Do I have to pay those accounts off still?
2007-02-19 07:43:32 · 4 answers · asked by curious 1 in Business & Finance ➔ Credit
Pd means the account is paid
Closed means the account is closed, but could still have a balnce that you owe.
Written off means the deb t has been written off a bad debt and sent to someone else to collect
2007-02-19 08:02:45 · answer #1 · answered by Gary N 2 · 0⤊ 0⤋
Gary N is right. If you have closed accounts that still have a balance, you still owe that money and if an account has been written off/charged off it has been sent to a collection company and they will come after you for the money.
Collections stay on your credit for 7-years after they are first reported. So you need to take care of this before it gets to that point.
2007-02-19 17:14:22 · answer #2 · answered by ? 7 · 0⤊ 0⤋
I would go through each place and find if they went to a collection agency. If so, call and find out if you owe. If you do, you can try to make a deal to get it paid off and taken care of.
After an item is paid off, it takes seven years to be removed from your credit report from what I understand, although I have heard of places who claim they can 'clean' your credit up...so.....hope that helps some.
2007-02-19 16:07:08 · answer #3 · answered by Anonymous · 0⤊ 0⤋
pd means the account has been paid, closed means the account is closed, written off means you did not pay your bill and yes you will have to pay the bill.
2007-02-22 23:32:21 · answer #4 · answered by luciousgreeneyedlady 5 · 0⤊ 0⤋