I'm scared. I'm 21 and I'm in debt about $4,000.
Now, I have a Credit Card with HSBC and I'm really overdue because job situation but now I have been able to pay like $20 a month (the min. payment is $ 135) for this month.
I just got a letter from them saying if I don't pay this, it will go to collections and they will pursue this case to get the collection of this account.
I'm scared, I don't want to go to jail for a credit card. What are the laws and stuff and what can they do to me? It's not like I'm NOT paying at all, I'm giving what I can. Please help me.
2007-02-13
09:29:52
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7 answers
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asked by
Anonymous