Credit - February 2007

i am trying to build my credit and i just receved my first credit card bill! th ammount i need to pay back is $52 but it says the minamum is $10 so which do i pay back?

i am trying to build my credit because sofar i have no credit.

i am 20 almost 21! with a credit card with a 300 dollar credit limit!

it took me 3 months to find some thing worth spending thoes 300 bucks on but finaly i gave up and just bought a tank of gas!

2007-02-12 07:38:02 · 11 answers · asked by Anonymous

2007-02-12 07:20:43 · 5 answers · asked by Aaron A 3

how much income should you have per month with a credit score of about 705, in order to get e home loan for about 110,000

2007-02-12 07:05:02 · 3 answers · asked by pooh bear 4

My parents owe about $13000 on a Discover card, but I'm not sure how old the debt is. Recently an officer from the sheriff's office came by with a letter saying that Discover was suing them. A friend of theirs told them that Discover could take their house. Is this true? Also, how long is the statute of limitations for credit card debt in Alabama? Or, since the credit card was applied for and most of the charges were made in Georgia, would the statute of limitations for Georgia apply? Can they still settle? What other options do they have?

2007-02-12 06:26:03 · 5 answers · asked by daboodee_daboodai 1

OK it is agreed by us in the company and they do agreed to what you have said the only tep remaining in this transaction is fo you to pay the collerteral security for us to effect transfer as soon as possible and the charges for the collerteral security is $210 so that it will act as a guild towards your loan.If you are ready to send the money do get back to me so that i can give you the company accountant payment details that you will use in effecting the transfer.I sent you a mail eariler i needed to get a response from you i am sending you a copy of the mail again.
So that by latest wednesday your loan will be reflecting in your account have a nice day.
Mrs Reginner Sanchezes.

This e-mail I got after I provided my documents to that firm.
Please if somebody know something about this firm, answer.
May be they try to cheet me?
Why I can receive loan only after I make that payment in amount of 210$?
I would like if you all will not laugh about my english, because I am from Ukr

2007-02-12 06:20:15 · 1 answers · asked by Anonymous

i applied for a personal loan but i was denied, i really need $300 to pay off my credit cards, im stressing over it everyday and i just cant focus on my school or work or social life because of it PLEASE HELP

2007-02-12 05:53:30 · 6 answers · asked by Anonymous

i'm told i dont have enough credit. so there for noone will give me credit to build my credit. what can i do?

2007-02-12 05:44:44 · 6 answers · asked by wanda w 2

whats the difrence between voluntary surrendering a car and having the finance company repo it? how does it affect the persons credit and is it basically the same thing, do the credit reporting agencies see it the same way? does one hurt your credit more than the other?

2007-02-12 05:28:58 · 6 answers · asked by oldskool 2

my bankruptcy from 9 yeaars ago is on thier as public record but not in the adverse summary? can this be removed? also I had random cards from department stores but haven't used them in years but they are still listed even tough the accounts are closed - I think- how do I know if they are or not? can I get those of as well?

2007-02-12 05:20:33 · 1 answers · asked by sweetietw 2

As i have never replyed to any letters sent from the debt collectors working on behalf of natwest they would be unable to use the legal system

2007-02-12 05:17:46 · 4 answers · asked by mrkthomasson 1

Please if any sites Know give E-mail Adress

2007-02-12 05:15:11 · 4 answers · asked by CHANTEL ROUSSIN 1

what would be fair and equal terms for a loan of 3000 dollars from a friend? like what is a good time frame for repayment and what is a good interest figure??

2007-02-12 05:10:31 · 3 answers · asked by wr13169 1

people with average credit around 680...assuming a 30 year fixxed.

We have above average income, we can get about 10-12% down payment .

2007-02-12 05:03:29 · 4 answers · asked by Anonymous

I RECEIVED A LETTER IN THE MAIL FROM A COLLECTION AGENCY ATTEMPTING TO COLLECT A DEBT FROM 1990 FROM WHEN I LIVED IN MASSACHUSETTS. CAN THEY ACTUALLY DO THIS?

2007-02-12 04:42:07 · 12 answers · asked by QueenOfTheRotten 1

I have a fairly high balance--$16,000 due to graduate school expenses, but I always pay on time and try to pay more than the minimum payment. I make around $45,000 a year. I don't understand why my APR is so high. What can I do to lower it?

2007-02-12 04:11:06 · 9 answers · asked by heatherdoodle5 1

2007-02-12 03:47:14 · 14 answers · asked by Anonymous

I made a very stupid mistake. Someone on Ebay's Half.com frauded me and I filed a Buyer Protection Claim. Out of panic I accidentally contacted my credit card compnay about it too. Their policy is that you don't contact the credit card compnay. Ebay said that if I cancel my claim with my credit card compnay they'll continue on but my credit card company said that if I cancel my dispute the only way i can refile is in writing and there's no guarantee they'll follow up on it. This is the first time something like this has ever happened to me. Should I cancel my dispute with my credit card or go on with it?

2007-02-12 03:33:40 · 2 answers · asked by christigmc 5

2007-02-12 01:42:29 · 5 answers · asked by Anonymous

my credit. I have no money what-so-ever. I live pay check to pay check just barely getting by. I am making my car payment, rent (all utilities paid), I have to have food, and I have no clue what to do. Eventually if I keep not responding to their letters, what will happen???? I don't know what to do. I need to know what to expect if I don't pay.

2007-02-12 01:22:33 · 7 answers · asked by BigAndBeautiful 2

2007-02-12 00:55:56 · 6 answers · asked by lorenz1547 1

I just wondered if anyone had done it and if they had been successful, also how does your bank treat you now?

2007-02-12 00:53:24 · 8 answers · asked by Missbutterfly:-) 3

Well i m planing to purchase one credit card
just lemme know the details of it
how much generaly a company charges on it if used ?
& if not used ?
kindly give valuable ur feed backs
thanks

2007-02-12 00:10:46 · 7 answers · asked by funloving 1

is there statute of limitations regarding a debt? i.e. 6 years

2007-02-12 00:01:01 · 2 answers · asked by michealdavies524@btinternet.com 1

Wanted to buy 2 CD's. Buy.com had same. Forced to fill out application for credit. Have valid World Wide Master Card. Why am I not permitted to use this? One app. said my date of birth was invalid. 1932 is correct date. Does firm refuse to sell to seniors? Other app. asked for SS#. I gave this reluctantly. Then I was rejected for invalid reply to mo. mtge/rent payment when I truthfully gave 00. I own my home; there is NO mortgage payment.
There is no space on app. form to explain answers noted as "Invalid."

I am partially disabled. I often shop from catalogs by phone or mail. Needless to say, my first foray into shopping on the internet was time-consuming and extremely frustrating.

2007-02-11 23:59:20 · 1 answers · asked by ROBBIE B 1

but if you were me, would you stick a banana in your pocket, pack an old pair of tights in a hold all (essential) and scribble a note saying 'Gimme all the money or I shoot!' to hold up the joint instead.

How many years am I looking at if I get caught?

OR should I spend my hundred pounds on some nice chocolate in Thorntons instead. Possibly the continental section, or those fruity truffle ones.

Hell, maybe even take you out to dinner? I'm thinking somewhere classy, but hey, we only got £130. Don't take the squizz at my expense!

... Have I told you how stunning you're looking today?
Yes, I can see you. I have Windows Vista Webcam MSN spyware. And you have a bit of spinach or oregano stuck between your teeth.

Oh, what a lovely smile...

Cut it out. Stop it.

Stop flashing and put your bits away..

Anyway, original question was about the bank..

I have deep tan, 15 denier pantyhose...

2007-02-11 23:51:27 · 12 answers · asked by Anonymous

i dont understand why some credit card companies will grant credit lines to people with horrid credit, no job, no bank account. they have to know that in many cases they will take a loss.

2007-02-11 23:01:42 · 5 answers · asked by Anonymous

or are they for people without alot of credit and are forced to pay or suffer the crazy 30 percent rate.. they seem to be the card for rich folk.
peace

2007-02-11 22:32:09 · 2 answers · asked by bcwireless420420 1

I left my job in Dec had no money coming in for a little while the bank decided to up my overdraft limit. Which has now thrown me into debt as I now have a overdraft limit of nearly £1000 i get paid weekly and not one penny touchs my pocket all the money is going to the bank in charges. I can't pay rent or even get too work or buy food because of the fact they decided to do this to me.

Are you not meant to sign something to say that you want the money or make some sort of agreement with the bank?

How can they do this? I want to fight it how can i do this?

2007-02-11 22:15:44 · 11 answers · asked by deb_star_82 3

2007-02-11 20:56:37 · 5 answers · asked by sara 1

2007-02-11 18:20:15 · 4 answers · asked by Albertos 2