Credit - February 2007

2007-02-15 12:58:38 · 4 answers · asked by travelguruette 6

Now i am stuck with it....How can i get out of paying the loan since she wont do it

2007-02-15 12:55:00 · 4 answers · asked by Jamie B 2

I know that Collections on your credit report lowers your score. I heard that if they are left unpaid, it doesnt do anything and you canleave them unpaid for however many years til they disappear off your report. Is that true? Or is it better for your score to pay them? Help!

2007-02-15 12:48:57 · 4 answers · asked by Barefoot 6

Where is the respect & appreciation?

2007-02-15 12:05:33 · 7 answers · asked by conflicted.soul 1

raise enough money to buy a used car? one of my friends had an idea to raise the money, but we dont have any ideas on how to do that. help?

2007-02-15 11:49:14 · 3 answers · asked by Socastee_Angel 2

I have complete trust for this individual in paying back the loan but I am going to buy a house in the next year so I'm wondering if this cosigning will help improve my credit rating in getting a home loan or will it hinder my efforts?

2007-02-15 11:29:53 · 11 answers · asked by wforeman3 1

how can one keep up with payments? besides using online banking( which i dont use cause i had my account hacked) if u go away for say 2 months?

2007-02-15 11:28:31 · 6 answers · asked by justsomeone 1

I have owe 2500 to someone and I got a summons to appear in a city in my state. This was from 5 years ago. Anyways I haven't worked for 3 years and my parents bought my house and the car, everything is in their name. So its not like they could garnish or seize anything of mine. I didn't even get the summons my sister got it in her mailbox which is strange since I've never lived with her at that address. Anyways what can they do, I'm just going to go bankrupt or something maybe ebay some thing things to get the money.
Oh yeah when I got the summons i went and cleared out my bank accounts, they now have a dollar keeping them open and now are in the form of travelers checks and in my safe.

2007-02-15 11:03:16 · 4 answers · asked by Camius 1

2007-02-15 10:51:06 · 7 answers · asked by rust1909 1

Any way to dispute paid negatives to be removed or marked current?

2007-02-15 10:29:11 · 7 answers · asked by alphamodel 1

This year I am really dedicating myself to becoming financially free. Since Dec I have already paid off $1200 and exhausted my savings account by doing so. I have automatic payments set up monthly and plan on increasing them in the next few months when one of the lower credit cards are paid off.
I also go to college and do not have a car, so not having a car really helps. I make about $35K pre-tax a year and really want to save money as well and go on a vacation.

If youre an optimist, how soon do you think it could be done?
This year? or do you think in 2008? I really want to pay this off but i dont want to deny myself a real vacation as well.

2007-02-15 10:05:53 · 11 answers · asked by Cynthia 2

For example, I write a check for the grocery store today, how long will it take for the bank to cash it?

2007-02-15 09:58:58 · 8 answers · asked by babythugga281 4

Is it better for my credit rating to close my credit card accounts which have been paid off in full or to leave them open?

2007-02-15 09:45:07 · 16 answers · asked by pamsiebaby 2

i checked my credit card statement and found 3 charges for something called yahoo voice, it was $25 three times. i did not authorize. i called yahoo and they said they would take it off, they say maybe someone hacked into my puter and got info. it seems like it would have been them. does anyone know anything about this

2007-02-15 09:43:05 · 6 answers · asked by shelly92555 4

I havent paid my credit card bill. and its 6mo late. I am not currently working, but I need to know when should I REALLY get worried? My debt is 500$. Couldnt pay b/c of personal problems, but trying to now . is it too late?

2007-02-15 09:40:35 · 4 answers · asked by Sansprenom 2

Thanks everybody for your answers to my previous question.

2007-02-15 09:34:27 · 5 answers · asked by juggalo_nc_icp 1

2007-02-15 09:31:48 · 6 answers · asked by riaan k 1

The debt i have is with natwest bank in the uk and the collector is robinson way and co

2007-02-15 09:25:22 · 3 answers · asked by m.ogilvy 1

If I were to get a pay day loan and pay it on time will it help improve my credit?

2007-02-15 09:20:25 · 8 answers · asked by Anonymous

2007-02-15 09:04:22 · 13 answers · asked by j_barnes155 1

If I have a credit card that I do not use, how does this account reflect on my credit report? Does it show an open account in good standing?

2007-02-15 08:46:10 · 2 answers · asked by Christina 2

Me and wife haev combined income around 110k a year. We have some credit card debt (nothing to horrible) and 1 car payment around 300/month. My credit score is 700 hers is 620.

We are looking at a morgage that is figuring about 10% down and a total mortgage cost of around 2500/month when you include property tax and insurance. The loan salesepeople have told us they think we will be approved but its up the underwrites to accpet it.

What do you think?

2007-02-15 07:57:51 · 13 answers · asked by Anonymous

does any one know if you pay a dept completely of if experia can clear it

2007-02-15 07:25:01 · 11 answers · asked by AMANDA M 1

i had a outstanding phone bill that had give me bad credit when i applied for a mortagage i have cleared it if full now what wil i do next

2007-02-15 07:06:02 · 8 answers · asked by AMANDA M 1

Hi all, my home is 100% paid for, it's value is approx 160,000....I owe approx 30,000 in CC debt, I am paying around 1000 monthly to these CC's, would it be good to borrow the money and pay off the CC's and have one lower payment?....I have always heard not to do this,but the balances arent going down much on the CC's and i want to get out of CC debt.....I have already cut the cards up and from now on if I cant pay cash I dont get it----thanks min advance--will

2007-02-15 07:03:40 · 10 answers · asked by William L 2

I did not , it was a nightmare.

2007-02-15 06:49:14 · 2 answers · asked by Analyst 3

2007-02-15 06:15:57 · 6 answers · asked by Radio 3

Once i start working and have a steady income i want to get my first credit card. I am 15 and a highschool sophomore. I will have a steady job this summer and have a bad habit of not keeping track of cash because i am disorganized. I didn't know if that was possible if my parents put it under their name. I want to start building a good credit score and I want to have a card with rewards and points. what kind of card do i need to get?? Am i even eligible for a card in any way shape or form? If not and I sound like a big idiot please do not make fun of me or anything. Thank you.

2007-02-15 05:32:56 · 8 answers · asked by Lauren. 4

I have a joint checking account with my parent that I opened 5 years ago and never closed it to get my parent's name off because Chase wouldn't let me unless my parent was there. My parent had a dispute with the bank over a loan and was not going to pay the loan until the dispute was resolved. So they took over $600 out of my account, but I withdrew that money that same day. The next day they said they took there money for the loan, but my money was overdrawn, even though at the time it was in my account and I had it in my hand. My account is now negative over $600 and they are charging me $5 everyday for overdraft, potentially over $1000 a year if they let it add up . I refuse to pay the money. What will happen if I never pay the money back if anything?

2007-02-15 05:31:16 · 12 answers · asked by cw97 1

I wrote a check to my job that I found out today was returned nsf. I accidentially grabbed the wrong check book and thought I had written it out of another account, it was an honest mistake and I have the cash to cover the check. I am scared that I am going to lose my job over an accident. I always write checks there and this is the first time something like this has ever happened. How should I approach them to tell them. I want to tell them before they find out about it and make good on the check.

2007-02-15 05:25:42 · 13 answers · asked by Anonymous