2006-10-28 14:37:34 · 6 answers · asked by Anonymous in Business & Finance ➔ Credit
my equifax and experian are pretty low. So i was wondering if you new of creditors who simply used the trans union so i could get new credit to help raise the others.
Also, do you know if i can go off the true credit score? is it accurate?
2006-10-28 14:50:26 · update #1
Most credit card companies use more than one.....
2006-10-28 14:40:38 · answer #1 · answered by Dark Knight 3 · 0⤊ 0⤋
I am afraid I have bad news. TransUnion uses a different scoring range which tends to inflate your credit score when compared to the others. Creditors know this and take this into account.
A TransUnion score of 700 is somewhat similar to a 650 on Equifax or Experian. It likely does not matter which bureau the creditors pull your score from.
2006-10-28 15:54:20 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Get a copy of your trans union report it should have a list of credit card companies that have "trolled" your report. This is a way they look for potential customers, it is sort of a credit fishing trip.
You can get a copy of it free once a year.
2006-10-28 14:47:01 · answer #3 · answered by my_iq_135 5 · 0⤊ 0⤋
Try asking the credit card companies.
2006-10-28 14:45:06 · answer #4 · answered by kearneyconsulting 6 · 0⤊ 0⤋
stopcc....is correct. trans union is usually higher than the other 2. they grade differently. u mite consider trying 2 straighten out whatever is making the other 2 low cuz it'll help u overall in the long run.
2006-10-28 15:59:33 · answer #5 · answered by TaxGirl 2 · 0⤊ 0⤋
High credit score----you know how to shop and pay people back! Great! don't worry.
2006-10-28 14:47:12 · answer #6 · answered by Anonymous · 0⤊ 0⤋