Credit - February 2007

I want to appy for an HP credit card to buy a tv, or a bowflex.

2007-02-14 07:28:34 · 5 answers · asked by whitney 2

My lease is up on May 1st. I only have a small downpayment and my husband and I both have poor credit scores (mid 500s). Together our income is over 55000, but since we are young, we haven't had our jobs very long. We have some old collections accounts (about 4 years old) but I have several positive lines now. We are currently working to settle our old debts but this could take a few months. Should we try and get pre-approved now, or should we stay in another apartment and wait for another year? I want a house!!

2007-02-14 07:27:21 · 10 answers · asked by TEXY1 2

Has anyone ever had a bank force close your account? and if so how do you get a bank account again? Because no other bank will open an account for you.. Is this an impossible fix?

2007-02-14 07:12:25 · 7 answers · asked by Esther J 3

i've received about 6 offers in the mail and narrowed it down to two. the one m most interested in is one from GM:

0% introductory APR on balance transfers til FEb 2008, rewards: 1% cash back, 1%toward any new vehicle or 3% towards any eligible new Gm vehicle. no annual fees of $100 or more. variable premium APR: 9.99 %, 14.99%, or 17.99%, and 20 grace period for repayment.

i need one, and i figured i could use it to pay my rent and then use the cash i normally would use and pay off the credit. does this sound like a good thing or could i possibly get screwed over hard on it?? i have "a little above average" credit for my age: 720 (when in bought my car in september) and make my payments on time; sometimes like 2 weeks late but never 30 days late. PLEASE let me know out there!!!! thanks

2007-02-14 06:42:36 · 6 answers · asked by christopher_austins_mom 2

I have loans & line of credit at 4-5 different banks and I would like to cash them out in a short time. Any suggestions?

2007-02-14 06:21:22 · 1 answers · asked by majatoronto 1

I currently am injured and cannot work, I am in college and I have a $2500 credit card debt, that is the total from all the 4 cards I need to pay off. I have very bad credit because I was paying these bills but got sick and injured. Now I want to get a loan and just pay it off and have one monthly bill, but where do I get this loan from with my bad credit, I tried prosper.com but got no bids? Someone please give me a solution. Should I consolidate the $2500 dollars or what?

2007-02-14 05:52:48 · 8 answers · asked by Beautiful G 1

personal account

2007-02-14 05:45:40 · 2 answers · asked by Regie R 1

2007-02-14 04:51:13 · 7 answers · asked by Foxtrot 2

and the debt collection companys called robinson way and company.

2007-02-14 04:16:07 · 3 answers · asked by m.ogilvy 1

In 2004 and 2005 I was deliquent in paying back my student loan. Since 2005, I've paid on time. It's the only blemish on my credit report. Does the government have a "forgiveness" or second chance program to remove this from my credit report?

2007-02-14 04:06:39 · 6 answers · asked by cemnyc 2

I've had some previous credit problems but I've paid off all my outstanding accounts in collections. Currently I'm only still paying my student loans. I want to apply for a mortgage in the near future and want to improve my credit.

2007-02-14 03:48:32 · 6 answers · asked by maggiemay 2

I graduated in 98 & I owe more on the loan now than what I owed when I graduated. It's been 9 years & I feel as if I've overpaid. What can I do about this situation?

2007-02-14 03:45:33 · 8 answers · asked by castillo5247 2

However it wont let me obtain the reports on either one as it says the system is unable to recognise me, i have applied for few things lately with no luck, do you think this has something to do with it? also has anyone else ever had this problem? i thought it maybe cause am not on electrol role but neither is my bf and hes just obtained his? thanks in advance

2007-02-14 03:43:39 · 7 answers · asked by jmooremoore85 1

My husband received a 1099c form stating that a debt he owed to a credit card company had been cancelled on 12/31/06. Should his credit report state that he no longer owes this money because it has been canelled?

2007-02-14 03:41:50 · 3 answers · asked by Anonymous

ok so with credit cards you can get different ones ex. disney card gives you free trips to Disney world, special restaurant credit cards give you free meals once in a while. My quesiton is is it the same fro Debit cards? Can you get different types to earn rewards?
Thanks

2007-02-14 03:35:39 · 11 answers · asked by Anonymous

hello,
i recived a nasty call from a law firm last week demanding on a 4384 for a old account i had if i dont pay today we are going to sue you. i know about it and i am broke i cant pay it. I told this guy to bleep-off. Changed my phone # right after that. I pulled up my credit and i looks like it first became 30late in Dec 2000, my last payment ever on this was Nov 2000. I know there is a thing called SOL, what would mine be? and when dose it start i live in MN

2007-02-14 03:32:17 · 8 answers · asked by sarah h 1

My debt is 3 years old. The collection agency is a third party collector. Can anyone help?

2007-02-14 03:29:03 · 3 answers · asked by angel c 1

I need to refinance my house. I have 2 mortgage loans 80/20. And if I try to refinance in 2yrs or less I have to pay a penalty fee. I'll have 1 yr with my house on April. I want to take cash out of the house but the market here in Florida where I live went down and my house cost less than is suppose to be. This is something I dont understand because when you buy a house is because it is an investment and in my case it is not, and my mortgage payment is $2200, that is a lot.. when I bought it the broker told me I can refinance in 6 months but look now. My score is between 596-610. Any suggestions... what should i do? Need money and need help!

2007-02-14 03:16:43 · 6 answers · asked by Anonymous

Am i right in thinking that you start with 1000 points then goes down if you dont keep up repayments and anyone know what your score has to be to get a decent rate for a loan from your bank? thanks

2007-02-14 03:09:02 · 7 answers · asked by dancing darlings 3

If you obtain a loan an the representative knowly falsefies your employment information , can you legaly get it wrote off?

2007-02-14 03:01:59 · 4 answers · asked by Linda S 1

2007-02-14 02:47:07 · 7 answers · asked by Alok S 1

You don't have to pay anything right?

2007-02-14 02:24:45 · 9 answers · asked by cigaro19 5

what are the odds of my bank giving me a lower payment in order to avoid going into default ??

My payments are $3100 per month, MY retirement is only $2000 per month , the money that I was recieving from baby sitting is no longer available to make up the difference, how can I get my bank to give me a payment reduction so that I can avoid defaulting ? what are some other options, I don't have the money to update the house to sell , I had it on the market 3 times and it did not sell because it needs updating. thanks for your thoughts

2007-02-14 02:11:27 · 14 answers · asked by moham 1

Does anybody know how to avoid paying a credit card bill?

2007-02-14 01:17:18 · 10 answers · asked by lami 2

I received an offer to get card wtih a100,000 credit limit from Bankamerica American Express. Is this a good card to have and what are my chances of getting it , if credit is kind of shaky? I recently purchased a home(september)2006. Will this carry any wieght in their desicion to grant me credit?

2007-02-13 23:37:02 · 2 answers · asked by jawsnu7 2

2007-02-13 23:26:37 · 5 answers · asked by Anonymous

2007-02-13 22:39:53 · 5 answers · asked by elin j 1

Can anyone kind enough to tell me what is the goverment legislation,by which you can write off some of your debts according to the ad on the TV from the debt managment companies. Is this another con by this companies or there is realy a way to write your debt off without going bankrupt.

2007-02-13 22:09:18 · 4 answers · asked by Anonymous

Also, say for example I borrow $20,000 over 3 years at an interest rate of 12.5 % but pay the loan off in two years, will I be charged the 3 years interest or 2 years?

Thanks in advance to anyone who answers!

2007-02-13 21:58:42 · 6 answers · asked by Anonymous

I have had a debit from my bank account of 79.99 two times and it has caused my account to be over drawn over a 100.00. This was done by Horizon Gold Card. What can I do to stop these people?

2007-02-13 21:44:16 · 2 answers · asked by Brandie W 1