where can I find a loan company that will approve with fairly bad credit?

Question

I need a loan of atleast 5000 but I having so much trouble

Answer 1

Depends what you mean by "fairly" bad credit.

Like a previous answer said, really bad credit risks will need to put something up as collateral, either that or you are going to pay extremely high interest rates.

People with slightly bad credit can ussualy get unsecured loans without collateral, at high rates. However, if you have bankruptcy or collections on your credit you will not get a decent loan.

Answer 2

=======================================
The TRUTH About Credit Repair...

-by Terry Price

(C) Copyright Terry Price
All Rights Reserved

http://gaby1221.niesong.hop.clickbank.net
=======================================

Have you ever wondered what companies
send you when they claim you can erase
bad credit overnight? How about those
ads that say you can get any major
credit
card without a deposit or a credit
check?

Ads abound almost everywhere
these days (online and off) selling
books, systems and secrets to
help you fix your credit. Many
of these programs have claims
which read like the covers of
supermarket tabloids:

"In 3hrs my credit score jumped
from 580 to 676!"...

"Erase bad credit and smash your
debts with just 2 Magic Letters!".

Are these types of claims ALWAYS
too good to be true? The answer is
"Yes and... no".

While many people would love for
you to believe the only thing that
can fix bad credit is time; in
reality... nothing could be further
from the truth. The fact is, time
is only one factor which can fix
a credit report, but it's a far cry
from being the only factor. How
can I back this up? Easy.

Under a consumer protection law
known as the Fair Credit Reporting
Act (a.k.a. the FCRA) the only
negative information which can
remain on your credit report is
not what is accurate... but what
can be proved as accurate under
the FCRA. What's this mean
to you?

It means any negative item on
your credit report can only remain
there if it is accurate and CAN
BE PROVED AS SUCH under the
guidelines of the FCRA. This
undisputable fact presents
consumers with both good
news and bad news.

The good news is that through
the FCRA your credit score can
most likely be improved dramatically
in a very short period of time with
only a modest amount of effort on
your part.

The bad news is that while the
actual "work" will take very little
of your time, it is vital that you
have good information on "how"
to go about it. This is the bad
news; 9 out of 10 courses on
restoring your credit will do nothing
more than lead you into snake
pits because they will provide
you with what the industry refers
to as "Boiler Plate" dispute letters.
These are nothing more than form
letters and... quite frankly (more
bad news) the Credit Bureaus and
Creditors will laugh at you if you
try to use them.

While I agree with the Federal Trade
Commission (FTC) that "Anything a
Credit Repair Clinic can do for you
legally, you can do for yourself at
little or not cost"... the key element
you need for success is the latest
inside techniques and procedures
to get the results you want. This
involves strategies such as "Proof
of Contract", "Constructive Notice",
"Challenge of Procedure" or
"Restrictive Endorsement" and many
others.

All these terms may "sound" impressive
but they are really quite simple. In
the
end, it is nothing more than a method
of communication which exercises your
consumer protection rights, gets the
results you want and raises your credit
score. Even more impressive, once you
learn how simple it can be by doing it
for
yourself, you will find there is a
fortune
to be made doing it for others! Either
way, it all starts by requesting a free
copy of your credit report here:

http://www.AnnualCreditReport.com

In the next segment we'll talk about:

"Is Your Credit Score Costing
You A Fortune?"

=======================================
Terry Price is the founder of Consumer
Education Group which publishes the
Credit Secrets Bible (in print since
1994).

For more information on the CREDIT
SECRETS BIBLE you may visit:

http://gaby1221.niesong.hop.clickbank.net
=======================================

This information can help you , like help me. Good Luck !!!

Answer 3

I have been looking, and researching myself. I have found that most places here in Indy refer to American General, and Wells Fargo. If you have a rating of at least 500, I believe they may be able to help. Also finding a co-signer with a descent credit score will help. I will warn you that some places on the Internet are jokes. Esp. Norwood Capital Group. They are a bunch of scammers, and crooks I know that first hand. A valuable lesson learned...

Answer 4

Bad credit is one of the worst problems to have... however there exists a solution.

I will hereby talk from my personal experience.

I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,

a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :

http://umgarticles.atspace.com/debt-consolidation.htm

if it helps kindly remember me in your voting!.. cheers!

Answer 5

Have you tried calling your bank? It's helpful if you have a history with them. I received the best rate on a mortgage from my bank. You could also try this site for helpful information about obtaining a loan. Good luck! http://loan.divinfo.com/

Answer 6

A loan of that much would likely need to be secured by collateral when you have fairly bad credit.

If you have equity in your home, you can use that to get a lower rate loan.

Answer 7

if you know someone with good credit ask if they could be a co-signer. Or, do you own a car that you can use the pink slip as collateral?

Answer 8

bad credit loans http://www.wesayes.com

Answer 9

call bank of america.
I did and they gave me slightly over 5k. I only asked for 2k. My credit is high five area and I applied for their credit to get out of my high interest (23%) credit card
1800 732 9194

Answer 10

Checkout my nickname on the web you might find what your looking for. Good luck & Godspeed.