Credit - February 2007

2007-02-19 04:42:46 · 1 answers · asked by fosa 1

I have a $15k Car Loan, $6600 credit card, and $1500 credit card debt. I'm 22, student and I work part-time so my income is only $8o0 a month! Have you ever heard of going to a credit union and getting a consolidation loan? Do you just get a loan from them? I don't want to go thru any businesses because I heard those mess up your credit score. I want something legit but I NEED TO GET OUT OF DEBT! HELP!

2007-02-19 04:19:26 · 10 answers · asked by BLoNdE22 1

What about if you paid the whole amount owed?

2007-02-19 04:13:49 · 5 answers · asked by Chaino 3

2007-02-19 03:35:13 · 7 answers · asked by patricia b 1

I am a shopaholic and can't seem to stop. I am always late in making my mtg. pymnt. I am afraid of losing our house and I don't know how to tell my husband. I am always borrowing from one acct. to pay the other. I do pay them but just never on due date, I always use the grace period allowed. Please help. My marriage is also drowning. I am a friggin mess. I don't want to try those credit repairs because my friend did and she is now in more of a mess than before.

2007-02-19 03:22:32 · 12 answers · asked by Feline05 5

i am 16 years old and i dont have a creditcard or even a passport.
so how can i be able to open an US bank account.i need an US bank account to withdraw my paypal funds and I also don't want my family to get involve. how can i get one?

2007-02-19 03:21:06 · 8 answers · asked by plz 2

2007-02-19 03:18:46 · 8 answers · asked by Anonymous

If i get merchant account how can i withdraw my profit from my account? Can i fund to my credit card that i registered in yahoo?

2007-02-19 03:08:55 · 4 answers · asked by david k 1

I have heard about this guy, but i wanted to know if anyone has had any actually experience using his expensive get out of debt products?

Also a secondary question. why do so many people come on here and offer bad advice on how to take peoples money with get rich quick schemes? whats wrong with world????

2007-02-19 02:52:50 · 7 answers · asked by nsbjim 1

2007-02-19 02:47:53 · 5 answers · asked by j k 1

Will appreciate help, Recently i had one late payment on a Topshop store card and now my credit report which was excellent has gone to fair and thus was refused a loan. I have since closed my account with topshop (Settled) and desparate to know how long it will take my credit to return to its previous status bearing in mind i have a morgage credit cards and two current account!!!!!!!!!! Better yet has anyone experienced this and what was the outcome

2007-02-19 02:09:29 · 6 answers · asked by cross 2

I recently applied for a loan for a car, and was to be given the car with no money down. I waited throught he holiday season to take possession of the car. I was to trade in my old car, as this was the agreement . The day I went to pick up the car the loan was denied and taken back reason being I left the loan open for more than 30 days and that looked bad. I was also told a drop in my credit score by 30 pts hurt too. I have gotten denial letters and they all say the same thing, how can I get the companies to give me another chance. I was told by the dealership that a co signor might work (but I son't have one), or money down and the car, or just a large down pyment and they could work it out. I desperatly need this car and I cannot reapply for thirty more days . What are my options, how can I get them to reconsider?

2007-02-19 02:03:21 · 3 answers · asked by nene 3

Here is a link to my previous question:

http://answers.yahoo.com/question/index;_ylt=AmgYlB0K5hPUWOo0GPevncHsy6IX?qid=20070108111919AAHaxAy

Here's the short version of the story: Citibank improperly reported me to the credit reporting agencies. I had all the proper documentation, and they rescinded their report. Can you believe it??? Score one for the little guy!

2007-02-19 01:59:58 · 2 answers · asked by Anonymous

2007-02-19 01:47:17 · 1 answers · asked by patz50n 1

My landlord does not report to the credit bureau that I pay a large amount of rent each month. I am a single parent who would like to buy a home but the only credit I have is not enought to barely buy a car. Can he legally report to the credit bureau and should I ask him to even if I had a few late payments (maybe he can overlook). What would he need to do to report good payments? Are there any fees? Can I have a friend report on time payment that I have made on a purchase from them? I am desperate to boost my credit score! Is any of this ok to do?

2007-02-19 01:41:39 · 5 answers · asked by nene 3

Will appreciate help, Recently i had one late payment on a Topshop store card and now my credit report which was excellent has gone to fair and thus was refused a loan. I have since closed my account with topsop and desparate to know how long it will take my credit to return to its previous status bearing in mind i have a morgage credit cards and two current account!!!!!!!!!! Better yet has anyone experienced this and what was the outcome

2007-02-19 01:35:31 · 4 answers · asked by cross 2

2007-02-19 01:23:57 · 4 answers · asked by jabo j 1

2007-02-19 01:22:37 · 6 answers · asked by jabo j 1

I went to a technical college about 8 yrs ago. I went the first semester and dropped out half way due to contunious bomb threats ( yes, we have to leave the school and walk across the block almost everyday for 2 weeks straight), alot of students dropped the semester because of this. I went back the next semester and dropped out towards the beginning due to an illness my child had at the time. I was young and didnt really think too much of it. Well, now I owe $10,000 which I cant file bankruptcy on and its on my credit. I never recieved ANY college credits for either semester and I really cannot afford to pay this back. Is there anything I can do about this? Will it ever come off my credit report?

2007-02-19 01:19:47 · 2 answers · asked by fofanamichelle 1

2007-02-19 01:16:58 · 2 answers · asked by Anonymous

I did not receive any service from them either, my local cable company is my internet service provider.
Has this happened to anyone else recently? If so how did AOL resolve it with you? It doesn't matter if it was checking account, credit card whatever, if you did not authorize the debit.

2007-02-18 22:55:07 · 3 answers · asked by Lady T 2

2007-02-18 22:44:10 · 6 answers · asked by pascal 2

I received a note to contact webmaster about a site:http://www.finaban.com this site is TRUST BANK IN GHANA. MY QUESTION IS THERE SOMETHING WRONG WITH THIS SITE? PLEASE EXPLAIN?

2007-02-18 21:22:07 · 2 answers · asked by james 1

I've tried SallieMae,TERI, and my school's Financial Aid office with no luck.

I'm getting nervous b/c I can't cover living expenses for the semester and I'm running low on cash. I also have no income b/c I'm bartering my services as a law clerk to pay for my Bar Study Course. I need around $2,000.

2007-02-18 20:00:41 · 5 answers · asked by Adam B 1

He got a hold of all her info and opened credit card accounts online, he made himself a cardholder and purchased over $25,000, and now she's in debt...what should she do??? Should she inform the creditcard companies or the authorities. I dont want her to have to pay for any of this she does not deserve this!!!

2007-02-18 19:10:01 · 8 answers · asked by valley_girlie 1

hey all,
im 21 yrs old. i have no established credit.
i have a couple collections on my report from the cable company but thats it.
for the longest time i been trying to get a CC card. From banks and online i cannot get one. i only can get a Secured Card and i get Approved for a card from First Premier Bank where your actual limit is only like 50$ after 200 some dollars in fees. i dont know where to turn. ive been turned down at department stores and best buys and such. im so confused. i got approved for a auto loan for 3,000$ but i have to put 800$ of my own money down and just dont think its worth it. what are my choices? the secured card only? i think thats it. i heard of banks offering Credit Building CD's is this true? it sucks for me. i turned 18 and got no offers in the mail my girlfriend just turned 18 and she already got two.
what should i do?
thanks for the help!

2007-02-18 18:31:10 · 8 answers · asked by Anonymous

If my mother and farther inlaws dye and they have oustanding debts Are we responcible for their debt??

2007-02-18 17:52:18 · 3 answers · asked by Anonymous

I just received the bill of $400.00. I don't know the details. I know I didn't have any blood test as the bill claims. I only went to take care of my acne.

Do I have to pay this bill? If I don't pay it, will it becomes a lien against me.

I want free from this. What are my rights?

2007-02-18 17:46:35 · 10 answers · asked by SweetBrunette 5

I co-signed for my friend's student loan which was 40 thousand dollars, and now with interest and everything it became 60 thousand dollars.
and she won't pay for the loan so i keep getting letters from loan company asking me to pay for it, and if i dont pay by end of this month they will report it on my credit.

should i file bankruptcy now?... if i file bankruptcy will i be still liable for the loan?

there's no way i can pay 60 thousand dollars... what should i do?

2007-02-18 17:22:35 · 5 answers · asked by Popper 3

IF so what was the end result , I'm curious. Give me some good testimonies please. thank you

2007-02-18 16:59:34 · 6 answers · asked by Gengis 6