Need advice on an 8 year old civil judgment?

Question

I have a civil judgment that is 8years old.Now the man is coming forward and wants to get paid. I look on the Superior Court Case Summary to see what is going on with my case. I found out he try to file papers on me and didn't file them correctly. The status of my judgment is DISPOSED OF JUDGMENT> What does that mean? Please respond only if you know the answer or if advice is correct. Also I offered to pay him some money so that he can leave me alone and this judgement will not show on my credit report. Oh! yes it was on my credit report BUT it has been 8 years and it is no longer showing on my credit report. Should I still offer to pay him? What if he can refile on me? Is that possible. Help please,. thanks

Answer 1

Our company collects on civil judgments. I hate to tell you this, but "Disposed of Judgment" only means that the court proceedings are concluded. If on your court record there is a copy of a Judgment Decree, and the date of judgment falls within your state's statue of limitations for judgments, and/or the creditor has refiled the case, then you are still on the hook for your judgment.

If you are still unsure, pick up the phone, call the court where the judgment was granted, and ask a clerk if the judgment is expired. If it has expired, ask if your creditor has filed for the case to be renewed. Only if the judgment is expired, AND the creditor has not filed for the judgment to be renewed, are you off the hook.

If you find out the judgment is still valid, then it is in your best interest to go back to your creditor and make an offer. Put your offer in writing - don't just get a verbal agreement. Get his agreement in writing to your offer, as well as put a stipulation in there that he will file a Satisfaction of Judgment and Release of Liens (if there are any) on your case after receiving funds from you. When you pay him, get a receipt. Make sure you get copies of the Satisfaction of Judgment he files with the court. This is the document you will need to file with your credit bureau to get this judgment off your record.

If you are unsure about doing all this, by all means hire an attorney to assist you.

DO NOT WAIT ANY LONGER if you are still on the hook! That judgment has accrued interest for the last 8 years. The average amount of interest granted to your judgment is 10%. Therefore, you are close to your judgment being valued at DOUBLE what it was when you received it! And your creditor has the right to every penny!

Answer 2

any Civil Judgement can be refiled before the deadline. you need look up, on the internet, what the legal terminology of "dsposed of judgement" means in this civil matter. Sounds like he may be out of luck.

Don't offer to settle with him personally. If it no longer shows on your credit report, you will not gain anything by offering payment, unless the Court states you still owe a specific amount. If they do, make payments to the Court directly through the administration department that usually handles small claims collections and the like.

Answer 3

What that means is that he lost his case. He can refile on you but must do it in a higher court. Chances are he wont as this is additional cost for filing and court fees. It is good for the concience to repay any debts that you owe.