Credit - October 2006

Hi, I was wondering if anyone has a bed bath and beyond or target giftcard with some money on it that they aren't going to use could they give me the card number and stuff. Or maybe anyother giftcard that they won't use. Thanks alot!
Katie

2006-10-30 02:34:14 · 4 answers · asked by Anonymous

I gave notice on 8/21 and told the office I would be gone by 9/7. Since rent was due on 9/1 (past due after 9/5) they told me to just wait until 9/7 and get a final bill before I made a payment. I paid via their online system on 9/7. That day, they mailed me a final statement, which had already been paid. Last week, I received a call from a collection agency regarding my past due rent. I explained it had been paid online, I even had the confirmation email and print out. The office claimed they never received it and didn't have my contact info to call/mail me about not receiving it. This was a blatant lie. First, they mailed my final billing statement to my new address that I had provided. Secondly, the statement sent to the collection agency had all of my contact info on it (home ph, work, cell, addy). They reported me delinquent just SIX DAYS after they mailed my final bill, even though it had been paid. My credit score dropped 100pts! The online co. said no way they didn't get notice

2006-10-30 02:12:32 · 4 answers · asked by Stacy A 1

I payed half this bill as a settelment in 1997 I thought it was over with. Some how another collection agency has bought this account and now say I owe $650.They want me to settle for $300 now. Its been 9 yrs and I have great credit, do I have to pay this, will this ruin my credit if I don't ?

2006-10-30 01:17:43 · 10 answers · asked by glenn w 1

i found freee reports, but they always need me to enter a credit card #...Ii don't have one

2006-10-30 00:05:25 · 9 answers · asked by drumbum1569 1

Ok, here is the situation.

I was served with papers notifying me that a creditor was suing me for an outstanding balance from the hospital on the birth of my daughter. I sent them a check for the full amount being requested, which included the interest they are asking for.

A couple weeks later, I get a letter from the law firm, requesting $103 more dollars, with no explanation as to what this balance is for.

I sent them back a fax, requesting documentation of these futher charges and have heard nothing back.

In the meantime, I received notification from the court that our court date has been set for November 8.

I don't have the $100 sitting around ( I took an advance off my credit card to pay the initial $2200) so what are my options here?

I do not believe that they can force me to pay a balance with no substantiation, yet here comes the court date.

What should I do?

2006-10-29 22:31:31 · 7 answers · asked by Gem 7

how can i put all my bad credit on a credit card then not use that card till its all paid off , thats what my loan officer did so we could buy a house but he is no longer living to ask him......

2006-10-29 21:20:54 · 5 answers · asked by debbie s 1

my sister is terrified of opening her door as the baliffs have been round for an unpaid 4yr old debt.
They threatened her husband with arrest. they want to do a walking possession order on her things. the computer was bought by my other sister for her kids. and she's scared stiff of loosing any of their things.
can a bailiff legally enter your house. and she been told the are allowed to enter by any means they want.
please can you help her.
she's turning into a nervous wreck

2006-10-29 20:30:05 · 20 answers · asked by djshazzi 3

i have never missed any payments in years i just need to consolidate but they think i'm overstretched, i don'e have anything to secure it against

2006-10-29 20:23:22 · 5 answers · asked by barrytapscott 1

2006-10-29 19:55:46 · 6 answers · asked by Susama N 1

I wrote a personal check to and apartment complex. I had a stop payment put on it. Now they consider it a bad check. When I pay the check off and the fees is there anything else I have to do.

2006-10-29 18:49:48 · 9 answers · asked by virgojt1964 1

My daughter was named (by me) as an authorized card holder on the account in question. I didn't think about this before I filed. I was granted the bankruptcy by the court. As for the account in question, I believed I alone was responsible as all billing was in my name only. But now that account is showing up on HER credit report. Is there something we can do to get this account removed from her credit report? If so, exactly what is the process?

2006-10-29 17:07:14 · 5 answers · asked by mgs4Real 3

I have been on Social Security Disability now for 1 year. I spent 6 years before that unemployed and fighting to get help for my disability. If you are familiar with SSD, you know you may be in for a wait. My wife works full time and has been there for seven years. We acquired a lot of medical bills while I was down and are presently in the process of paying those off( we allowed a lien to go through on my wifes paycheck at 25% taken out for the medical bills) Our problem now is that we need financing for a car and don't know where to turn. Both of our credit ratings are lower now due to the medical bills. We were able to buy our house over a year ago using just her credit rating. Now mine is higher than hers due to the lien on her payroll but still fairly low.

2006-10-29 15:05:41 · 8 answers · asked by taboobiker73 3

2006-10-29 12:48:56 · 6 answers · asked by T P 1

2006-10-29 12:23:23 · 6 answers · asked by FutureTechnology 1

2006-10-29 11:17:35 · 5 answers · asked by lety 2

are they for real or a scam they always ask for 24.99 etc & if i send said amount i get one million 900,000 $

2006-10-29 11:00:32 · 4 answers · asked by Anonymous

I wanna know what's the best out there for me. I want to start building up credit. So i need a credit card. where do i get a credit card online. I use washington mutual and i think they have mastercard not visa. So do i gotta get a new bank account?

2006-10-29 10:21:33 · 5 answers · asked by Anonymous

2006-10-29 09:33:51 · 8 answers · asked by William S 1

When they started back in 1989, do you know how much their first credits cost? (per credit) I can't find it anywhere online.
Thank you in advance!

2006-10-29 09:04:58 · 1 answers · asked by ilvwtr1978 1

My ex-husband was 30 days late in 2002 paying a mortgage and he won't refinance so that I can be removed from his home mortgage loan. It shows as bad credit in my credit report. Can anyone help?
The bad part is he is deployed.

2006-10-29 08:47:58 · 10 answers · asked by redgirl9992004 3

2006-10-29 08:37:27 · 6 answers · asked by billyboy06 1

dont have a job

2006-10-29 06:45:25 · 5 answers · asked by Anonymous

Voluntary returning a vechile?
I missed 5 payment on my van and I gave it back to them voluntarly( not repossed) The contract I signed claims that I owe them no money at all. Does any one know how this affects my credit? Also if they decide the van is not worth what I owe on it what will happen? They had not signed the agreement because they wanted to inspect the van 1st. They said they will call me

2006-10-29 05:10:13 · 5 answers · asked by R C 5

I have to go to a pre trial mediation about a debt i defaulted on because I became disabled and now collect SS dis. I recently won a small injury award which I deposited in my bank acct. I need that money for much needed dental work, how can I protect it, I know they can't touch my disability, but what can I do with the other?

2006-10-29 05:04:09 · 5 answers · asked by deejayspop 6

"A radio dealer offers a radio for Rs 270 cash down or Rs 30 cash down and 18 equal monthly instalments of Rs 15 each .Find the rate of simple interest charged".
can you pls explain this step-by-step and solve it?

2006-10-29 04:57:07 · 3 answers · asked by weirdo_hermione 1

I'm also trying to find their credit ratings going back to 1999.

2006-10-29 04:26:13 · 1 answers · asked by sunnskye 1

i went to a small restaurant a pay with a debit card the amount of 8.41.. made sure a wrote n/a under tip since it was a pick up food. my card was charged 10.09 more than 15% would have expected if the restaurant charges for tip. the point it is not the amount of money taken. but the the fact money was taken without my knowledege

2006-10-29 04:25:27 · 5 answers · asked by helsing_dr 1

i want to buy a game but have no credit card

2006-10-29 04:15:37 · 6 answers · asked by Anonymous

Let me explain the situation. A month ago, I bought a watch from a little store in my local mall. I had 30 days to return it and I came back a week before the 30 days. The lady wouldn't let me return it because she said the card I gave her to credit amount back wasn't the same as the one I had to used to purchase the item. Well, my mom had gotten our credit cards upgraded and she cut up our old ones. The lady also said that since I came in before the 30 days was up, I could return it at any time. I tried to get that in writing but she said she wasn't allowed to sign anything. She is also the manager by the way. So, I had a good friend of mine call her top boss and he agreed to issue me a refund. I went back yesterday and the manager wasn't there and she won't be back till Tuesday which is past my 30 day period. Do you think she will try anything? Do you think if I go in on Tuesday she will just say it's past the 30 days you can't return it?

2006-10-29 03:58:28 · 8 answers · asked by xoxmissjxox 3

I'm recently seperated from my wife and we're getting a divorce. She kicked me out of our apt, and I'm at a friends. I can't stay here forever. I need at least $5000 for move in expenses since I have nothing, furniture, bed, sheets etc. I'm recently re-building my credit and have a new credit card I've been using to live for the last three weeks. I have a good solid paying job, but no savings.

Do you think my bank will give me a temp loan? I'm expecting a bonus from my work in Dec so I can pay it off then.

What should I do?

2006-10-29 03:24:14 · 4 answers · asked by Anonymous