Does anybody know how to avoid paying a credit card bill?
2007-02-14 01:17:18 · 10 answers · asked by lami 2 in Business & Finance ➔ Credit
you could go into a debt program and they can help you settle your card and pay less than you owe. for example, i'm doing this right now b/c i got into trouble w/ C.C. in college!
i just settled a $6,000 card for about $2000. now, i do pay this company for their services, but their fee is built into my monthly payment and it's reasonable for their services. they deal with collection companies and credit companies for me and then at the end they do a TOTAL credit report scrub...basically, they go through my report and fix anything that looks bad.
do a search for DMB financial online. that's who i go through.
take care!
2007-02-14 01:24:29 · answer #1 · answered by joey322 6 · 0⤊ 0⤋
No there is no way to avoid making a credit card payment. You will have late fees. The company will harass you day and night. They company has the right to take you to court and if you don't make any payments they can go through a process to garnish your wages. Not only may all of the above happen but not making credit card payments can ruin your credit which has an impact on your future.
If you have bad credit you may not qualify for loans on cars, houses, or other credit cards. If you do qualify you will be paying higher interest which means the company gets more of your hard earned $ and your payments will be higher. Bad credit may even hinder you from obtaining a job. It is very important to keep your credit in good standing.
If you absolutely can not pay set up a payment plan WITH the credit card company. Your account will be reflected late to the credit bureaus but you can repair this with time.
***DO NOT DO A DEBT CONSOLIDATION PROGRAM OF ANY KIND!!!!*** Many people make this mistake. When you are done all of your accounts that you put into his program will be closed. 99% of the time they are NOT reopened. Plus this looks as bad as a bankruptcy no matter what they tell you. This will take at least 7 years to come off your record.
2007-02-14 04:44:54 · answer #2 · answered by Anonymous · 0⤊ 0⤋
The best of the credit card is knowing how to use it. Sometime good credit help you with a loan. When you find something you really like to have and have to have it;such as a house, a car or a good interest loan to pay off you debt. One time I get turn down to a great deal car loan because I didn't know that one magazine I had cancel was report me for not want to continue or pay my bill. I have to go back and straight out before I could go back to have Good credit again. There goes my great deal. Credit card is good to have if you know how to use it and depend what kind you have also. My advise for you is pay it!!! If you don't like this one then find you a better one and pay this one off. Don't try to rob yourself of your identity and your previous.
2007-02-14 01:26:41 · answer #3 · answered by Anonymous · 0⤊ 0⤋
It does no longer remember, considering you're unlikely to get the student mastercard. maximum student credit taking part in cards are in basic terms for faculty young infants who already produce different credit taking part in cards. in case you utilized for a student mastercard to be your first mastercard, then you shall be rejected. once you do get your first mastercard (which probably isn't a student mastercard), you pays the bill utilising your bank account, yet no longer utilising your debit card. You do it on line with the bank account huge form (no longer the debit card huge form) or you write an truly verify on paper and mail it.
2016-09-29 02:37:28 · answer #4 · answered by arieux 4 · 0⤊ 0⤋
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2007-02-14 16:01:35 · answer #5 · answered by grierGRIER h 3 · 0⤊ 0⤋
Death,but if you have a remaining estate, it may have to come out of that. Bankruptcy, but the laws have changed so drastically that many bills are merely restructured.
And really, if you incurred the debt, shouldn't you show some integrity and take care of your responsibilities?
2007-02-14 01:26:33 · answer #6 · answered by rrrevils 6 · 0⤊ 0⤋
If you don't care that it will totally trash your credit, and affect your future ability to get credit, loans, buy a house...then just don't pay it.
2007-02-14 01:23:21 · answer #7 · answered by Anonymous · 1⤊ 0⤋
Are you disputing the bill? Otherwise, you must pay!
2007-02-14 01:32:37 · answer #8 · answered by Anonymous · 0⤊ 0⤋
cancel card
2007-02-14 01:26:02 · answer #9 · answered by rives 6 · 0⤊ 0⤋
leave the country or steal the money you need
2007-02-14 01:20:28 · answer #10 · answered by Anonymous · 0⤊ 2⤋