like i heard amercriedit was a good one and the freedom quest was too.
2007-02-11 12:44:01 · 4 answers · asked by veronica s 1 in Business & Finance ➔ Credit
The best company is YOU. There is nothing a consultation company can do that you can't. What you need is some sound information and you get this by going to every debt management site you can and pick up all the information you can. This is free just read whats on offer. Then put in your sound debt management strategy and get to work on your debts. I have included the source box to help, it has a great debt management software program, free, that I myself use with success.
2007-02-11 14:09:10 · answer #1 · answered by Anonymous · 0⤊ 0⤋
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2016-05-28 22:04:46 · answer #2 · answered by ? 3 · 0⤊ 0⤋
Most of them will tell you that they can stop collection activity and they can't. It all depends on if the creditor participates in the Fair Share Lending Program. If the creditor does not, they don't have to do anything with stopping collection activity, fee's, interest or eventuall charging the account off on your credit and filing suit against you for the debt.
Click summed it all up when they said that "YOU" are the best company there is. You can negotiate just as easily as the debt consolidation companies or debt settlement companies. Well maybe not as easily, but you can achieve the same results they are offering. You just might have to make a few more phone calls. Most credit card companies have a "hardship" program that in most cases gives you a better deal than the company's that you mentioned above but a lot of them will not offer it to you, you will have to inquire about it.
Hope this helps.
2007-02-15 11:24:53 · answer #3 · answered by jcook2803 1 · 0⤊ 0⤋
Do you mean a credit consolidation company, or a debt counseling company.
The first provides new loans consolidating (gathering) all of your old debts into one. The second works with your creditors trying to get you lower payments, without getting a new loan.
There is no such thing as a good one of either. Either one of them is going to cost you a lot of money. Be sure of having all requirements and fees charged by all and in writing. Don't leave anything to chance, or that they will fill it in later, or don't worry, everything will be fine. I am not one to come back and say I told you so, but for this I will.
2007-02-11 13:29:20 · answer #4 · answered by ttpawpaw 7 · 0⤊ 0⤋