Has anyone here ever payed for credit repair?

Question

IF so what was the end result , I'm curious. Give me some good testimonies please. thank you

Answer 1

I bought a do-it-yourself credit repair kit, from the company below

Answer 2

Its a scam.
My mother consolidated with one of those companies, and it wasnt like they said it would be.
Froze her account, and she couldnt get credit for some time.

You can actually call the card company yourself and negotiate down the interest rate yourself.
I did this a while back for myself.

Theres a certain department within the card number. Darn its been a while. But I did drop the interest rate about 6 points.

Just be careful is all Im saying.
If it comes to me exactly which dept I contacted I will email you.
Or you could call that company youre thinking about using and ask them what they will do, as if youre interested in their services, then you call yourself, and negotiate down the interest rate.
Thats exactly what I did

Answer 3

Yes I have but I didn't stick with it long enough to repair my credit in which case it didn't help. The best thing to do is order your credit report look at the companies that you owe and start with the lowest to the highest and pay your debts off.

Answer 4

you can do it yourself...read this:

Step-by-Step Credit Repair Guide: Bad credit can frustrate your efforts at getting a credit. Hence ensure you keep your credit report clean. If there are any errors in the report, undertake credit repair to clear out any errors. This can be tiring and frustrating, but highly rewarding. Though law recognizes and protects your rights, it is your duty to remove any anomalies in

Answer 5

I used CCCS and I wish I had purchased a Do it Yourself kit earlier. I would have saved money...
Take a look at http://www.thecreditrepairmanual.com

Answer 6

i agree with nubian princess, pay what you owe if you dont you you will soon be in the same boat with out a paddle.