2006-10-29 11:17:35 · 5 answers · asked by lety 2 in Business & Finance ➔ Credit
Go to www.annualcreditreport.com, the official site for the 3 major credit reporting agencies - Equifax, Experian and TransUnion. You can properly complete the info online and get the reports online within 5 to 8 minutes, the time it took me to complete and print out all three of my reports. These were all free because of the new law that lets you get a free report from each agency each 12 month period. I have made credit report requests by phone and received the report by mail within 10 days, although they have 15 days to send it.
Be prepared to print out 15 to 20 pages for each report. This is a great law for consumers.
2006-10-29 11:42:57 · answer #1 · answered by Farbles 1 · 0⤊ 0⤋
This information is based upon the Federal Trade Commissions website www.ftc.gov. You can follow the link off the website located on the left hand side if you scroll down under "Hot Topics" you will find "FREE Annual Credit Report".
This link is the ONLY authorized online source for you to get a free credit report under federal law. You can get a free report from each of the three national credit reporting companies every 12 months. Some other sites claim to offer "free" credit reports, but may charge you for another product if you accept a "free" report. The link is www.annualcreditreport.com
2006-10-29 19:28:58 · answer #2 · answered by Jen G 3 · 0⤊ 0⤋
www.annualcreditreport.com is a great place to visit, and it gives all three credit bureaus: Experian, Equifax, and Transunion.
However, be aware that a credit report is not your credit score. They will not give you this, but you should have an opportunity to purchase it at some point.
ALSO, it depends on your state whether you get a free credit report every year or not. My state, Texas, just granted us this within the last few years.
2006-10-29 19:48:43 · answer #3 · answered by miranywho 2 · 0⤊ 0⤋
One thing the others forgot to mention is that when using www.annualcreditreport.com, you can get your report for free, but do have the option to pay to see your scores if you wish.
And you can print it off instantly.
2006-10-29 20:11:32 · answer #4 · answered by Hot Pants 5 · 0⤊ 0⤋
Try one here -
https://www.citibank.com/us/cards/gen-content/crt_mntr/
Once u check ur report, cancel it and avoid any charges ... It should be quick ..
2006-10-29 22:35:13 · answer #5 · answered by Sohil 3 · 0⤊ 0⤋