i am a 22yr old college student without a job, my somehow every month get money to pay my bills without anyones help. My credit scores are from 3 bureaus between 642-649. I owe about 12,000 in debt and i have 2 bill collections which are really low. like one is 75, which i think i paid and the other is like 175.00. I dont think it will have a big impact on the score if paid, because credit report said it had a low impact on my score. I have used almost all of the credit on my cards, that is why to me i think it is a little low, i dont know. the scale said i am fair, 680 score it where the good starts. Out of all the credit card cards and bills i have ever had, in my credit report i have never been late or past due accept on the bill collections, which say have gone to attorney and bill collection. please help me.
2007-02-17
06:45:02
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5 answers
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asked by
big boy
2