Basically, someone is registered to the address and runs up credit card debt and leaves and refuses to pay. Can the bailiffs come in and reposses the howeowners belongings to reclaim? Or do they have to prove that they own them and are not possessions of the person who owes the debt?
I am a bit unclear of the rules surrounding this!
2006-10-30 03:48:35 · 8 answers · asked by mrdanlondon 2 in Business & Finance ➔ Credit
Thanks Alison but how can that be proved to the bailiffs?
2006-10-30 03:52:11 · update #1
They can only take things belonging to the person who owes the debt. I was quite concerned about this, as I keep getting letters to a previous tenant of my house from debt collection agencies. Thankfully the BBC ran a program investigating bailiffs, and I was able to glean some useful info from it.
Read the website below, and make sure you know your rights. Then the bailiffs can't scare you into thinking they can take your stuff.
2006-10-30 04:00:32 · answer #1 · answered by Steve-Bob 4 · 1⤊ 0⤋
They can take anything they want up to the amount of the debt.
If the person who ran up the debt no longer lives there, then the bailiffs cannot take anything.
If this person still resides at this address then anyone living with them should have receipts of purchased items so that they are not taken to pay for the debt.
If you can prove when you moved in via the contract, then your solicitor (which you should seek out) can contact the debtors and state that the previous resident who ran up the debts no longer resides at the address.
2006-10-30 11:57:28 · answer #2 · answered by Dragon Empress 6 · 2⤊ 3⤋
you are the new tennant or homeowner so no they cant take anything. just dont let them in whatever you do.if you have a phone number call there office and speak to the manager and tell them your situation. you should be ok after that. if not get some legal advice, good luck.
2006-10-30 12:00:52 · answer #3 · answered by Gerards twin 3 · 1⤊ 0⤋
When they come make sure you have documents to prove whom you are and that this address is your address. Inform them of the scams that are happening at your address so they can get the picture. So NO, they cannot come and take ANYTHING as it is not YOU who they are LOOKING FOR.
goodluck.
2006-10-30 11:51:52 · answer #4 · answered by london lady 5 · 0⤊ 0⤋
in the UK unless a criminal offence can be proven (and owning money isn't one) you just don't open the door and that is it, whoever is in the house. If they try to get in you can call the police.
2006-11-02 00:45:35 · answer #5 · answered by Anonymous · 1⤊ 0⤋
if the bills not in your name then they cant touch any or your assets but they can touch anyting proven to belong to the debtor.
theyll have to prove it belongs to the creditor if theres any dispute.
basically say "everything here belongs to me ...... prove otherwise".
the balls in their court to prove its not yours.
possession 9/10s of the law.
2006-10-30 11:55:32 · answer #6 · answered by Anonymous · 1⤊ 0⤋
They can't take anything that doesn't belong to the debtor.
2006-10-30 11:50:48 · answer #7 · answered by Ally 5 · 1⤊ 1⤋
No one can come in to your house and take anything at all if the house isnt yours.
2006-10-30 12:05:35 · answer #8 · answered by vickicraig86@btinternet.com 3 · 1⤊ 2⤋