I'm sure I read in the newspaper there is a website you can go to to find out if you can redeem any of the extortianate bank charges that have been unfairly added to your account. Unfortunately, I lost the article. Can anyone help?
2007-03-24 05:59:16 · 8 answers · asked by Oldfruit 2 in Business & Finance ➔ Credit
Have a look at http://www.claimbankchargesback.co.uk/
We give you full details of how to claim back 100% of your charges in 6 easy steps. Each step is described in details, and we offer template letters that you can send to the bank.
The site is free to use.
2007-03-24 06:41:51 · answer #1 · answered by Anonymous · 0⤊ 0⤋
If you need all your bank statements from 6 years ago and you haven't got them, then write to the bank requesting them. This will be £10 and no more.
If you have the statements and can add up all the charges, write to them asking for them to be repaid. Line up another account in case they shut yours. ( They can be a bit spiteful).
The reason they have to refund you your charges is because their costs for not paying an item due to insufficient funds, is that they can only charge you for their true cost and not make a profit. I.E. It does not the bank £38 to bounce a cheque, nearer cost is £4.50. This is why they won't go to court to defend it.
Stick to your guns and you will win.
2007-03-25 06:52:36 · answer #2 · answered by charterman 6 · 0⤊ 0⤋
I'm currently in the process of claiming back my bank charges from the halifax. This week in the love it magazine there is an article in there about reclaiming bank charges and it gives some really useful advice and some website addresses which i will list:
www.consumeractiongroup.co.uk
www.reclaimunfaircharges.com
www.bankbuster.co.uk
www.moneyclaim.gov.uk
www.moneysaving expert.com/bankcharges
www.hmcourts-service.gov.uk
I hope this helps you, its really helping me, i've only just sent my letter on wednesday so they now have 2 weeks to reply to me!
Good luck with getting your charges back!
2007-03-24 08:00:50 · answer #3 · answered by Anonymous · 0⤊ 0⤋
The Federal Trade Commission and The U.S Department of Commerce for starters! Numbersusa.com is boycotting Bank of america in case you are one of their customers! Without iving a lot of information, you can slam the bank to relieve stress at the ripoff report.com. Your state's Attorney General may also be able to help you...Good luck!
2007-03-24 06:42:32 · answer #4 · answered by ShadowCat 6 · 0⤊ 0⤋
Moneysavingexpert.com
http://moneysavingexpert.com/
http://www.penaltycharges.co.uk/guide/index.php
2007-03-24 06:01:44 · answer #5 · answered by Sir Sidney Snot 6 · 1⤊ 0⤋
Yup, moneysavingexpert.com seems to be the best of the lot. There is also a video on this, explaining the whole process in detail.
2007-03-24 06:07:34 · answer #6 · answered by Anonymous · 0⤊ 0⤋
moneysavingexpert.com
2007-03-24 06:09:18 · answer #7 · answered by Anonymous · 0⤊ 0⤋
www.consumeractiongroup.com
www.bankchargeshell.com
2007-03-24 06:34:05 · answer #8 · answered by Anonymous · 0⤊ 0⤋