2007-02-15 04:49:48 · 9 answers · asked by lovelynia2006 1 in Business & Finance ➔ Credit
You have to dispute that stuff with the 3 major credit agencies. They're begin an investigation and get back to you with their findings. It's a terribly tedious process that needs to be done almost 100% online. It takes forever and even ends up costing a little money. But it'll be worth it when you're saving money on through your interest rates.
2007-02-15 04:53:46 · answer #1 · answered by Anonymous · 0⤊ 0⤋
If there really was a way to remove accurate records from your credit report that hurt your score, then there wouldn't be much validity to credit scores, would there? You can't remove accurate accounts. If it hurts your score, then you have to deal with what you did to lower your score. You should ignore the link in the previous answer.
2007-02-15 04:54:47 · answer #2 · answered by jonmm 4 · 1⤊ 0⤋
First get a credit report. Second contact the companies who are reporting you and see if you can tactfully talk them into removing you from their bad creditor's list. Thirdly time, in time it may get better. Fourth buy a few things on credit and pay it off right away.
2007-02-15 04:58:34 · answer #3 · answered by Kat 3 · 0⤊ 0⤋
You cant unless its wrong
Time will remove the worst things
But you have to have good reporting data recorded regulary for a few months before all starts improving and your score goes up
2007-02-15 04:53:39 · answer #4 · answered by god knows and sees else Yahoo 6 · 0⤊ 0⤋
How to Clean Up Credit Report: Before approving your loan, your lender contacts the credit bureaus to get your credit report. Bad credit report will severely restrict your credit. In some cases, you may not even get the credit. So it is vital to get your credit report cleaned. To enable you to achieve that you have to alter your financial habits
2007-02-15 22:55:28 · answer #5 · answered by mey t 2 · 0⤊ 0⤋
What To Do If There Are Inaccuracies On Your Credit Report (excellent article)
2007-02-15 16:50:01 · answer #6 · answered by Anonymous · 0⤊ 0⤋
confident, that's in many cases good to pay off charges. eleven is plenty, yet do no longer supply up. it might desire to take awhile for them to return off of your credit checklist or take place as paid. earlier paying them off tell the lenders you will pay them off yet want IN WRITING a letter affirming that the debt is paid in complete and that they are going to eliminate unfavorable products out of your credit checklist. without that letter, it is going to likely be very annoying to get them bumped off. Get your credit comments 6 months after paying them off and then touch the credit bureaus with any letters you have from the lenders which you probably did pay off the charges in the event that they seem on the credit checklist. good luck.
2016-12-17 10:40:24 · answer #7 · answered by Anonymous · 0⤊ 0⤋
Submit inconsistencies with the credit bureaus.
2007-02-15 04:57:52 · answer #8 · answered by Kekaz 1 · 0⤊ 0⤋
There you go : http://index-go.com/debt-consolidation-refinance-loans-mortgage.asp
2007-02-15 04:52:57 · answer #9 · answered by Anonymous · 0⤊ 2⤋