Credit - February 2007

I have had a loan for 5k, the pay back is close to 11k, stupid i now, but how d they het away with earning so much money back

2007-02-11 17:21:30 · 9 answers · asked by surfer_ade_uk 2

How do I remove a credit card from my paypal account?

2007-02-11 15:14:26 · 7 answers · asked by J 3

IS there anywhere online you can get like a credit account to send flowers

2007-02-11 15:07:34 · 8 answers · asked by Nessie H 2

A little over 3 years ago my friends' wife left him after that time he found out she had not been paying the bills (he was a truck driver). She filed for divorce after she had cleaned him out. In an attempt to save his home he filed Ch.13 but did not turn in all creditor info. The judge did give judgement on the home loan stating he had to pay 1 1/2 months mortgage every month, 2 weeks later he sent them a payment and and they sent it back and told him he they wanted the full amount owed, he did not know he could have took them back to court. The bankruptcy has been dismissed, but people are saying he has to have it discharged. How do you go about doing that? (sorry so long)

2007-02-11 13:54:15 · 2 answers · asked by Anonymous

I have the money to pay off my car. I have a loan on it that lasts to august, should i pay it off early, or wait till august, or does it matter?

2007-02-11 13:50:50 · 5 answers · asked by ninethirteen81 2

From The Debt , I Still recive letters from differnet debt collectors acting on behalf of natwest they obtained my new address via the land regiesty , as i have never replyed to any letters from them would that now mean they can'nt use the legal system to recover the money ?

2007-02-11 13:48:52 · 9 answers · asked by mrkthomasson 1

FHA loan question about buying a house that needs work.?

I just recently purchased a house for 52,500 to fix up and sale. Under my brokers advice I just decided to put it up for sale with only minor work for 68k. I have an a lot of cash offers and 1 offer for 68k from someone that is using a FHA loan. The house needs subfloor work, joists work and a cement pier repaired. It will also need a new roof soon. I did a sale contract to these people that was good for 15 days and got a back up contract with a cash offer in case the sale falls through. Whats the chance of the sale falling through if the people have decent credit, probably 0 down and are buying a house that needs work totalling around 10k? Thanks!

2007-02-11 13:06:09 · 3 answers · asked by hopes2graduate 1

2007-02-11 12:44:07 · 9 answers · asked by chrissykaduka 2

like i heard amercriedit was a good one and the freedom quest was too.

2007-02-11 12:44:01 · 4 answers · asked by veronica s 1

aging is when 1 agency buys your account from another agency thereby extending removal date.

2007-02-11 11:59:49 · 3 answers · asked by jo 1

2007-02-11 11:55:19 · 6 answers · asked by inxs310 1

What are you REALLY going to be paying? What if you pay off the furniture before the "deadline?"

2007-02-11 11:54:34 · 5 answers · asked by mgs4Real 3

At first I was just using my paypal account to buy things on ebay; I was not selling anything. Then I wanted to sell something, but ebay said my email address could not be confirmed, so I had to provide a different email address, which resulted in me having to make a new paypal account. As a result I ended up with 2 paypal accounts. I tried to add my credit card to my new paypal account, but it said my credit card was already being used by another (my old) account, and it could only be used on 1 account. So then I deleted my old account so that my credit card would no longer be being used by the old account and I could use it on the new one. But even though I deleted my old account I still keep getting a message that says my credit card is already being used by another account. Why am I getting this message & how can I add my credit card to my new paypal account? I absolutely HAVE to pay for an item I won on ebay today and I can't pay until I add my credit card to my new paypal account

2007-02-11 11:45:47 · 15 answers · asked by Anonymous

My main question about this requires a little work. Ok?

Look to your left on the yahoo answers web page (The main part of the Credit catagory) They are always running an ad in that section that says something about getting a credit card, even if you have bad credit. Orchard Bank is the ad.

What is the "catch" with this credit card though? (Low credit limits? High interest rate? No grace period? High amount of money to open the account and high yearly fee to have the account? )

My question is: Are there really any credit card companies out there that will give you an unsecured credit card, if you have "bad" credit and NOT charge you an arm and a leg in fees to get the account/card going? I have gotten some credit cards that say I can get the credit card with $250 credit limit, but they take fees out and now I only have like $72 credit and I have to pay $178 before I have the whole credit amount. Can I find a credit card that doesn't do that even with not so good credit?

2007-02-11 11:45:45 · 7 answers · asked by ♥ Mary ♥ 4

I took out a loan nearly a year ago and, although there was a three month payment 'holiday', the bank hasn't taken any of the repayments out since. Will I get away with paying nothing? Have you ever had experience of a bank coming after you for repayments after they've made a similar error?

2007-02-11 11:34:05 · 16 answers · asked by micktravis 1

I recently received a notice from a collection agency from my last apartment. When I called they stated that we can setup a 3-month plan to pay it off. Which was fine. But the person turned around and said that we cannot guarantee that this collection will not be reported to the credit bureaus. Then I asked what is the purpose of me paying off the debt if it's still going to be reported. She didn't have an answer.

My question is if I'm paying on time each month to PAYOFF the debt and on time. Could they really still report the amount to the credit bureaus?

2007-02-11 11:18:25 · 9 answers · asked by pantheress559 2

I had negative reporting for a mortgage that went into foreclosure by mistake. It was corrected by the company but 10 months later. Is there still additional damage to be aware of?

2007-02-11 11:02:45 · 4 answers · asked by mackiemain 2

I took a £10,000 loan out 2 ½ years ago. I have another 2 ½ years to go before I pay it all back. My husband wants to get out a £30,000 loan and put both our names on the it. He doesn’t know that I already have an existing loan and I don’t want to tell him. If I put my name down for the £30k loan and don’t declare that I already have an existing loan will the building society do a search and see that I already have a loan and refuse us a loan or tell my husband about it? I can’t let him know about it.

2007-02-11 11:00:35 · 6 answers · asked by Rachel 4

when that information is proprietary and a very tightly guarded secret. I have seen many people say things like this:

* 35%, punctuality of payment in the past
* 30%, the amount of debt, expressed as the ratio of current revolving debt (credit card balances, etc.) to total available revolving credit (credit limits)
* 15%, length of credit history
* 10%, types of credit used (installment, revolving, consumer finance)
* 10%, recent search for credit and/or amount of credit obtained recently

but I want proof that you know what you are talking about. Where can I go to find the formula that you are reporting to people? I know that Fair Isaac didn't give it to you, because they don't tell anybody. So where did you get it from?

2007-02-11 10:03:16 · 3 answers · asked by nebula7693 4

should I close my credit card, once I paid it off, say I pay off my no annual fee credit card should I close it out or leave it active and just not use it? I heard that if you close a credit card that you pay off it can bring down your credit rating

2007-02-11 09:43:54 · 9 answers · asked by Anonymous

2007-02-11 09:28:23 · 4 answers · asked by KOOL7 2

I'm making a purchase on my credit card, but the purchase will be about $100 over my limit. If I make a $100 payment to my credit card that currently has a 0 balance (so my balance will be -$100), and then charge it for the full amount, is that allowed?

2007-02-11 09:08:42 · 12 answers · asked by Vivian 1

is it possible? I want to know my current credit score without having to pay? any sites that could give me this information?

2007-02-11 07:59:39 · 4 answers · asked by natalie rose 3

if you had a mark against you on your credit report but it is now (after over 7yrs) marked as a "charge off" next to it, what does this mean? can you have it removed? and can the collector still try to hound you for it?

2007-02-11 07:13:51 · 5 answers · asked by smoovstella319 2

My hubby and I had to have some major repair work on house (pipes& sewer) last July. It cost us $12,000 to repair, and we had no choice but to put a majority of that on our credit cards. Our minimun payments due, are so high ( like 1000) a month. Ive kept up on them till last 3 months. We have decent credit besides these, and just cant afford minimum payments. I was wondering if I should let them go to collections, and then pay them, since they work with you? . Anyone done this before? We thought about a consolidation, but they want $600 a month, and we'd have to get rid of our other cards (which are lower credit limits and we pay them off as soon as we use them.) Any advice? Thanks

2007-02-11 07:08:48 · 12 answers · asked by misstikal311 4

Glass Cap Federal Credit Union N. Pittsburgh St, Connellsville, PA 15425

2007-02-11 06:57:55 · 6 answers · asked by LINDA L 1

2007-02-11 06:57:15 · 5 answers · asked by ash219772 1

is having an APR of 24% good while you dont have good credit to get a car

2007-02-11 06:55:21 · 11 answers · asked by olemisi 1

2007-02-11 06:32:36 · 10 answers · asked by greatloverandgoodlooking 1

How do i better my credit?

2007-02-11 06:27:16 · 6 answers · asked by Alex 1