I used to live and study in US and have credit cards there. Then I went back to my home country for holiday but something happened and i didnt go back to US anymore until now. so basically all my things are unsettled there including not paying off credit cards. Its been 7 years. I am thinking of going back to US for holiday sometimes soon but will i be stopped in immigration checkpoint because of this and be demanded to pay off the credit cards? I wish I settle all my things last time..but it has been such a long time..i have no idea what happen already with all my credit card or credit history.
2007-02-14 20:50:11 · 4 answers · asked by dodo 1 in Business & Finance ➔ Credit
Bad Credit, Americans rely on credit. However if it has been seven years, your debts may be off your credit report. Go on line to Experian Credit and do a check on yourself and see what it left. They will not stop you at customs for being in debt.
2007-02-14 21:01:43 · answer #1 · answered by Mt ~^^~~^^~ 5 · 0⤊ 1⤋
There is a Statute of Limitations on debts which differs in each state. A debt may show on a credit report but if the statute of limitaions has passed you do not have to pay the debt. The link below may help you.
http://www.creditinfocenter.com/rebuild/statuteLimitations.shtml
2007-02-14 21:01:49 · answer #2 · answered by ambernpeach 4 · 0⤊ 0⤋
If I were you, I'd contact the credit card company(ies) and find out. They might have placed a judgement on you, or placed you in contempt of court for not showing at the judgement. If they did, there might be a warrant for your arrest. Contact them.
2007-02-14 21:01:12 · answer #3 · answered by Barbara 5 · 0⤊ 1⤋
Same as us they will just keep on hounding you and calling.
2007-02-14 20:54:00 · answer #4 · answered by kissybertha 6 · 0⤊ 0⤋