How do I go about cleaning old closed debt from my credit bureau?

Answer 1

If it is truthful information you can't. If the information is not true, write a letter to the three bureaus with the correct information with documentation if possible and ask them to correct your report.

Negative credit will drop off the report after 7-10 years depending on what it is.

If it is good old credit, why would you want to?

Answer 2

You can request that the credit reporting agencies delete really old information but keep in mind that you cannot change the actuality of your credit history. Most information is kept on file for seven years, bankruptcies are reported for ten. Also, credit reporting agencies only report what is reported to them so if a company is reporting information which is older than seven years, contact them and ask them to delete your records.

Old information is not necessarily a bad thing (unless you had bad credit) - the longer you've had a history of handling your credit in a responsible way the better off you are.

Answer 3

How to Clean Up Credit Report: Before approving your loan, your lender contacts the credit bureaus to get your credit report. Bad credit report will severely restrict your credit. In some cases, you may not even get the credit. So it is vital to get your credit report cleaned. To enable you to achieve that you have to alter your financial habits

Answer 4

On your credit report, all your creditors are listed 2ce. First, with debt info. On the last page is a list of every creditor on the report, along with their address and usually a toll free number. When you call them, be prepared to be on hold!

Answer 5

Talk to your bank. They should be able to provide you with the number for an agency that they use when they run credit reports. You just have to call that agency and file for a "correction".

Answer 6

Try the company below, they can assist you with on this issue.