My child's father used our son's soc sec number to get a credit card. Who should I tell & what will happen to my son's father?
2006-10-30 05:37:07 · 9 answers · asked by gingerbread399 2 in Business & Finance ➔ Credit
You need to get this cleared up. If you do nothing, the only person who is going to get screwed is your son and his credit. The father isn't going to pay on time (if he did, then he could get one in his own name, unless he is a foreign national with no SSN).
I would first contact the local police department. This is identity theft and credit fraud. Explain to them what is happening, what the father did, and they will let you know if this is legal or not (it is legal if the father cosigned for a card in your son's name and uses it himself, but illegal to use your son's SSN to get a card in his name). You may need to be prepared to provide proof to back up your claim. Get a report in case there are additional lines of credit against your son that he doesn't know about.
(The rest of this I got from a website)
Close any suspect accounts in your son's name
Contact one of the credit reporting agencies and have a fraud alert placed against your son's SSN (see link for more info)
Contact the FTC and file a complaint (it says they maintain a database of ID thefts).
As to what will happen to the father? Who cares. If he is using your son for his financial gain, he is not fit to have parental rights. The only thing I would make sure before you proceed is to find out if your son had any part of this. If your son was involved, he will have opened himself up to civil and criminal penalties.
Good Luck
2006-10-30 05:55:27 · answer #1 · answered by Slider728 6 · 0⤊ 0⤋
My ex wife put her phone in my 6 year olds name, maybe we should set them up on a date. You can contact your local credit bureau and request a copy of your son's credit report. This way you can see if there are any other accounts you don't know about. You can then dispute the account based on the fact he is a minor. Or, for quicker results, you can try to call them and ask them to put a fraud alert on his report and alert all creditors. Technically, this is credit card fraud, but the credit card will probably only make your husband pay off the credit card.
2006-10-30 05:44:28 · answer #2 · answered by Dotar Sojat 2 · 1⤊ 0⤋
nicely you need to get some thing out of your credit card corporation that states the date you pronounced your card stolen, deliver that to the warm line so as that they are able to verify the date you called and the date you pronounced it stolen. (you called on the 5th and pronounced it stolen the 8th) theres no way it relatively is fraud. you need to pay them yet once you do no longer it must be a mark on your credit or bypass into collections, i'm no longer likely specific how those places artwork.
2016-10-21 00:15:03 · answer #3 · answered by lindgren 4 · 0⤊ 0⤋
Tell the credit card company. He had to lie on the application to get a credit card issued in a minor's name. He could end up in jail if he has done anything to defraud the credit card company.
2006-10-30 05:46:55 · answer #4 · answered by waggy_33 6 · 0⤊ 0⤋
start off with telling the credit card company and have the account frozen and then tell the cops and see what they can do about it. also see about getting social securtiy to change his number and don't let the father know what it is and tell your son it is in his best interst to keep it a secret from his father and explain y.
2006-10-30 05:41:27 · answer #5 · answered by Anonymous · 1⤊ 0⤋
it also depends on how much was charged on the card. if it was over $1000, you can actually involve the FBI. do you care what happens to him? this could cause all kinds of problems for your son when he grows up and tries to establish credit. you need to do something.
2006-10-30 05:45:31 · answer #6 · answered by practicalwizard 6 · 0⤊ 0⤋
Telll the card issuer. They will investigate becaus ethey have the most at stake. It will likely die in a pile of unwanted paper work if you do anything else with it.
2006-10-30 05:39:46 · answer #7 · answered by David W 3 · 2⤊ 0⤋
Ask your bank, That's Idenity theft along with CC theft
2006-10-30 05:40:08 · answer #8 · answered by Ray D 5 · 0⤊ 0⤋
contact an Attorney quick. If you can't afford one, please contact me. I provide an Affordable service which will cove you and your family under one plan and grant you access to the No.1 Law Firm in your State. Not only that, you will be provided with Identity Theft Shield, which will monitor, alert, and restore your credit if ever stolen. Please contact me for more information.
Sincerely,
JD
2006-10-30 05:46:46 · answer #9 · answered by Anonymous · 0⤊ 2⤋