Credit - February 2007

I'm thinking about buying a new vehicle in a few months. My credit is good (700+); I have no qualms about a $400 payment for 48 months. This would be my only vehicle payment I'll have in ~six months. Is there an ideal percentage to have as a down payment on a car? You could finance it to death, but you'll be paying for it forever as well. Obviously, 100% (e.g. paying cash) is optimal, but I'm not holding that winning Powerball ticket, either! (ha!). Looking forward to your responses; thanks!

2007-02-17 00:58:38 · 8 answers · asked by KennyW 2

can someone give me the total? Thanks!

2007-02-17 00:51:57 · 12 answers · asked by therazorsx 3

i gave the house that i owned outright to my wife
so that we could divorce without acrimony ,
i have now fallen on really hard times
she will not talk to me and has a new man in her life,
i feel a bit aggrieved as i worked hard to pay for the house,
they are selling up and moving to spain.
is it worth getting legal advise or not?

2007-02-17 00:05:33 · 5 answers · asked by mickjack 5

Which is the best credit card to get in terms of UK and international acceptance?

2007-02-16 23:32:36 · 15 answers · asked by Anonymous

2007-02-16 21:00:33 · 13 answers · asked by kannan h 1

I have been registered disabled since 2001 my husband is my full time carer, we recieve the normal regular benefits. The mortgage we have was a fixed rate, last year this expired. Would we be able to do anything about it as the rates are now lower than when we took the mortgage out.

2007-02-16 20:24:17 · 6 answers · asked by jody w 1

2007-02-16 20:20:45 · 12 answers · asked by Anonymous

2007-02-16 19:39:27 · 3 answers · asked by Anonymous

2007-02-16 18:27:39 · 2 answers · asked by dudes222 1

2007-02-16 18:04:51 · 8 answers · asked by Paul S 1

Hi, I recently asked a question on here about making late payments. i made the payment online on the 17th, it is due on the 19th. of course it is the weekend. email confirmation said bank will be deibted on the 21st, so im pretty sure i'll be considered late which is basically credit suicide. (all payments on time before). as soon as i can i'll call to find out details BUT...

my question now is, i just got the papers to renew my car insurance. usually i have just paid the 6mos total in advance, and im considering doing that now. my inclination is to charge the $1000+ on my credit card to earn points, and just pay it off right away since i have the money available. OR should i pay it in installments, which looks better?

I'm especially concerned about making such a big charge after making the late payment. to the creditors it may look like im running out of money (late on one card, running up big charge on the other). what do you think?

2007-02-16 17:48:39 · 4 answers · asked by SweetDarlin' 3

O.k. so my husband has a judgement on his credit report for some furniture he bought a while ago. Its for ago 2 Gs. The whole judgement thing is about 4 years old. Is there anyway we can clear this up and get it off his credit report fast ! Thanks

2007-02-16 16:53:38 · 3 answers · asked by CookFrNW 3

2007-02-16 16:34:14 · 6 answers · asked by idealink9 1

I am no longer working due to an incurable illness I have recently been diagnosed with. I am young and have about 2500 in cc debt that I just recently stopped paying in the last couple of months. I have no income and these people are starting to scare me. What will they do to someone with no income who cannot work due to an illness? Please help I am really scared.

2007-02-16 16:21:28 · 18 answers · asked by brennaperkins 2

Hello, I was wondering how do you send $$ to someone auto through paypal monthly.

Thanks

2007-02-16 15:42:43 · 2 answers · asked by newport9756 1

Theres no number on my credit report to contact them. So what can I do?

2007-02-16 15:41:17 · 3 answers · asked by boyfriendlessMegin 3

Is it possible for a bank to finance a car for less than $5K for 5 years?

2007-02-16 14:47:54 · 2 answers · asked by Neosamurai 1

I'd like to get a couple of things erased from my record.

2007-02-16 14:18:48 · 3 answers · asked by Rod H 1

2007-02-16 13:45:36 · 4 answers · asked by john u 1

2007-02-16 13:27:07 · 11 answers · asked by <3 2

2007-02-16 13:13:41 · 9 answers · asked by Ugochinyere 1

I have bad credit due to poor decisions in my youth and I am currently filing bankruptcy. All of my credit cards have been charged off. There are two cards that list my former boyfriend's (now husband) name as an authorized user. Those charge offs show up on his credit report. So my question is, how can he have them removed from his report? He was not a co-applicant and should not be held liable for the debt. We were not married at that time either. Please only serious answers and no shamers, I am not proud of my poor choices and I have learned a huge lesson.

2007-02-16 12:50:45 · 6 answers · asked by avook 2

2007-02-16 12:50:38 · 12 answers · asked by ib 1

I have a credit card account with citibank and haven't paid. A "law' office contacted me saying that payment has to be paid in full and I dont have any payments options. They said that my student loans i have with them too they can turn them into default as of consequence of this debt. I told them to do what they have to do because paying in full is not an option for me now. What can they do about it? is it true about my school loans? can i still make payments to stop this?
They always get loud and offensive like if you were scum.

2007-02-16 12:39:49 · 6 answers · asked by G M 1

Or will it show on my credit report as a judgement against me, and it was paid in full? Do you think it will affect my rating, and will future creditors and employers find it to be a negative report?

2007-02-16 12:28:09 · 4 answers · asked by Mac 1

My credit score is a very low 537 i pay all my bills on time, and have had 3 different credit cards for the past 6 months to a year that i pay in full and on time, so where is the problem, because i'm having a hard time getting a decent mortgage with this score.

2007-02-16 12:18:01 · 12 answers · asked by Anonymous

2007-02-16 12:15:46 · 5 answers · asked by americanpaul 1

paid.

2007-02-16 12:03:04 · 3 answers · asked by ynra BTB 4-18-09 6

they told me I have to put up five times the monthly amount of the loan

2007-02-16 11:10:30 · 7 answers · asked by rusptsmed 1

2007-02-16 10:26:58 · 10 answers · asked by jesseripper 1