I know this may sound like a idiotic question but, how do I pay monthly on a TV? Do I have to have a credit card from the place I am buying the TV from? I don't know but I cant afford to pay the whole amount at once!
2007-02-08 04:06:06 · 9 answers · asked by shayscpa 2 in Business & Finance ➔ Credit
It's for my fiance birthday present and his birthday is on the 23rd so I don't have time to save for it...
2007-02-08 04:12:54 · update #1
First go to Circuit City, Best Buy or whoever is offering a discount on your purchase for signing up for the credit card.
This will give you 10% off of the TV that is probably on sale.
When you get your statement, transfer the balance immediately to a card with 0% interest on balance transfers.
Pay that off monthly.
2007-02-08 05:49:53 · answer #1 · answered by Anonymous · 1⤊ 0⤋
UPdate to your update:
get your fiance a pair of diamond ear rings or take her out to a nice dinner.
or cheaper than that, write her a long love letter detailing your plans with her for the future
she will appreciate it much more than the 'romantic tv'
that you cannot afford.
I am not sure why you NEED to finance a TV.
I have seen 20 inch screens at walmart of less than $200 bucks.
If you cant save that over the course of two months then you have more problems than financing a tv.
Lets say for example that you get a TV for 800 bucks (low estimate if you are going for the HDTV)
by the time you finish paying for it with finance charges that tv will have cost you about 12k assuming that you pay ontime and more than the minimum.
why not get a smaller tv (assuming that you dont already have one and save the money for the one you really want.
YOu could buy it foryourself as an XMAS present and you will feel so much better about paying cash for it
2007-02-08 04:14:51 · answer #2 · answered by karen g 4 · 2⤊ 0⤋
Well go with the electornics store like best buy or future shop apply for there credit card and then they will do the financing
I bought the Tv which I have to pay for 36 months equal payment
from bestbuy. try that
2007-02-08 04:18:31 · answer #3 · answered by Paresh G 2 · 0⤊ 0⤋
If you want to pay monthly payments than you can go through that company and usually pay around 21% interest. You can check out the credit card offers on my website. They offer 12 months with 0% and a low rate after that.
http://www.freewebs.com/whowantstoberich
Click on the credit card banners.
2007-02-08 04:23:17 · answer #4 · answered by Dan M 1 · 1⤊ 1⤋
Go to a rent to own or aaron's rent or colortyme-whatever kind of rental service you have in town. I have a 65" tv that i financed through them-you can get a 12 or 24 month finance on it, and if, during that time, you don't want it anymore, return it (you lose money spent), but if you pay it off, it is yours! you will get robbed in finance charges, but it is the price we pay for not having it all at once
2007-02-08 04:16:13 · answer #5 · answered by MNBound 3 · 0⤊ 2⤋
Why not save for the tv u want then pay cash for it?
2007-02-08 04:11:41 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Save each month and go to the local library and READ.
You get a better RETURN on investment when you add knowledge to your head rather than wasting it on TV.
2007-02-08 05:43:58 · answer #7 · answered by DaMan 5 · 2⤊ 0⤋
Get a big piece of cardboard and DRAW a flat screen TV and hang it on his wall. Kiss him and tell him that there are better things to do with time than watch tv.
Or tell him you will buy it when you have the money.
2007-02-08 04:15:27 · answer #8 · answered by Whoa_Phat 4 · 1⤊ 2⤋
when you "rent to own" you are paying triple the price in the end
2007-02-08 05:13:40 · answer #9 · answered by Anonymous · 1⤊ 0⤋
Check out, please
2015-11-20 05:26:30 · answer #10 · answered by ? 3 · 1⤊ 0⤋