Credit - October 2006

I AM A PRIVATE LENDER,REGISTERED AND CERTIFIED,WE GIVE OUT LOANS TO INTERESTED AND SERIOUS MINDED PEOPLE AND GROUPS AT A VERY LOW INTEREST RATE AND REPAYMENT ALLOWED THROUH INSTALMENT EITHER MONTHLY OR YEARLY.GET YOUR BIZ,HOUSE,AUTO,CONTRACT,DEBT,SCHOOL,PERSONAL, UPKEEP LOANS HERE AT A VERY LOW INTEREST RATE.ITS EASY,FAST AND CONVENIENT.liliansandra_loanfirm@financier.com

2006-10-30 13:04:52 · 7 answers · asked by Anonymous

I got my daughter a neice a visa buxx card. It shas no money left on it and theres been no activity on it for a while. She just told me that she made an online puchase w/ the card (it has NO money on it) and it went through. Are they going to send it or what? The visa buxx card is reloaded from my credit card so will they charge me?

2006-10-30 12:24:49 · 8 answers · asked by himynameisbob 3

i e-mail them and i been callin them but they dont answer the phone and they dont e-mail me back

2006-10-30 11:22:08 · 8 answers · asked by Roc 1

2006-10-30 11:14:37 · 5 answers · asked by sarah j 1

I had debt from 11 years ago. I rebuilt my credit and had excellent credit. That old debt all of the sudden appears as another credit card with a new number on my online account with Wachovia. They basically just reissued debt from 10 years ago on a new credit card number. The debt was already written off and off my credit report, but they turn around and give it a new number and throw it back at you... Its B.S. Anyone know how I can get this new card off my credit report. The bank is lieing and saying I cashed out the card a year ago.. Banks are so sneaky now - they are actually straight out lieing to credit bureaus

2006-10-30 11:11:21 · 8 answers · asked by J S 2

2006-10-30 10:53:17 · 3 answers · asked by D'antwon ;-)~ 2

I have been monitoring my scores for a couple months thru www.truecredit.com, a site that is supposedly partnered with Transunion. Recently, I got approved for a mortgage loan. True Credit's score for me for Experion was almost 80 points lower than what Bank of America said they had pulled-- they probably used the actual FICO score. I've been thinking for a long time that True Credit had a score much lower than it should be given my report/history.

Do some sites look at your reports and make up their own score for you or what?

2006-10-30 10:43:22 · 3 answers · asked by Anonymous

Is consolidating a good thing to do. I want to do it for my bills. But I don't want it to go against my credt. Is it a good thing to do or not?

2006-10-30 10:42:43 · 4 answers · asked by Anonymous

We jointly own my house, we separated nearly two yrs ago. Only morg and council tax had his name on everything else was in my name. Yet he has been able to get cards and loans.
How is this possible?
If he has got loans on my house (i really hope not) wouldnt my signature be needed?
Also if he gets made bankrupt does it affect me?
My children and i dont want to move, i,m paying mortgage myself. What shall i do?

2006-10-30 10:38:20 · 11 answers · asked by NIcole 1

What if they racked up $15K in credit card debt and borrowed against their 401K for a down payment on their house and I cannot sell the house for more than what is owed? Do I have to pay for it?

2006-10-30 10:11:44 · 9 answers · asked by Vianka 4

I am hoping for a loan for $15k-30k, I am 18 and have only had a credit card for a few months my credit score is... i believe 724. I will be using the money for a sort of business venture, but I do not own an official business. Is this possible?

2006-10-30 09:07:50 · 7 answers · asked by jeffy373 1

2006-10-30 08:56:05 · 5 answers · asked by lam2210 1

Some one told me to hang on to my paycheck stubs and reciepts that i get from using my debit card...

why would i need to hold on to these things and when can i shred them??

2006-10-30 08:38:56 · 10 answers · asked by Anonymous

what does charge it mean. I just checked my checking account and says availible balance $..., ledger balance $.... (the ledger is higher than the availible.

2006-10-30 08:30:19 · 9 answers · asked by Anothersliceplease! 2

I am 17 year old almost 18 year old on nov. i live with my 18 years old boyfriend and his father our rent here is 750 my boyfriend and his dad go half in on rent pluse gas elct. and water.
me and my boyfriend have one car but we have to get it tagged and get plates and get it inspected... but 1st we have to get powerstering in his car befor it will even pass inspection power stering is sooo exspencive... so we have all this to do in a short period of time... he has a job but has no plated on his car so no way to work... but the real ? is can we take out a loan or do somethin?? we have a 1 month old daughter .. we need help quick.. but we really dont have any credit at all and we are sooo yong will the bake let us take out a loan or does anyone know of anything that could help us even the littlest bit?... we have looked into section 8 but thier is a wating list so long so it would be 4ever anyways.. were in trouble and i dont want to have to ask my rents for $ again

2006-10-30 08:15:52 · 4 answers · asked by Hunny 1

2006-10-30 07:49:16 · 7 answers · asked by Anonymous

I want to know where to look to find help dealing with bill collectors

2006-10-30 07:36:30 · 10 answers · asked by sylvia_jean_m 2

2006-10-30 06:58:15 · 7 answers · asked by Jackie G 1

2006-10-30 06:01:37 · 6 answers · asked by Vladimir Z 1

2006-10-30 06:01:06 · 3 answers · asked by james c 1

I funded a private mortgage loan for two individuals. Can I report this loan to the credit bureaus so it will be included in their credit score?

2006-10-30 05:59:31 · 3 answers · asked by Gary C 1

They made an error with regard to a payment many months ago. I found this error while attempting to purchase a new home. I have spent many cell minutes, work hours, and sleepless nites attempting to resolve this. After speaking with 12 manangers, I am being told that there is nothing further they can do. I need to talk to someone higher in this stupid corporation other than an account manager. Any suggestions?

2006-10-30 05:49:36 · 5 answers · asked by stephaly2003 2

My child's father used our son's soc sec number to get a credit card. Who should I tell & what will happen to my son's father?

2006-10-30 05:37:07 · 9 answers · asked by gingerbread399 2

I had a chapter 7 bancruptcy discharged 1/2006

2006-10-30 05:11:12 · 11 answers · asked by jeff H 1

Will I have bad credit? Can I improve my credit over time?

2006-10-30 05:03:25 · 3 answers · asked by curiousgeorge 2

2006-10-30 04:24:48 · 5 answers · asked by kewlmocha1 1

Basically, someone is registered to the address and runs up credit card debt and leaves and refuses to pay. Can the bailiffs come in and reposses the howeowners belongings to reclaim? Or do they have to prove that they own them and are not possessions of the person who owes the debt?
I am a bit unclear of the rules surrounding this!

2006-10-30 03:48:35 · 8 answers · asked by mrdanlondon 2

have bad credit and want to start building it up, what is the best course of actioin, should i pay off old credit cards, i think they are so far gone that it would not help anymore, theyve been passed from collection agency to collection agency. or should i get me a secured card and just maintain it? what about bankrupcy? didnt really want to do that but dont know much about it

2006-10-30 03:39:41 · 8 answers · asked by PITT59 1

I've pretty much given up. I've gone through three debt consolidation companies; one told me that they couldn't help me and the other two couldn't offer me a truly affordable monthly payment. I don't want to discharge ALL my bills, but there's no way I can pay them all. I don't make enough money. How do I file?

2006-10-30 02:58:32 · 3 answers · asked by Bachman-ette 4

I just got $10K bonus, should I pay my car loan: balance is $10K at 9.25% or my credit cards at $8,000 balance at 14% revolving account? which way would I save more money in the long run?

2006-10-30 02:38:42 · 18 answers · asked by Cid2006 2