Credit - February 2007

I wrote a check to my job that I found out today was returned nsf. I accidentially grabbed the wrong check book and thought I had written it out of another account, it was an honest mistake and I have the cash to cover the check. I am scared that I am going to lose my job over an accident. I always write checks there and this is the first time something like this has ever happened. How should I approach them to tell them. I want to tell them before they find out about it and make good on the check.

2007-02-15 05:24:06 · 6 answers · asked by Anonymous

2007-02-15 05:05:29 · 7 answers · asked by snowraider 3

2007-02-15 04:49:48 · 9 answers · asked by lovelynia2006 1

2007-02-15 04:44:51 · 9 answers · asked by bglol145 1

I just bought an 07 Civic Si last month. I didnt make any payments yet (just the downpayment). I got my loan thru the dealer at 8.6%, I checked elsewhere..and its 5.99%. Should I take the 5.99% to pay off the 8.6%? Or is that just wasting my time? And I'm not sure if this is "re-financing" since its only been a month. Thank you for you help..

2007-02-15 04:35:07 · 3 answers · asked by BeBe b 2

I make a lil over 65k on the books and about 10-15k off. My credit score at all 3 bureas is between 648-660. Will Land Rover financial give me a hard time leasing a 2005 Range Rover? (retail 50-60k). I have no negatives on my credit report. I do however have 15k in student loans I am still paying off and my current car loan that has 23k left that I have paid on time for the last two years. I also have about 10k in random credit card debt (revolving credit). I have had those accounts for 2-4 years and none of them have ever been late.

2007-02-15 04:17:08 · 8 answers · asked by Anonymous

My friend is 28 with no credit. She has tried to establish credit by applying for loans, credit cards, etc. to no avail. Anyone know what she should do?

2007-02-15 04:10:15 · 7 answers · asked by Live4theWeekend 4

i recieved a check from an online game i won for 2990$. i deposited the check, the bank held the check for two days. i called and the money was in my account i withdrew the money and bought a car well two days later the bank calls me and says the check is no good and if i dont get a loan and pay them back they will charge me with fraud and send me to jail. is this rite. can they do this i dident know the check was no good thats why i deposited it isnt it the banks fault for not verfying the funds before they credited my account

2007-02-15 02:57:59 · 6 answers · asked by Anonymous

In the building where I live used to live another lady called Aleida P. with a different last name. The credit report is confusing us both because of the same name. The true is that I don't even know Aleida P. The problem is that I didn't check my credit report in 4 years. Know I am applying for a job and for credit and the creditors denied me everything. And I didn't get the job either.
When I requested my credit report it shows that the other lady called Aleida has delinquencies, liens, judgmets. Can I fix it?

2007-02-15 02:11:49 · 7 answers · asked by aleidateresa 2

Last year i went to the local hospital here in Weston, Wv for my severe hypertension. They told me they had to admit me because my blood pressure was so high. I stayed there for 4 days and my bill was over 6k. I have no insurance and no job, my fiance makes too much for me to get dissability and i didnt get excepted for the hospital to mark it off as charity because he made too much money as well! Well now i got a summons in todays mail to pay for this hospital bill. I need to answer it it within 20 days, what do i say to the circuit court?They are now taking me to circuit court to pay this bill. How can they get away with that, it was emergency care and i can not afford to pay it, how can they take me to court and force me to pay it off?? Any info would be great! If i could afford to pay it i would!!

2007-02-15 01:07:37 · 6 answers · asked by lhyer1972 2

2007-02-15 00:13:27 · 18 answers · asked by anand s 1

I am looking for the company who charges under the name "Modena" Please don't leave me messages like, "Call the credit card and dispute the charges" I am at this time just searching for the company name that uses this name when charging to a credit card. If you don't know, move on!

2007-02-14 23:09:00 · 3 answers · asked by Answer Meister 1

I used to live and study in US and have credit cards there. Then I went back to my home country for holiday but something happened and i didnt go back to US anymore until now. so basically all my things are unsettled there including not paying off credit cards. Its been 7 years. I am thinking of going back to US for holiday sometimes soon but will i be stopped in immigration checkpoint because of this and be demanded to pay off the credit cards? I wish I settle all my things last time..but it has been such a long time..i have no idea what happen already with all my credit card or credit history.

2007-02-14 20:50:11 · 4 answers · asked by dodo 1

I also want to know if I'll have to get a new social security card. Would I risk any legal problems if I wait a while before informing them?

2007-02-14 17:02:39 · 3 answers · asked by Anonymous

say i get a credit card and after a lil while i decide that i dont want it anymore, how do i get rid of it?
and is a credit card with no app fee and no annual fee and no interest charges (0%apr fixed) on purchases up to 250 a good card?

2007-02-14 16:38:44 · 9 answers · asked by memememe!!!!!! 1

It's my understanding that your credit score is joint after marriage...is this true, or am I completely uninformed? I'm getting married in July and I have significantly better credit than my fiance. I've taken over his finances and have been steadily improving his credit, but it's still not quite good. It's more in the high range of fair. Will our credit score be calculated jointly after marriage, and, if so, how will it be calculated? Would it be an average of what we have now?

2007-02-14 16:17:55 · 6 answers · asked by BG 3

$40,000 in debt with 4 credit cards, I have great credit and pay on time. Recently cc's raised interest from 7.9 to 23% because they said too, much debt ratio. If I use consolidation will that affect credit and do they charge and are they just doing what I could do (like search for other credit cards with lower rates?)

2007-02-14 16:14:37 · 5 answers · asked by cindy d 1

The father of my son and I are now estranged and he has been constantly intimidating me and torments me with guilt. I am from Asia and when I got pregnant, he asked me to move to the US to have the baby and he will take care of everything. I left my job, my family and friends in a drop of a hat because I want us to be together. Before I was due, he told me to apply for Medicaid and other social services assistance to have the baby. But was denied. The baby came and I was rushed by my cousin (not him) to the hospital. Two months after, I started getting the bills but I am unemployed and he said it's ok. Now, I left the US because my visa has expired. Although he signed the birth certificate, is he accountable for my debt?

2007-02-14 15:47:58 · 6 answers · asked by wenongayon 1

how do I get this reversed? I have lost $79.00 and got a card that isa actuqally no good. I do not know where I can use it and how I m supposed to pay the bill. I do not want the card and want a refund to my account. and will they just take the entire cost out of my account or do I have a choice of monthly payments? Help! I just got ripped off I think. Should I try and close it or can I report this to someone? Who to? I was completely lost and now I can't afford to buy anything as I am on a fixed income. Please let me know anything you can to help me straighten out this mess. I do not want to hurt my already bad credit. Would appreciate any help. Is there a phone I can call to? Does anyone ever get it rememdied? I was just investigating..not ordering it. Besides it says in the information that I will receive a crdeit card within 5 daysa abd I have nor received that either. How badly have I screwed up? Is there something like a center to complain to? Please help. me.

2007-02-14 15:32:40 · 5 answers · asked by Anonymous

2007-02-14 15:00:51 · 4 answers · asked by Anonymous

I am currently paying my car note to a car rental company and they cannot give me a pay-off quote nor what I have paid towards the interest for almost a year. They are calling me every month two to three days before my car note is due. I have something in mind but would like others input on this. Thank You All

2007-02-14 14:51:16 · 3 answers · asked by Coco-Cola 1

my friend owes me money he wants to pay me but hes gonna give me the payment in form of a check which was paid by him by someone ,my question is is it possible for me to deposit that check even its not pay to order to me.

2007-02-14 14:33:37 · 9 answers · asked by ritchesimon 1

This is my first time buying something online and I was just wondering thanx

2007-02-14 14:28:41 · 3 answers · asked by DAMER 2

Also... what do I do if there is stuff on the report that I'm sure I owe, but have now idea how to get ahold of the past creditor???

2007-02-14 14:15:05 · 7 answers · asked by "Corey" 3

I've never replyed to any letters sent by the debt collectors working on behalf of natwest bank in the united kingdom surly as no contact his been made between me and them that it must be ' statue barred ' by now?!!! , even though im still getting letters from robinson way and co debt collectors saying if i fail to pay witin 10 days of the letter a ccj will be applied they have been saying this for 7 years the same thing and never appiled it ! THIS DEBT HAPPENDED IN THE UNITED KINGDOM ,

2007-02-14 14:08:56 · 6 answers · asked by mrkthomasson 1

Do we live in such a world, that you can't even exist legitimately without having every single transaction tracked on a credit system that is a handful of number, and questions that are stored in a computer. With out anything realy what's left to say that you even really have money. You can make money on the internet in hours a day without every really doing anything. Is the world so comepletly technologic that we can be millionaires with out working?

2007-02-14 14:03:37 · 2 answers · asked by Solace 2

I work at a small city library as the only employee (the director) and I have been given permission to apply for a credit card. I found a small business credit card that was agreed on, but when I went to apply, I was confused about which type of business to classify us as. The options are:
Business Individuals
C-Corporation
Corporate Trust
General Partnership
Individual Trust
Limited Liability
Limited Partnership
Professional Corporation
Proprietorship
S-Corporation

It doesn't seem to me that we are any of these. Maybe a library doesn't count as a business? Help please! Which one would you consider a library?

2007-02-14 13:01:37 · 3 answers · asked by Pooky 4

2007-02-14 12:33:00 · 1 answers · asked by karleen c 1

2007-02-14 12:28:44 · 6 answers · asked by karen h 1

2007-02-14 12:07:36 · 4 answers · asked by Tigers Gal! 4