:11 · 4 answers · asked by Anonymous

The best ways to increase the credit record.

2007-03-24 05:28:44 · 8 answers · asked by Kevin 1

In the decree he was awared the house. I just simply couldn't afford it...neither can he. I had NO idea this could happen or else would have requested we sell the house instead of letting him keep it. He intentionally fell behind 4-6 months on payments to qualify for a "Hardship Loan" on his 401K and not be penalized a % so this was the first Bomb Shell that hit my credit and made me aware of the situation (after the fact of course) no he consistently is behind 2 or more months. I can't so much as get a store credit card. In order to have my name removed from the loan he has to refinance - which he is unable to qualify for - or sell it - which he refuses to do. I can't afford an attorney to try and force a sale and seek damages so I am lost and furious! This is completely ridiculous! Has anyone ever delt with this before?

2007-03-24 05:18:37 · 3 answers · asked by Castlegate 1

agreement at any time. How can this be a binding contract since there is no meeting of the minds on the actual fees involved?

2007-03-24 05:12:27 · 6 answers · asked by UnkB 1

For the first time in my life I received notice that I have not paid a bill from a phone company back in 2003. This apparently happened in the process of moving from a home to another-some mail problem I guess. I always paid my bills on time and have an immaculate credit score, I am very worried how this will affect my credit. The collection office is closed today and the statement says I have to contact them within 30 days. I will mail the check Monday ASAP, what are the consequences?

2007-03-24 04:50:50 · 7 answers · asked by silver wings 4

Please consult . How to remove inquiries from credit history.
Credit history is in very good status. Just too many inquries.
Thanks.

2007-03-24 04:46:25 · 2 answers · asked by Anonymous

sadeq

2007-03-24 04:20:50 · 6 answers · asked by Anonymous

i am shopping for a new car and am wondering what i should do to get the best deal? my credit score isn't great since i've been a college student for a while and just graduated a few months ago. i have a full time job now with great income and signed a two year contract with my employer. any suggestions?

2007-03-24 03:36:45 · 2 answers · asked by Anonymous

Currently I live in California where the SOL is three years. I will be moving to New Jersey where the SOL is 6 years. Will the SOL be extended to 6 years when I move?

2007-03-24 03:19:49 · 2 answers · asked by Fancy Mc Pants 1

I need a loan for a new car, but work miles away from were i live. this is causing a problem for getting a loan as i carnt sign the paperwork that is sent. Does anybody know of a company that does the paperwork then and there ie abbey national.

2007-03-24 02:58:12 · 4 answers · asked by Jane2006 2

When I was in college, I signed up for a credit card and added my mom as an authorized individual. I am the primary account owner and I was wondering if there is anyway to remove my mother from the account without having to close the account and open up a new one?

2007-03-24 02:45:56 · 4 answers · asked by Ronaldo807 1

write the first thing that comes to ur mind:-
1.love
2.friend
3.books
4.juck food
5.boyfrnd
6.life
7.music
8.school
9.ring
10.water
11.shopping
12.money
13.marriage
14.kiss
15.party
16.obesiety
17.colour
18.computer
19.hospital
20.detention
21.teacher
22.miracle
23.god
24.television
25.cars
26.diamond
27.valantines day
28.you
29.family
30.joker

2007-03-24 02:12:29 · 10 answers · asked by leena 2

I am completely out of money but the work opportunity will allow me to pay off my debts. Is it possible to leave and pay the debts when I come back? Or can creditors (student loan) stop me from leaving the country?

2007-03-24 01:44:33 · 8 answers · asked by kitty_mimi76 2

2007-03-24 01:30:00 · 4 answers · asked by E u g e 1

2007-03-23 23:58:20 · 3 answers · asked by kavi r 1

2007-03-23 23:54:01 · 8 answers · asked by darkdatura 1