Credit - February 2007

About 10 months ago, my wife went to an emergency room because she was having terrible pains. We did not have the funds to pay the bill. For last few months a collection agency has been trying to collect the funds; however, we still have enough money to pay. Last week, we received in the mail a settlement offer to only pay 50% of the bill. This is something that we can arrange with our parents help. Should we take the offer of not? I am afraid to they will come later asking for the other 50%. We are college students, and we are barely making to pay our education. We the intention of paying, but health care is so expensive, and we do not have insurance. Please let have you advise. Thank you!

2007-02-19 09:04:25 · 12 answers · asked by College Guy 4

trying to help a friend, mortgage brokers are welcome

2007-02-19 08:44:29 · 4 answers · asked by booreed2002 1

If I informed my family/friends not to tell the debt collectors if they phone the country i will be moving to surly it makes there job a hell lot harder? any thoughts on this?

2007-02-19 08:16:28 · 2 answers · asked by mark f 1

After a bad divorce and bankruptcy, what's the best way for me to repair my credit score and move toward home ownership again now that I have my finances under control?

2007-02-19 08:15:03 · 10 answers · asked by princesssindi 1

2007-02-19 08:13:41 · 4 answers · asked by kactis2006 1

I ordered something online three weeks ago and payed with my credit card. The item never was sent to me, and now I hear the company is no longer in business . Can someone tell me how to get my money back??

2007-02-19 08:05:13 · 5 answers · asked by gordooo2 6

I contacted a debt solution program but they say my credit will be hurt until I get these paid off. My credit is real good I just have alot of credit card debt that I would like into one lump sum with a fixed monthly payment. I cannot take a home equity loan due to a second mortgage for a business loan. My local bank said I don't have enough assets for a personal loan to cover the whole amount.

2007-02-19 07:56:16 · 4 answers · asked by cme4ins 1

Do I have to pay those accounts off still?

2007-02-19 07:43:32 · 4 answers · asked by curious 1

i am doing job full time, i applied for loan but they says my credit score is not good, can some one help me to improve my rating, i am in desperate need of loan

2007-02-19 07:39:34 · 5 answers · asked by baseer 2

2007-02-19 07:37:05 · 3 answers · asked by karamia c 1

and dissapear for 6 years,will i get away with not paying it back???

2007-02-19 07:11:54 · 7 answers · asked by a.c 3

2007-02-19 07:06:40 · 12 answers · asked by icantbelieveimme 1

2007-02-19 07:02:54 · 14 answers · asked by Kimi 1

i am wondering what these trdade marks are. do those logos simply symbolize the name of the companies which have invested a large amount of money to banks or credit card company, or have been supporting the money transactions between credit/debit card and ATM machines?

2007-02-19 06:49:38 · 8 answers · asked by Anonymous

I'm gonna translate something for a guy and I will have a fee... but I don't own a card so I can't use Paypal... how can I receive the money without a card?

2007-02-19 06:48:56 · 5 answers · asked by Anonymous

I have harassing bill collectors trying to collect on 2 accounts (credit cards). One is 10 years old. The other is 15 years old and already paid yet showing on my credit report as unpaid!

2007-02-19 06:48:41 · 6 answers · asked by Anonymous

We are to months behind on our house payments and don't know how we are gonna get it caught up!. right now we our 1600.00 and taxes we have already spent our taxes.

2007-02-19 06:38:56 · 7 answers · asked by love struck mom 1

2007-02-19 06:28:31 · 1 answers · asked by she28z 1

2007-02-19 06:28:26 · 7 answers · asked by J W 1

from please? I need the address of the place I would mail a paid in full reciept to.

2007-02-19 06:19:46 · 4 answers · asked by unique 1

I always use my debit card......i rarely use cash,or write checks unless i am paying a bill.I don't have any credit cards so if i don't have the money in my checking account,iwon't buy something till i get the money.

2007-02-19 06:14:19 · 12 answers · asked by sugar_n_spice 5

I have around 5,000 on two cards each one at 3.9 and one at 4.9%. I have one more card with 5000 at 10%. I would like to get that at a low fixed rate. What is the best way to ask for that on the other two cards without paying transfer fees.

2007-02-19 05:55:19 · 4 answers · asked by toddrws 1

Over the past 3 years my sister has asked me to cosign on 3 different loans for her. I cosigned for the first two but am trying to decide on whether I should for the third. I am in debt myself and financially speaking the only good thing I have is my credit. I am at an age where I will start thinking about home ownership and it is important that my credit isn't affected. Is simply BEING a cosigner something that can affect my credit adversely? I really wish she had someone to go to other than me.

2007-02-19 05:53:06 · 10 answers · asked by sl8erson 2

I don't understand what credit score is..can someone explain in very simple terms? and what a good and bad credit score is? How do you get a good score or a bad one??

2007-02-19 05:48:59 · 16 answers · asked by Lindsay 3

I'm afraid there's no way to say this without cold, but believe me, I love and respect my mother. I've taken care of her for two years.

But, anyway, she will only be around for another year or so. She'll be leaving behind a good deal of credit card debt...about $60k as near as I can tell. She also has about $75k in the bank. What do I do about this?

I see no reason why the credit card companies should've extended a sick old woman that kind of credit to begin with. It's predatory in my mind. I'm an authorized user of her bank account but I'm not on the account itself, I don't think. Not sure how that works. She wants me to take the money out so they won't get it when she's gone. What's the legality of doing this? I don't want to do it right before she goes, obviously. I'll have other things on my mind. I don't know what to do.

2007-02-19 05:42:35 · 9 answers · asked by dussin23 2

2007-02-19 05:12:46 · 7 answers · asked by allhoney915 1

credit card seems to be useful but there are instances that user is being cheated ,getting statement from service provider showing expenditure that has not been incurred by them. where is the defect ?

2007-02-19 05:04:42 · 3 answers · asked by baidya 1

If my ex and I hate each other, and can't work together on anything (he claims one, I claim one, etc)...I get to claim all three kids, and I am eligible for Earned Income Credit. Can he also claim the three kids for Earned Income Credit purposes only? Or will this invite an audit on him;)

2007-02-19 04:58:45 · 4 answers · asked by sacanda_trina 4

Issued through a USA bank, possibly lost in Denmark, where I will be for some time. How long does it take to get one replaced? I'm considering not replacing it, and going with a different bank, if it will take too long. Also, what's the cost to replace a lost/stolen Mastercard?

I am fully aware of the Mastercard lost/stolen emergency numbers and procedures -- I am weighing all of my options at this point.

2007-02-19 04:44:20 · 1 answers · asked by Anonymous

2007-02-19 04:42:47 · 8 answers · asked by Nikki J 1