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Reward credit cards reward you depending on the amount you spend on the credit card. Usually, you can collect rewards through 3 methods. One method involves earning cash back on the card, which is generally a certain percentage of each amount you spend. The next method involves giving points or any other type of token to the customers to accrue. They can then redeem these points for gifts like luggage, cosmetics and other goodies that the credit card company offers. Most of these reward schemes have alluring gifts and huge variety of selections. But the better option is to go for a cash back reward as it allows you to use the money any way you like.

The last method of reward is giving airmiles. Airmiles are highly popular reward, since many customers prefer to redeem them for free flights or flight upgrades to business or first class tickets. Whatever type of reward credit card you go for, carefully note the amount or rate at which rewards will accrue. E.g. some credit cards will give you one air mile per pound you spend while others will give you four. This is a major difference. Also read carefully other terms and conditions.

2007-03-24 23:56:53 · answer #1 · answered by hendy h 2 · 0 0

All credit cards are offering free life long membership especially American Express and Citibank - they may charge one time fee. Every credit card offers free membership the first year - so u opt for any credit card of ur choice -free membership the firstr year and at the end of the year cancel the card and go in for a new card u need not pay any membership because there are so many types of cards all offering free membership the first year and all u have to do is keep switching the cards every year- its all free

2007-03-24 05:57:00 · answer #2 · answered by Anonymous · 0 0

There are so many to choose from, but the ones I like are Discover Card (www.discovercard.com) which pays up to 1% cash back, no annual fees, but one must have accumulated $25.00 cash back before you can cash it in for cash, applied to your credit card statement or other choices; and State Farm Visa (www.statefarm.com) which pays a full 1% (that is, all purchases pay a 1% cash back) but must be applied to State Farm products (insurance, savings accounts, CD's, etc). With State Farm, one must have accrued $50.00 before being able to "cash" it in. The State Farm Visa also has no annual fee.

2007-03-24 06:29:37 · answer #3 · answered by Nothingusefullearnedinschool 7 · 0 0

If you FICO is 680 + go for the BofA Universal Rewards or an Amex. You get CASH back if you play the game right. The game meaning pay your card off in full. Discover card is good as well.

2007-03-24 06:11:41 · answer #4 · answered by A T 1 · 0 0

Go to chase.com - they have lots of cards with no annual fees, and a wide selection of rewards choices.

2007-03-24 05:52:08 · answer #5 · answered by eyebeta 2 · 0 0

Discover. LOVE IT. I've had it as my only card for over a decade. Not only do you get cash rewards, but the customer service is outstanding.
Chase VISA - HATE IT. Their customer service is horrible, which really becomes important if someone steals your card or charges you for something you don't get.

2007-03-24 05:55:20 · answer #6 · answered by Just Mee 2 · 0 0

american express blue - reward points
citibank has multiple reward (cash or points) cards with no annual fee

2007-03-24 05:56:36 · answer #7 · answered by drey 2 · 0 0

Go for ICICI Gold credit card or the Silver one.

2007-03-24 06:11:54 · answer #8 · answered by vjkiran 3 · 0 0

Hi,
maybe you can try to go on this website :http://www.gotoinfolink.com
They many links and info about general credit cards, prepaid credit cards and low interest credit cards.
Hope that help !
Jeff

2007-03-24 10:19:57 · answer #9 · answered by jeffl27 2 · 0 0

I am giving you an URL where you will find different options of different credit card companies and you can choose. visit
http://onlinepaymentoption.blogspot.com
OR
http://a2zhomebusinesstips2.blogspot.com

2007-03-24 06:12:42 · answer #10 · answered by Anonymous · 0 0

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