Credit - February 2007

I have good credit score. I am planning to buy new car[march 27th] with car financing just after the day of my house purchase[March 26th]. I already locked my House mortgage loan.
I fear house purchase would affect my credit score and hence higher Car financing APR.
Can any one advise me please?

2007-02-11 06:20:09 · 5 answers · asked by Curious_Rex 2

I share a household with a freind who I have found out keeps getting debt letters to the house. Does her bad debt affect mine because we both live at the same address?
Is there away to check the debt / credit score on the property and not a person?

2007-02-11 06:09:08 · 8 answers · asked by benn26k 3

I just checked my credit report and my score is 700...it WAS 725 a few months ago. How do I raise it??

2007-02-11 06:08:15 · 4 answers · asked by RubiaBonita 2

If I get sent to a collection agency does that automatically mean it goes on my credit report. I got a letter from a collection company and I called the same day and paid it. They said it wouldn’t go on my credit report just as long as I took care of it. Are they ieing. Can they lie about that????????

2007-02-11 05:45:35 · 7 answers · asked by Anonymous

I have applied for a few credit cards and been turned down, so I'm scared to keep appling because I know it's hurting my credit also. Please give me some suggestions.

2007-02-11 05:41:54 · 3 answers · asked by Kris S 3

2007-02-11 05:16:16 · 5 answers · asked by ANDREW B 2

mean it goes on my credit report. I got a letter from a collection company and I called the same day and paid it. They said it wouldnt go on my credit report just as long as I took care of it. Are they lieing. Can they lie about that????????

2007-02-11 04:53:31 · 8 answers · asked by Anonymous

2007-02-11 04:25:22 · 7 answers · asked by Anonymous

After my dad died (he paid my credit cards every other month) I spent two years trying to pay them off myself. I cancelled them immediately even though I had a balance, but I finally have them paid off (after going months without being able to pay any of them because of other financial situations). Now my credit score is 519, I have no credit cards and need to improve my credit score somehow. Financially, I am better off so I could get another credit card and keep the balance low, but I dont know anyone who would let me sign up for another card! Please Help!

2007-02-11 04:22:27 · 4 answers · asked by Caitlin G 1

In other words, can the person that is on a legal green card, declare bankruptcy in the USA, and still be eligible for citizenship later on?

2007-02-11 04:13:56 · 3 answers · asked by T J 1

Some websites are shareware s/W sales ,I wish to buy the softwares without credit card. I can give cheque payment in Indian rupees . How to buy the s/w thro cheques.?

2007-02-11 04:10:09 · 1 answers · asked by sivaraman j 1

I was curious about debit cards, many people who have them tell me they are completely free... but them some other people tell me that they charge you for using them... which is right... is it free or do they charge?

2007-02-11 03:50:32 · 6 answers · asked by Brittany B 2

I have checked my account and it saids my overdraft limit is £500 how can this be?

2007-02-11 03:24:58 · 15 answers · asked by stav_rock 2

2007-02-11 03:11:01 · 2 answers · asked by starting over 1

I've never purchase anything online if you guys have tell me if they are safe like credit card!

2007-02-11 03:08:06 · 12 answers · asked by No.1 2

I want to buy my first home in about 6months time. Is it possible to increse my score from 610 to 675 in 6months? I only have two credit cards and using only 20% of my available credit. I don't have any loans. I had a collection 1year 2months ago that has been paid off for college parking tickets. I also had an old credit card charged off as bad debt 2 and a half years ago. I had a car loan three years ago but paid it off to quick, it was paid in 1.5 years. All I have now is my two credit cards to increase my score? Should I also pay my charge off, I was told this will do nothing to my score! Thanks

2007-02-11 03:06:51 · 8 answers · asked by Geez 2

2007-02-11 02:45:04 · 9 answers · asked by TAMMY M 1

My hubby and I have great credit . We just owe alot.

2007-02-11 01:49:13 · 7 answers · asked by Sidnee 1

I have never had a Credit Card before. My credit score is 0. Who would offer me a credit card and at what rate? What would be the best choice of card? I am currently employed in a part time job and I'm going to college full time. I just need to card to help me build some credit score.

Also in the States we use "FICO" I believe that's what it's called. If someone moved to say Canada or the UK does their credit score follow them? Does every country use the same system? How exactly does it work?

2007-02-11 00:53:57 · 8 answers · asked by AviTech 3

mean it goes on my credit report. I got a letter from a collection company and I called the same day and paid it. They said it wouldnt go on my credit report just as long as I took care of it. Are they lieing. Can they lie about that????????

2007-02-10 20:18:03 · 4 answers · asked by Anonymous

they used this card at atms. I know that they have cameras @ atms. how long do they generally store images of people making atm transactions?

2007-02-10 19:49:13 · 5 answers · asked by kenn g 1

2007-02-10 17:50:43 · 3 answers · asked by preeti 1

I don't understand why several different lenders refuse to give me an auto loan. I have good credit and I think I bring in enough to pay it off without a problem. So what's the problem? Has anyone ever worked for a lender and knows what specifically they want? I just graduated from college in December and have been working 30-35 hours a week since Nov-although technically considered part time, I think I make plently to pay car payments, insurance, etc and live comfortably. I never had any trouble getting a student loan, in which I am now in good standing with, and credit card companies are throwing themselves at me. I've rented from 3 different landlords and i'm in good standing with them too. On my credit report, of the 13 accounts, it says one-my credit card could be potentially negative-because I was late with a payment one month. But it's current and i've paid ever since. Can that one missed payment really keep me from getting a car? Or could it be something else? Please help!

2007-02-10 16:58:34 · 8 answers · asked by laurarae12 3

I have 3 major credit cards and I'm in a rough situation right now were I can't make payments on them. What can I do to stop the interest rates? And also I'm way over my credit limit now! What should I do?

2007-02-10 16:42:50 · 7 answers · asked by norcam343 2

I ask because when you go to certain websites for your "free" credit report, they always ask for your credit card.

2007-02-10 14:53:27 · 10 answers · asked by Jackie S 1

How do i obtain a letter of credit? Are there any special requirements?
I want to buy a 24 unit complex and I need to know by tonight.

2007-02-10 14:36:29 · 4 answers · asked by riversgrp 1

do they go by your address?

if i have a few credit cards but yet have a bad credit rating, if i apply for another credit card or loan but using my 2nd home will i still be declined or will my credit be soo called clean and i will be accepted?

please help i am in desprite need for money to pay my bills off.

2007-02-10 13:53:04 · 1 answers · asked by www.BenzRoom.com 1

OK here's the thing, my ex-boyfriend stole some of my tax documents and used my social security number to get electricty in my name, he told them he was my husband. Now there is a deliquent account and I'm not sure what to do. Any help?

2007-02-10 13:03:44 · 6 answers · asked by Anonymous

i dont have any credit and im 19.is a credit card a way to establish credit and if so what credit card is good? HElp give me some options

2007-02-10 12:37:44 · 11 answers · asked by Nicky 2

And according to my credit report - the debt has been charged off by this credit card company. Do they still try to collect on charge offs? Unfortunately, the last time there was any activity on this account, it was less than the SOL for my state (Florida). Can anyone offer any advice?

2007-02-10 12:31:36 · 9 answers · asked by Jonathan B 1