2006-10-30 07:49:16 · 7 answers · asked by Anonymous in Business & Finance ➔ Credit
yes. get a credit card with a small limit. use it every now and then and pay it off every month. after 6 months, things should look better on your credit report.
2006-10-30 07:57:03 · answer #1 · answered by practicalwizard 6 · 0⤊ 0⤋
your credit score will improve after a couple a months, but you can open new credit cards accounts if you can and pay them on time. if you still have balances in your other credit cards and you are in good standing with them- ask them to rise your credit limit, and of course don't spend this extra credit money. it will help you with your debt ratio. the best idea is to keep your credit card balances below 40%.
2006-11-02 13:52:21 · answer #2 · answered by bianca 4 · 0⤊ 0⤋
paying off a charge off is the best way to rebuild your credit.
2006-10-31 15:49:38 · answer #3 · answered by luciousgreeneyedlady 5 · 0⤊ 0⤋
Also make sure the credit report shows these debts have been paid in full. If not, call the creditors to have them put that on there.
2006-10-30 08:47:11 · answer #4 · answered by Michael 2 · 0⤊ 0⤋
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2006-10-30 21:08:34 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Get a orchard bank mastercard. www.orchardbank.com
they select the appropriate card for you and they specialize in helping you to rebuild your credit. I recently got one and my limit starts out at $300.00 and then they do monthly "checks" to increase my limit as appropriate.
good luck in rebuilding your credit!
2006-10-30 08:16:29 · answer #6 · answered by sem3578 2 · 0⤊ 0⤋
Get some sort of credit card, use it and pay it off regularly.
2006-10-30 07:50:48 · answer #7 · answered by romulusnr 5 · 0⤊ 0⤋