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The only way you can remove anything from your credit report is if the information is incorrect. Then you must get in touch with the credit bureaus and challenge the incorrect information, you must have proof that the information is incorrect. The bureaus have 30-days to prove that the information is correct after that, they are required to remove it.

2007-03-24 01:59:16 · answer #1 · answered by ? 7 · 0 0

I don't think that this can be done. All you can do is to be timely with future payments and that will positively reflect on your credit status and eventually render this one late payment as insignificant.

2007-03-24 08:37:23 · answer #2 · answered by markos m 6 · 0 0

You cannot remove them unless they are incorrect. You can, however, have a letter put in your file that explains why you were late. This may help with future creditors.

2007-03-24 08:41:14 · answer #3 · answered by poetcomic 2 · 0 0

you are stuck with your past late payments. start making every payment on time it akes about two years of being on time to overcome those late payments they never go away but it shows your bad habits have gone away

2007-03-24 09:10:39 · answer #4 · answered by Anonymous · 0 0

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