Credit - February 2007

I got a loan bill that I don't remember applying for. It has my social security number and it says i need to pay 75 dollars by Feb 16 or there will be interest added to it. How can i check if this loan bill is real or not?

2007-02-09 14:55:15 · 4 answers · asked by Anonymous

2007-02-09 14:52:06 · 9 answers · asked by fred_colis 1

2007-02-09 13:53:15 · 2 answers · asked by Elizabeth M 1

2007-02-09 13:41:35 · 8 answers · asked by Tori L 1

it is now at 33%. they keep giving me overlimit fees because i amke the minimum payment but if the interest puts it over the limit then i get a 40.00 overlimit fee. i have put 500.00 on this card and they won't work with me. what can i do?

2007-02-09 13:34:15 · 8 answers · asked by 1st-time-mommy 1

2007-02-09 13:08:30 · 12 answers · asked by lc juicey l 1

Now about 12 years ago I had a repo, they are trying to collect on that repo, is that still legal?

2007-02-09 13:05:03 · 2 answers · asked by Tori L 1

I was reading the Suze Orman book when I came upon authorized users. Now according to her book, if you are an authorized user on a credit card you are not liable for the primary users debt. Also, the primary person may call the creditor and have the authorized user taken off of the account.

Is this true? I was an authorized user for one of my friends a couple of years back and she was very delinquent on them. Eventually she paid them off but it brought my FICO score down. I had her take me off the accounts (because of what I read) Now... will these accounts be taken out of my credit report? Will my FICO score go up?

Please help!!! I am clueless!!! I want to buy a home in the next year and I'm trying to build my score and get rid of anything negative on my credit score!

Thanks so much in advance.

2007-02-09 12:13:50 · 3 answers · asked by SexyStudMuffin 2

on the internet

2007-02-09 12:06:18 · 4 answers · asked by Anonymous

I have looked and read all kinds of diffrent stuff. On debt reduction, debt consolidation,debt settlement. I know that I don't want to file bankruptcy!! Im about 8,000 in debt with-all mostly being hospital bills. I am a mother who makes about 17,000 a year, and it takes about that much to survive. So Im trying to figure out a way to get out of debt, be able to afford the payment and it not hurt my credit score. Please anyone with experience -Help!!!!

2007-02-09 11:48:09 · 7 answers · asked by stephanie 2

I expect to pay higher rates, but don't want to get robbed. Let me know if you know of any good credit accounts out there

2007-02-09 11:25:36 · 5 answers · asked by lismic 2

I have $400 in my checking account....and I'm trying to pay for something over the internet that costs $290. It keeps saying my card is declined...why?

2007-02-09 11:15:47 · 8 answers · asked by ArmyChica87 2

I am not a US citizen; I am a civil engineer from abroad; I have a green card since end of 2005; Accepted my first position in the US last january 2006 with 45K salary. Presently I am in a 60K position. I have a bank account in the US since 2003 and 2 saving accounts since 2006 (totalling more than 15K). My real question is: how can I have a sufficient credit history if all my credit card applications (even from SEARS) are denied for that lack of sufficient credit history?

2007-02-09 11:13:32 · 5 answers · asked by FAYE J 1

I would like to apply (and hopefully get approved) for a credit card so I can start to build my credit. The problem is that I am sixteen.

Is there a way that I can get a legal credit card for someone that is underage.

I want a credit card that I can charge small amounts to the card and pay back to build up my credit.

I do not know if this is possible but that is why I am asking.

Please include as much info/websites as you can in your answers.

2007-02-09 10:10:18 · 8 answers · asked by Red Encryption 2

2007-02-09 10:01:07 · 14 answers · asked by vanebubu21 1

2007-02-09 09:54:25 · 5 answers · asked by Anonymous

I recently paid off my credit card through a consolidation business. Will my credit go up and when is the best time to start using my credit such as in to buying a new home? I was told to wait three months, how true is that?

2007-02-09 09:50:32 · 8 answers · asked by pat13472002 1

I recently have been doing homework as to how to restore my credit. I payed off about 5 different medical bills that went into collections, that totalled roughly $800.00. I payed them off March 2006. I recently found out that I should have negoitated with the collection agency that I would make the payment if they took the bad mark off of my credit. I did not know this at the time I made the payment. What can I do now? Can I contact the collection agency again? But say what?

2007-02-09 09:48:55 · 4 answers · asked by luv2shop 2

2007-02-09 09:18:50 · 9 answers · asked by ralphie_krazy 2

Say you are applying for an account that has an overdraft option of up to £7500. What makes you elegible for the full 7500? And what doesnt? Is it based on your income alone or is there other factors. are overdraft facilitys subject to credit history and scoring or do they just assess it on how much you will be putting into your account each month

If anyone really knows whats thier talking about, i.e works in a bank that would be great thanks

2007-02-09 08:59:16 · 2 answers · asked by motorfidd 3

I got an auto loan. My score dropped by 12 points. I am current on all of my payments and carry a low balance on my credit card. Did my score drop because of the loan?

2007-02-09 08:51:09 · 10 answers · asked by Jen_n_TX 3

IT took two years to get a response from NationWide, who, by the way are NOT on your side!!!

2007-02-09 08:36:08 · 4 answers · asked by pwb67220 1

2007-02-09 08:29:39 · 4 answers · asked by atag2000 1

Just want to know how much they charge to cash a £300 cheque

2007-02-09 08:05:47 · 5 answers · asked by simjam31 2

i agree we need the score but u should be able to bring it up faster than however long it takes maybe NOT as fast as it goes down, but they should make it where the score can be used to show you make good on bad too and not just punish you forever for something you screwed up on when you were 18 and yet everything since then has been great. anyone else have gripes against our credit system?

2007-02-09 07:59:44 · 8 answers · asked by toolate 3

to take out a loan for college do you have to take just have an established credit history or do you need a certain amount of credit points?

2007-02-09 07:35:06 · 4 answers · asked by MaoAce7 1

I need a loan of atleast 5000 but I having so much trouble

2007-02-09 06:37:40 · 10 answers · asked by thatsmelpc 1

What I want to know is when I divorce my husband will I continue to have no credit? Or will I have his credit on my credit report?

2007-02-09 06:18:05 · 18 answers · asked by â?¢Â°o.Oþå®åðøÃ?O.o°â?¢ 1

Is using a credit card(s) for all your transactions throughout the month, then paying them completely off at the end of the month, a good method to improve your credit score?

2007-02-09 06:12:48 · 6 answers · asked by rxsuperhero 2

Give all the Indians the CREDIT CARDS for more than life time credit card repayable at the rate of 5% per year repayable in 200 years.
Start a Personal Loan division and give all the poor Indians one crore rupees repayable after 200 years at the rate of 5% per year.

Will the World Bank give finance.and help the poor Indians with rupees one crore so that the money problem of the poor people gets solved immediately.

If you are an Indian and if you are poor you will get one crore rupees from the JILL JILL BANK.

2007-02-09 05:57:13 · 4 answers · asked by Indian wizard 2