Credit - February 2007

Noplace takes AMex, and I need to make car payments. What to do??

2007-02-08 06:35:08 · 3 answers · asked by Margaret L 1

the government guards against benifit fraud. why can't dating agencies do the same.

which is the most scammed dating agencies, does anyone have any stories.

2007-02-08 06:31:48 · 8 answers · asked by rjhamuk 2

2007-02-08 06:29:44 · 15 answers · asked by rjhamuk 2

Will I get a CCJ, or will they simply go away and refuse to lend me money again? Or, will someone turn up at my door? Only sensible answers please!

2007-02-08 06:29:26 · 10 answers · asked by GT 1

2007-02-08 06:28:55 · 17 answers · asked by rjhamuk 2

i just fell out with my girlfriend of a month. my girlfriend is american and she wanted me to send some money to her uncle in nebraska of the usa. her uncle means alot to her and he is a diabetic and needs to go into hospital. the problem is! i phoned the bank this morning and they said i have a fixed account, which is true. you see i was scammed back in september and they toke about £5000 and my girlfriend doesn't believe me. last night i was telling her, that i didn't know what a fixed account is. i did ask the bank about this and they said a fixed account, is an account that is tied to certain terms. i have a two year agreement with my bank and my money can only be used for emergencies. did i say the wrong thing to her. the main thing is! i can only access my money, when i really need it. i have a credit card, so i can still take small amounts from the cashpoint. my girlfriend has said she don't trust me and i keep on giving her stories. she is true! i have only known for a few week

2007-02-08 06:28:00 · 12 answers · asked by rjhamuk 2

2007-02-08 06:07:51 · 4 answers · asked by mom25 1

I have stated performing daily clicks and am wondering if they are worthwhile!

2007-02-08 05:54:15 · 4 answers · asked by Anonymous

I'M FILING MY MY TAXES ONLINE BUT DON'T HAVE MY ROUTING NUMBER. WHAT IS THE ROUTING NO. TO MY ACCOUNT.(4603423942)

2007-02-08 05:46:21 · 2 answers · asked by Elijejuan S 1

2007-02-08 05:32:57 · 1 answers · asked by cynthia d 1

2007-02-08 05:24:25 · 3 answers · asked by Curious D 1

I need to know how safe it is to do business through paypal and if it is legit? Thanks

2007-02-08 05:19:01 · 8 answers · asked by Maria 2

This is just a sampling of H & R Blocks predatory lending scheme...Capital One and Wachovia both do this all the time to their customers - unfortunately, there are no laws to stop them either....

Although RALs are offered by legit businesses, the loan terms rival those of the neighborhood loan shark. Small fees ($30 here, $59 there) add up. On the average refund this year ($2,150), forking over $100 to cover loan costs puts your effective APR at 178%. (No, that's not a typo.) Add in admin fees and you're looking at a 235% APR. (Again, not a typo.)

2007-02-08 05:07:36 · 8 answers · asked by Anonymous

If I relocate to the UK from the US for a job, will I be able to establish credit, or does my US credit profile somehow transfer?

2007-02-08 04:52:18 · 4 answers · asked by ballysally 2

2007-02-08 04:42:51 · 3 answers · asked by shermica c 1

2007-02-08 04:34:02 · 17 answers · asked by Inactive 1

I would prefer answers from people who work in the credit industry and can tell me roughly the number of points, and how long it will take for my score to recover once the new higher available credit kicks in...

I know part of your credit score is determined by how much available credit you have. I closed several cards a few years back before I knew it would hurt my score, and now I have very little credit available. I have excellent credit otherwise, and pay off anything I charge the next month. However, I do have a balance I've been slowly paying down, and want to open a new card so that my balance takes up less of a proportion to my total credit debt.

How much will this ding my credit in the short term? And how long will the point drop last?

2007-02-08 04:23:03 · 19 answers · asked by stuinblue 1

at what bank can i open a account with out having a credit check ive got a bad credit record and really need a bank account

2007-02-08 04:14:37 · 16 answers · asked by Anonymous

2007-02-08 04:10:57 · 16 answers · asked by stuinblue 1

I know this may sound like a idiotic question but, how do I pay monthly on a TV? Do I have to have a credit card from the place I am buying the TV from? I don't know but I cant afford to pay the whole amount at once!

2007-02-08 04:06:06 · 9 answers · asked by shayscpa 2

2007-02-08 03:59:35 · 8 answers · asked by whyte reign 1

What effect will it have if I get a debt consolidation loan. I am not in any financial trouble but I am tired of just paying multiple collectors each month. Will this have any effect on my credit score or cause any problem in the future when I try to purchase a home. I have hear that it can cause problems like that and can make it difficult to get a home loan.....Does anyone have any personal experiences with doing this??

2007-02-08 03:42:41 · 6 answers · asked by Anonymous

is there some places that it isn't? or what?

2007-02-08 03:42:36 · 11 answers · asked by ♥†♥™ 1

I AM NOT ON THE CAR LOAN.
but since we are married, will they come after ME and put the repo on MY credit as well?

2007-02-08 03:15:57 · 8 answers · asked by Randy 1

I am not on the loan but will I be responsible to pay? She says shes not going to pay and let them put it in collections.

2007-02-08 03:08:49 · 2 answers · asked by Randy 1

2007-02-08 03:08:10 · 5 answers · asked by Travster 2

is it legal for a high st bank to sell my personal information on to a third party collection agent are my details not confidential,and privrate,

2007-02-08 02:54:33 · 2 answers · asked by answerwheniknow! 3

Here are the details:

I'll admit, I was quite deliquent in paying my balance of 169 bucks for a few months. This balance was hanging over my head forever and late fees were accumulating, and my credit score was suffering because of that one frickin payment....

So, when I had the extra cash and paid off the $169 balance, I closed the account.

OK,

So, why, unexpectedly, does a check for 169 bucks show up in my mailbox today?? All this time, this balance has been hanging over me and eating my credit score, and now they send it back to me as a refund??? I don't get it.

Can someone explain this to me please???

2007-02-08 02:49:59 · 2 answers · asked by v h 2

Hi, I have two credit cards and im wondering if i can use thos cards for my downpayment.... do car dealership takes credit cards?

2007-02-08 02:23:24 · 9 answers · asked by ARC 1 1

i am on income support of £90.50 every two weeks and owe about £600,£340 of which is council tax,£259 of which is repairs from the council i have no money to spare but it keeps on adding up,i live in scotland is it possible to declare my self bankrupt because i am really down and not well enough to work
PLEASE HELP ME

2007-02-08 02:15:13 · 8 answers · asked by Anonymous