Do you mostly use cash,write checks,or use a credit card to buy things??

Question

I always use my debit card......i rarely use cash,or write checks unless i am paying a bill.I don't have any credit cards so if i don't have the money in my checking account,iwon't buy something till i get the money.

Answer 1

I use my debit card for most things. I will write my cleaning lady a check. I use very little cash, mainly for parking. I use Bill Pay for everything else.

Answer 2

Congratulations, you are in better shape financially than most of the US. Keep up the good work.

I only write about 3 checks per month. If those bills could be paid on-line without losing the paper statements, I'd stop writing them. I quit using credit cards last month and plan to have them paid of by year end. I prefer cash to the debit card. I tend to spend less.

Answer 3

I like using the debit card as well because I can see where the money is going opposed to using cash, plus the funds are out of sight, out of mind almost instantly. With checks, I pay the bills that I can't pay with cash or debit...like rent and daycare.

I use my credit card for gas once a month and pay it off when I get each bill.....

Answer 4

I use a debit card for just about everything. cash is too easy to lose or get stolen and credit cards charge interest.

Answer 5

I don't buy anything unless I have the money right then, I have one credit card and if I ever use it I pay it off when the bill comes

Answer 6

Debit card when I am at the store, checks for utilities and car payment.

Answer 7

Cash or checks. My checks only have my first name initials and Last name, address. No phone number or DL number on it.
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Answer 8

debit
same as cash / check but clears instantly

Answer 9

I am pretty much all debit card here too.

Answer 10

debit card