I've pretty much given up. I've gone through three debt consolidation companies; one told me that they couldn't help me and the other two couldn't offer me a truly affordable monthly payment. I don't want to discharge ALL my bills, but there's no way I can pay them all. I don't make enough money. How do I file?
2006-10-30 02:58:32 · 3 answers · asked by Bachman-ette 4 in Business & Finance ➔ Credit
Chapter 7 bankruptcy is the commonest denotation of bankruptcy. It stands for waiving or canceling of debts that you have incurred. As an individual, you can select between Chapter 13 or Chapter 7 bankruptcy. Selecting between the two is not easy. The bankruptcy court will study your circumstances before deciding which type of bankruptcy is applicable to you.
2006-10-30 21:10:41 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Look in your local newspaper or phone book for a bankruptcy attorney, the first consultation is free.
When you make the appt. make sure it is free. The cost of the
bankruptcy is quite inexpensive. Depending where you live, usually around $600. and up.
good luck
2006-10-30 03:54:30 · answer #2 · answered by Anonymous · 0⤊ 0⤋
find a bankruptcy lawyer.
2006-10-31 15:36:14 · answer #3 · answered by luciousgreeneyedlady 5 · 0⤊ 0⤋