Credit - October 2006

I want to buy a house, I just found out my credit score is 536 I know part of that is studant loans, but I withdrew from school and have a letter from them stated that. My questions are, what is an ok score to be able to buy a house? Once I get the studant loans off my credit report how much would it possably bring up my score. Thanks much you guys are the greatest :)

2006-10-29 03:10:44 · 5 answers · asked by funnychic30 2

We have a credit card debt management company who is helping reduce interest rates and all of that, but they say it's a 4 year ride on the payment train. Anyone know of a faster way than debt consolidation.

2006-10-29 02:18:15 · 4 answers · asked by D. Bronco 3

2006-10-29 02:11:46 · 11 answers · asked by Anonymous

I need to dispute an item on my credit report. What is the proper wording or format I would use to do this? If anyone could help me, I'd be greatly appreciative.

2006-10-29 02:06:57 · 3 answers · asked by Bridget C 1

2006-10-29 01:48:09 · 2 answers · asked by Tyronna W 1

How can i get a credit report without having to sign up for a membership though some company? I just want to get see what my credit report says after i filled bankruptcy over a year ago. any suggestions??

2006-10-29 01:26:24 · 9 answers · asked by lisamarie_625 1

What happens to credit reports for people who return overseas ?

For three and a half decades Stateside, I made sure to keep my credit rating and record in the best possible shape, by paying all bills on time, and periodically checking the same credit report, even I hadn't used any credit to ward off fraud.

I then retired to my spouse's birth country in Asia due to low-cost and numerous family. To my surprise, a MAJOR Card Company with whom I had an account since mid-1970s, actually sent me a new card, even though I would not qualify for one because of the
relocation (I then send payment to Florida). I assume my credit score, and record continues.

Is my supposition correct ?

Anyone ?

2006-10-29 01:22:08 · 2 answers · asked by Anonymous

i purchased an auto three month ago and now due to illness can't make payments. Will this go against my credit?

2006-10-29 01:20:55 · 7 answers · asked by arnette 1

I'll be needing several car repairs in the next week or so and will be accessing my line of credit from Visa (using convenience checks) to pay for them all at once in the meantime. The convenience check has my name on it, but who do I write it out to when I go to deposit it in my bank account?

2006-10-29 01:51:25 · 8 answers · asked by Anonymous

Please help, I'm trying to get my credit back in shape to buya house. If you have any expertise in this area, it would help me alot.

2006-10-29 00:13:39 · 8 answers · asked by Edward J 3

2006-10-28 23:14:28 · 13 answers · asked by Anonymous

just to get the loan. My fiance and I have no credit and bad credit. We qualify for a home loan with 10% interest rate, but we can refi in a year with a lower fixed rate. If it was you and this was your last resort would you do it???

2006-10-28 20:39:39 · 4 answers · asked by Anonymous

2006-10-28 18:20:19 · 4 answers · asked by Rajaraman R.K. 1

2006-10-28 18:13:50 · 3 answers · asked by tretrykez03 1

My husband and I are looking to buy our first home. We have found someone we would like to buy the home from and the cost of the house is 116,000. That is not including extra money for the grading or anything else that will need to be done. We are looking to take out a mortgage of maybe 130,000. I have a terrible credit score and my husband has as fair credit score of 679. HIs dad has a pretty high credit score seeing as he has 3 2005 cars in his name. and 2 new houses in his name. and he is willing to co-sign with us. WE don't have anything to put down right now. It is a major cirumstance that we get a new place and I don't want to rent cause I feel that it is a waste of money. So now the question. Is it possible to get a mortgage for 130,000 with that credit score for less then 500 dollars a month..If you have any information please let me know! WE both work and have a total income of $1800 a month. WE live in NC..anything would be great

2006-10-28 17:46:35 · 9 answers · asked by Nessie H 2

I am furious with REBATES.
Can someone please explain to me WHY rebates exist and what are they good for, bucz it sure is no good for the comsumer.

2006-10-28 17:33:40 · 6 answers · asked by Anonymous

2006-10-28 16:40:20 · 15 answers · asked by VIC-RIDA 2

I don't have a bank account and my bill is due in 3 days and I don't want to be charged a late fee.

2006-10-28 16:21:19 · 9 answers · asked by Anna A 2

I don't have a bank account and my bill is due in 3 days and I don't want to be charged a late fee.

2006-10-28 16:19:47 · 4 answers · asked by Anna A 2

for example starting at age 18...i begin building my credit up..what age will i be able to get a bank loan to open a daycare center (how ever much it is going to cost at that time)

2006-10-28 16:18:54 · 6 answers · asked by DOMiNiCAN MAMi 1

Hey!
What do you recommend? Bank or Credit Union..List the best bank or Credit Union in North Carolina around Winston-Salem,Greensboro, High Point Area please.. thanks!

2006-10-28 16:13:30 · 3 answers · asked by khmer_gurl_336 2

2006-10-28 15:11:24 · 9 answers · asked by alysiasmith 1

2006-10-28 15:02:35 · 1 answers · asked by LUE F W 1

2006-10-28 14:37:34 · 6 answers · asked by Anonymous

I the question I asked before was answered well. But, I am certain it was misunderstood. I owe nothing. I am free of any debt except my home mortgage. I have a really bad credit score. I have checked my score and I have 3 or 4 bad things on it. I need to know if a bankruptcy would help my score. or would just waiting it out be the best thing?

2006-10-28 14:21:37 · 7 answers · asked by heavyhauldad 3

4 of these are Credit Card Slogans, 3 of these are Insurance Slogans

"Don't leave home without it"
"Like a good neighbor"
"There are some things money can't buy."
"It's everywhere you want to be"
"You're in good hands."
"Just 15 minutes can save you 15 percent or more on car insurance."
"What's in your wallet?"

2006-10-28 13:26:46 · 7 answers · asked by Celeste P 7

2006-10-28 13:20:05 · 5 answers · asked by macinfire 3

I am about 6 months behind and dealing with Katrina and marital issues.

2006-10-28 13:05:09 · 4 answers · asked by airforcebunny 1

i have 57 cents on my credit card....wut can i buy online?

or like sign up for anything with that 57 cents...its buggin me...having 57cents on my card and i can't use it lol please help!!!

2006-10-28 12:43:48 · 5 answers · asked by =D 2

I pawned a designer computer. When I came to buy it back they said that they've lost the mouse and keyboard. Normally I wouldn't mind. But the fact that it's a designer computer the mouse and keyboard aren't generic. The sales clerk remembers the items but he said he forgot to write it down on the list. I would like to sell the item privately but these missing items will greatly reduce the value what can be done shoudl the store give me the value of these items back the total comes to £190

2006-10-28 12:26:53 · 2 answers · asked by Kyoji M 1